CENTURY 21 Edge
$475,0003 bd2 ba1,496 sqft$318 /sqft$4,854 /mo all-in ↓

5626 CAPE HARBOUR DRIVE UNIT 102, CAPE CORAL, FL, 33914

Active18 days on marketListed Sep 2, 2026MLS #C7530116

WaterfrontCondominiumCOACH HOMES AT CAPE HARBOUR DESC IN OR 4065 PG 336

About this home

5626 CAPE HARBOUR DRIVE UNIT 102

Welcome to 5626 Cape Harbour Dr, #102, this fully turnkey furnished coach home located in the gated Cape Harbour Yachting Community. This ground-floor, waterfront unit features 3 bedrooms, 2 full bathrooms, and 1,496 sq. ft. of stylish living space, complete with a private entry and direct access from the attached 1-car garage. No need for elevators, simply park in the driveway and step inside to enjoy the beautiful water views from the screened lanai. The open kitchen features granite countertops and a breakfast bar, making it a perfect space for entertaining. The master suite includes a walk-in closet and an en-suite bath with dual sinks and a walk-in shower. Located in a quiet neighborhood with lush gardens and water views, this home is steps away from the community pool, newly renovated clubhouse, gym, and tennis courts. The pet-friendly gated section of Cape Harbour offers a vibrant social atmosphere and allows up to two pets. Enjoy the convenience of being within walking distance to Cape Harbour’s restaurants, boutique shops, coffee shops, and the marina. The prime location provides easy access to downtown Cape Coral, just 10 minutes away, as well as Fort Myers, Pine Island, and Punta Gorda / Port Charlotte, with two airports within 45 minutes. Cape Harbour is an exclusive waterfront community open to the public, featuring a marina, live music events, fine dining, and boutique shopping, making it one of the most desirable destinations in Southwest Florida. Don’t miss this rare opportunity to own a move-in-ready turnkey coach home in one of Cape Coral’s most sought-after locations. Schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,496

Sqft

0.11 ac

Lot size

1

Garage

2003

Year built

One

Levels

$318

Per sqft

WaterfrontWater viewTurnkey

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Other · Primary Bedroom Main Floor · Split Bedroom · Walk-In Closet(s)
LaundryInside
CoolingCentral Air
HeatingCentral · Electric
FurnishedTurnkey

Outside & construction

RoofTile
ConstructionStucco
FoundationSlab
ViewWater
FacesNortheast
ParkingDriveway · Garage Door Opener · Ground Level · Guest · Off Street · On Street
ExteriorLighting

Community & fees

HOA fee$1,100/mo
Taxes (2024)$7,046/yr
PetsNumber Limit, Size Limit
CommunityPublic Boat Ramp · Clubhouse · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,854 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,796
FHA mortgage insurance (est.)$210
Property tax — 2024 actual bill$587
Condo fee — from the listing$1,100
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $16,625Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $16,625
Interest rate6.00%
Loan term

Estimated payment

$4,854/mo

Principal & interest$2,796
FHA mortgage insurance (est.)$210
Property taxes (actual bill)$587
HOA / condo fee$1,100
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs Cape Coral actives

$318 vs $237

Days on market

18 vs 34 typical

Where $318/sqft sits among the 225 Cape Coral actives

82
68
29 · this home
21
7
18
$155–217$217–279$279–340$340–402$402–464$464+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Cape Harbour

Get to know Cape Coral. See the full Cape Coral guide →

Cape Harbour — neighborhood snapshot

Population

267

Median age

78

Median income

$90,063

Median home value

$628,800

Avg household

2

For the school run

Lee County School District

MiddleGulf Middle School★★★★★
HighIda S. Baker High School★★★★★
ElementaryGulf Elementary School★★★★
ElementaryPelican Elementary School★★★★★
ElementaryCape Elementary School★★★★★
HighCape Coral High School★★★★★
MiddleTrafalgar Middle School★★★★★
HighMariner High School★★★★
HighNorth Fort Myers High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Cape Coral market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$375K$405K

Cape Coral median sold, yr/yr

96.5%

Sale-to-list ratio (12 mo)

106 of 225

Cape Coral actives have cut their price

Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 8% above the CAPE CORAL 33914 median. See the full Cape Coral market guide →

Paper trail

This home's history

Sep 2, 2026Listed at $475,000 · 18 days on market since
2003Built · COACH HOMES AT CAPE HARBOUR DESC IN OR 4065 PG 336

Reality check

What actually sold near 5626 CAPE HARBOUR DRIVE UNIT 102

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1137 SW 46TH TERRACESold · Sep ’25

$405,000

1137 SW 46TH TERRACE

3 bd · 2 ba · 1,716 sqft · $236/sqft · 98 DOM

5781 CAPE HARBOUR DRIVE UNIT 809Sold · Aug ’26

$487,500

5781 CAPE HARBOUR DRIVE UNIT 809

3 bd · 2 ba · 1,737 sqft · $281/sqft · 152 DOM

1720 SW 49TH LANESold · Aug ’26

$495,000

1720 SW 49TH LANE

3 bd · 2 ba · 1,741 sqft · $284/sqft · 115 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Anthony Richardson

Your agent

Anthony Richardson

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 5626 CAPE HARBOUR DRIVE UNIT 102 — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 5626 CAPE HARBOUR DRIVE UNIT 102 — before you fall in love.

See it in person

Schedule a tour

Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

5626 CAPE HARBOUR DRIVE UNIT 102 FAQs

What would the monthly payment be for 5626 CAPE HARBOUR DRIVE UNIT 102?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $4,854/mo — principal and interest, the actual property-tax bill, the $1,100/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 5626 CAPE HARBOUR DRIVE UNIT 102?+

The association fee works out to $1,100 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 5626 CAPE HARBOUR DRIVE UNIT 102?+

The most recent tax bill on record (2024) was $7,046. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 5626 CAPE HARBOUR DRIVE UNIT 102?+

The listing reports pets: Number Limit, Size Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Cape Coral?+

At $475,000, this home is listed about 12% above the Cape Coral median of $425,000. The market section on this page shows how the area is trending.

Which schools are assigned to 5626 CAPE HARBOUR DRIVE UNIT 102?+

Gulf Middle School (middle), Ida S. Baker High School (high), Gulf Elementary School (elementary), Pelican Elementary School (elementary), Cape Elementary School (elementary), Cape Coral High School (high), Trafalgar Middle School (middle), Mariner High School (high), North Fort Myers High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

02Know the monthly fee

The association fee is $1,100/mo. That usually buys real services — verify what's covered before comparing this home against fee-free alternatives.

03Strong assigned schools

Gulf Middle School, Ida S. Baker High School, Gulf Elementary School, Pelican Elementary School, Cape Elementary School, Cape Coral High School, Trafalgar Middle School, Mariner High School, North Fort Myers High School — Gulf Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of CENTURY 21 SELLING PARADISE · Christine Blasses. MLS #C7530116.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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