8445 CHARTER CLUB CIRCLE UNIT 3, FORT MYERS, FL, 33919
Active78 days on marketListed Aug 21, 2026MLS #C7529841
About this home
8445 CHARTER CLUB CIRCLE UNIT 3
TENANT ONLY PAYS ELECTRIC — ESTIMATED Depening on Usage=$50/MONTH! Water, sewer, trash, cable, internet, lawn service, management fees, and interior/exterior pest control are all included in the monthly rent, making this an easy and predictable rental option. Welcome to the desirable Club at Crystal Lake! This beautifully furnished 2-bedroom, 1-bath first-floor condo offers peaceful lake views with a relaxing water fountain, a screened-in lanai, wood-plank tile flooring, an updated bathroom, in-unit washer and dryer, and convenient covered parking. The first-floor location provides easy access with no stairs required. Residents enjoy an array of community amenities, including two swimming pools, spa, clubhouse, tennis and pickleball courts, walking and biking paths, BBQ and picnic areas, sauna, and more. Conveniently located in Fort Myers near US-41, Lakes Park, Fort Myers Beach, Sanibel Island, RSW Airport, shopping, restaurants, grocery stores, and everyday conveniences. Enjoy comfortable, low-maintenance living with most major monthly expenses already included. Furnished and available for an annual lease at the advertised rate. Shorter lease terms of 6 months or less may also be considered at a different rental rate.
Facts & features
The home at a glance
2
Bedrooms
1
Bathrooms
766
Sqft
0.2 ac
Lot size
1
Garage
1984
Year built
One
Levels
$2
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$174 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$174/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Fort Myers actives
$2 vs $213
Days on market
78 vs 65 typical
Where $2/sqft sits among the 120 Fort Myers actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Fort Myers
Get to know Fort Myers. See the full Fort Myers guide →
FORT MYERS 33919 — neighborhood snapshot
Population
30,412
Median age
58.5
Median income
$80,451
Median home value
$336,000
Avg household
2.01
Households w/ children
1,674
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort Myers market
$313K → $375K
Fort Myers median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
62 of 120
Fort Myers actives have cut their price
Median sold price, Fort Myers, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 99% below the FORT MYERS 33919 median. See the full Fort Myers market guide →
Paper trail
This home's history
Reality check
What actually sold near 8445 CHARTER CLUB CIRCLE UNIT 3
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$99,000
6212 PRINCIPIA DRIVE UNIT 4
3 bd · 1 ba · 897 sqft · $110/sqft · 4 DOM
Sold · Aug ’26$165,000
13745 DOWNING LANE BldgS- Unit 2
2 bd · 2 ba · 991 sqft · $166/sqft · 58 DOM
Sold · Nov ’25$105,000
14 HAVERHILL COURT UNIT C
2 bd · 2 ba · 1,194 sqft · $88/sqft · 374 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Emanuel Marin Maldonado
Real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8445 CHARTER CLUB CIRCLE UNIT 3 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8445 CHARTER CLUB CIRCLE UNIT 3 — before you fall in love.
See it in person
Schedule a tour
Live availability from Emanuel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8445 CHARTER CLUB CIRCLE UNIT 3 FAQs
What would the monthly payment be for 8445 CHARTER CLUB CIRCLE UNIT 3?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $174/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 8445 CHARTER CLUB CIRCLE UNIT 3?+
The listing reports pets: No. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Fort Myers?+
At $1,675, this home is listed about 99% below the Fort Myers median of $323,000. The market section on this page shows how the area is trending.
Which schools are assigned to 8445 CHARTER CLUB CIRCLE UNIT 3?+
Cypress Lake High School (high), Cypress Lake Middle School (middle), Heights Elementary School (elementary), Villas Elementary School (elementary), Lexington Middle School (middle), South Fort Myers High School (high), Tanglewood Elementary School (elementary), Rayma C. Page Elementary School (elementary), San Carlos Park Elementary School (elementary), Fort Myers High School (high), Dunbar High School (high), Three Oaks Middle School (middle), Three Oaks Elementary School (elementary) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Under the FORT MYERS 33919 market on paper
$1,675 is 99% below the FORT MYERS 33919 median of $174,999, and at $2/sqft it sits under the Fort Myers average of $246.
02Move-in furnished
The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.
03Strong assigned schools
Cypress Lake High School, Cypress Lake Middle School, Heights Elementary School, Villas Elementary School, Lexington Middle School, South Fort Myers High School, Tanglewood Elementary School, Rayma C. Page Elementary School, San Carlos Park Elementary School, Fort Myers High School, Dunbar High School, Three Oaks Middle School, Three Oaks Elementary School — Cypress Lake Middle School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $1,700, now $1,675 — a $25 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MATO REALTY, LLC · Becky Mato. MLS #C7529841.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Fort Myers homes, in your inbox
Like 8445 CHARTER CLUB CIRCLE UNIT 3 but not quite? A daily digest of every new listing in Fort Myers — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Emanuel to ping you on any price or status change →