
15336 SPANISH POINT DRIVE, PORT CHARLOTTE, FL, 33981
Active66 days on marketListed Sep 2, 2026MLS #C7530010
About this home
15336 SPANISH POINT DRIVE
210 FEET OF WATERFRONT. OVERSIZED TIP LOT. EXCEPTIONAL BOATING FACILITIES. SOLD TURNKEY. For buyers who love boating and the Southwest Florida waterfront lifestyle, this Harbor West property offers something special. Situated on an oversized 0.60-acre tip lot along the Aquarius Waterway, this 2020-built home features approximately 210 feet of saltwater canal frontage, sailboat water with no fixed bridges, and an impressive 20' x 60' private dock complete with a 32-foot slip, 13,000-pound boat lift, water, fish-cleaning station, dock boxes and lighting. And the home is being sold TURNKEY, making the transition to Florida waterfront living that much easier. Inside, the 4-bedroom, 2.5-bath residence offers a spacious split-bedroom floor plan with high ceilings, tile flooring, plantation shutters and thoughtful finishes throughout. The open great room features a coffered ceiling, crown molding and sliding glass doors that connect the interior living space to the expansive screened lanai. The kitchen is designed for everyday living and entertaining, with solid wood cabinetry, granite countertops, a generous center island, built-in oven, cooktop and stainless steel appliances. The primary suite includes private lanai access, a coffered ceiling, custom walk-in closet and an ensuite bath with dual sinks, tiled walk-in shower, vanity area and private water closet. Three additional bedrooms offer plenty of flexibility for family, guests or a home office. Outside, enjoy your own private Florida retreat with a heated saltwater pool and spa surrounded by an expansive screened paver lanai. Convenient smartphone controls operate the pool, spa, lighting and water filling. The fenced backyard provides additional outdoor space, while the oversized tip lot offers a waterfront setting that's increasingly difficult to find. The oversized three-car garage is another standout feature, complete with epoxy flooring, overhead storage racks, steel cabinetry and floored attic storage. Located within the gated waterfront community of Harbor West, with HOA services that include grounds maintenance and common-area care, this home offers convenient access to Englewood Beach, Boca Grande, waterfront restaurants, shopping and the many attractions of Southwest Florida. Whether you're looking for a full-time waterfront residence or a furnished Florida getaway, this property delivers the space, boating amenities and outdoor living that make the Gulf Coast lifestyle so appealing.
Facts & features
The home at a glance
4
Bedrooms
2.5
Bathrooms
2,349
Sqft
0.6 ac
Lot size
3
Garage
2020
Year built
One
Levels
$545
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$10,292 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$10,292/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+93.8%
$/sqft vs HARBOR WEST
$545 vs $300
Days on market
66 vs 55 typical
Where $545/sqft sits among the 8 homes for sale in HARBOR WEST
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,682
Median age
63
Median income
$108,262
Median home value
$544,120
Avg household
2
Households w/ children
246
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$290K → $290K
Port Charlotte median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
5 of 8
HARBOR WEST have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 2751% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 15336 SPANISH POINT DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jul ’26$860,000
14556 GASPAR LOOP · same community
3 bd · 2.5 ba · 2,357 sqft · $365/sqft · 408 DOM
Sold · Sep ’26$812,500
14420 PONCE DE LEON TRAIL · same community
3 bd · 2.5 ba · 2,366 sqft · $343/sqft · 7 DOM
Sold · Mar ’26$377,500
14573 PONCE DE LEON TRAIL · same community
4 bd · 3 ba · 2,217 sqft · $170/sqft · 117 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 15336 SPANISH POINT DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 15336 SPANISH POINT DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
15336 SPANISH POINT DRIVE FAQs
What would the monthly payment be for 15336 SPANISH POINT DRIVE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $10,292/mo — principal and interest, the actual property-tax bill, the $272/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 15336 SPANISH POINT DRIVE?+
The association fee works out to $272 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 15336 SPANISH POINT DRIVE?+
The most recent tax bill on record (2025) was $15,905. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 15336 SPANISH POINT DRIVE?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $1,280,000, this home is listed about 289% above the Port Charlotte median of $329,250. The market section on this page shows how the area is trending.
Which schools are assigned to 15336 SPANISH POINT DRIVE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of SERHANT · Heidi Choiniere. MLS #C7530010.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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