CENTURY 21 Edge
$295,000$299,9002 bd2 ba1,508 sqft$196 /sqft≈$2,994 /mo all-in ↓

4693 WHISPERING OAKS DRIVE, NORTH PORT, FL, 34287

Active90 days on marketListed Aug 9, 2026MLS #C7529385

✦ Reduced $5KVillaHERON CREEK

About this home

4693 WHISPERING OAKS DRIVE

NOW OFFERING for the right offer, sellers will leave villa partially furnished which includes: all household items, living room furniture (1yr old), minus buffet, master bedroom and lanai furniture. Situated within the gates of Heron Creek Golf & Country Club, this beautifully appointed 2-bedroom + den villa, located in a NON-FLOOD zone next to Hole #6 on the Oaks Golf Course, is now being offered! Featuring a NEW TILE ROOF and a private side yard, this residence is perfectly positioned on a peaceful, park-like homesite offering both privacy and tranquility.Soft gray walls, crisp trim, and stylish accents create a bright and welcoming atmosphere. From the moment you enter, the open-concept layout draws you into the spacious great room—ideal for both everyday living and entertaining. Sliding glass doors lead to the screened lanai, where a patio complete with a ceiling fan and light creates the perfect outdoor retreat. Enjoy your morning coffee or unwind at the end of the day while taking in Florida’s beautiful sunsets and the serene surroundings. The kitchen is a standout feature, offering exceptional space rarely found in villas. Rich wood cabinetry provides abundant storage, while exotic granite countertops offer expansive prep space. A stacked-stone tile backsplash and under-cabinet lighting add warmth and texture. The full suite of Samsung stainless steel appliances includes a natural gas range, a sought-after feature for those who enjoy cooking. A dinette situated between the kitchen and living area creates the perfect casual dining space. Just off the kitchen, the private laundry room is thoughtfully tucked away and features built-in cabinets and shelving. The desirable split-bedroom floor plan provides privacy for owners and guests. The guest suite is located at the front of the home adjacent to a full bath. The versatile den, complete with French doors, can easily function as a home office, media room, or additional guest accommodations. The spacious primary suite offers a relaxing retreat with a large walk-in closet and ensuite bath featuring dual sinks, elegant granite countertops, and a generous walk-in shower, creating a spa-like atmosphere designed for comfort and ease. The home also features a 2-car garage, providing ample room for vehicles, storage, and even a golf cart—an added convenience within this golf community. A BRAND-NEW WATER HEATER was also recently installed. Beyond the home itself, residents enjoy the outstanding lifestyle and amenities that make Heron Creek one of the area’s premier communities. The 21,000-square-foot clubhouse serves as the social hub and includes formal and casual dining options, an active social calendar, and gathering spaces. Golf enthusiasts will appreciate 27 holes of championship golf designed by Arthur Hills, while additional amenities include a resort-style pool and spa, state-of-the-art fitness center, and tennis courts. The community also features low HOA fees and NO CDD FEES, adding to its overall appeal. Conveniently located with quick access to I-75 and US-41, the property is close to everyday conveniences and popular destinations. The property is also approximately 3 miles from the new Sarasota Memorial Hospital campus currently under development near I-75 and Sumter Boulevard. Please note that the property video shows the dining area prior to its recent painting and updates.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,508

Sqft

0.17 ac

Lot size

2

Garage

2002

Year built

One

Levels

$196

Per sqft

Golf Course & Trees/Woods viewNegotiablePets allowed

Inside

FlooringCarpet · Ceramic Tile · Engineered Hardwood
AppliancesDishwasher · Disposal · Dryer · Gas Water Heater · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Kitchen/Family Room Combo · Solid Wood Cabinets · Split Bedroom · Stone Counters · Tray Ceiling(s) · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room · Other
CoolingCentral Air
HeatingCentral
FurnishedNegotiable

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewGolf Course · Trees/Woods
FacesEast
ParkingCommon · Driveway · Other
ExteriorIrrigation System · Lighting · Other · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$404/mo
Taxes (2025)$3,291/yr
PetsCats OK, Dogs OK, Yes
CommunityClubhouse · Community Mailbox · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Irrigation-Reclaimed Water · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesFiber Optics · Natural Gas Connected · Sprinkler Recycled · Street Lights · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,994 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$2,025
FHA mortgage insurance (est.)$130
Property tax — 2025 actual bill$274
HOA fee — from the listing$404
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $10,325Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $10,325
Interest rate7.50%
Loan term

Estimated payment

$2,994/mo

Principal & interest$2,025
FHA mortgage insurance (est.)$130
Property taxes (actual bill)$274
HOA / condo fee$404
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $295K
$278KedgeAI estimate $302,940 · range $290K–$317K$329K

vs edgeAI estimate

−2.6%

$/sqft vs HERON CREEK

$196 vs $235

Days on market

90 vs 71 typical

Where $196/sqft sits among the 23 homes for sale in HERON CREEK

3 · this home
7
0
6
3
4
$184–201$201–217$217–234$234–250$250–267$267+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Heron Creek

Get to know North Port. See the full North Port guide →

Heron Creek — neighborhood snapshot

Population

1,949

Median age

63

Median income

$108,936

Median home value

$317,839

Avg household

2

Households w/ children

196

For the school run

Sarasota County School District

HighNorth Port High School★★★★★
MiddleHeron Creek Middle School★★★★★
ElementaryLamarque Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The North Port market

Seller’s marketLeans seller — 4.9 months of inventoryBuyer’s market

$315K → $312K

North Port median sold, yr/yr

96.8%

Sale-to-list ratio (12 mo)

9 of 23

HERON CREEK have cut their price

Median sold price, North Port, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 119% above the NORTH PORT 34287 median. See the full North Port market guide →

Paper trail

This home's history

CurrentPrice reduced to $295,000 ▼ $5K
Aug 9, 2026Listed at $299,900 · 90 days on market since
2002Built · HERON CREEK

Reality check

What actually sold near 4693 WHISPERING OAKS DRIVE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

4827 WHISPERING OAKS DRIVESold · May ’26

$289,900

4827 WHISPERING OAKS DRIVE · same community

2 bd · 2 ba · 1,487 sqft · $195/sqft · 109 DOM

5064 WHISPERING OAKS DRIVESold · May ’26

$320,000

5064 WHISPERING OAKS DRIVE · same community

2 bd · 2 ba · 1,657 sqft · $193/sqft · 137 DOM

4440 WHISPERING OAKS DRIVESold · Nov ’25

$335,000

4440 WHISPERING OAKS DRIVE · same community

2 bd · 2 ba · 1,666 sqft · $201/sqft · 26 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Leila Sabat

Your agent

Leila Sabat

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 4693 WHISPERING OAKS DRIVE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 4693 WHISPERING OAKS DRIVE — before you fall in love.

See it in person

Schedule a tour

Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

4693 WHISPERING OAKS DRIVE FAQs

What would the monthly payment be for 4693 WHISPERING OAKS DRIVE?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,994/mo — principal and interest, the actual property-tax bill, the $404/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 4693 WHISPERING OAKS DRIVE?+

The association fee works out to $404 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 4693 WHISPERING OAKS DRIVE?+

The most recent tax bill on record (2025) was $3,291. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 4693 WHISPERING OAKS DRIVE?+

The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in North Port?+

At $295,000, this home is listed about 12% below the North Port median of $334,900. The market section on this page shows how the area is trending.

Which schools are assigned to 4693 WHISPERING OAKS DRIVE?+

North Port High School (high), Heron Creek Middle School (middle), Lamarque Elementary School (elementary) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$295,000 runs 119% above the NORTH PORT 34287 median.

02Golf Course & Trees/Woods views

The golf course and trees/woods view is part of what you're buying — views hold value independently of the structure.

03The price has already moved

Listed at $299,900, now $295,000 — a $5K cut. The full history is in the market section below.

Listing courtesy of RE/MAX PALM REALTY · Christie-Elyse Turbiville. MLS #C7529385.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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