CENTURY 21 Edge
$389,0002 bd2 ba1,659 sqft$234 /sqft≈$3,105 /mo all-in ↓

155 MORGAN LANE SE, PORT CHARLOTTE, FL, 33952

Active36 days on marketListed Sep 6, 2026MLS #C7530159

WaterfrontSingle Family ResidencePORT CHARLOTTE SEC 040

About this home

155 MORGAN LANE SE

AMAZINGLY PRICED SAILBOAT WATERFRONT HOME WITH PRIVATE DOCK & BOAT LIFT, QUICK ACCESS TO CHARLOTTE HARBOR, AND NO HOA! Opportunities to own this much home with this type of boating access at this price point don't come around often! Located on the deep-water Croop Waterway, this ALL CONCRETE BLOCK home offers unobstructed SAILBOAT ACCESS with NO FIXED BRIDGES between you and Charlotte Harbor. Spend less time navigating miles of canals and more time enjoying Southwest Florida's incredible boating, fishing and waterfront lifestyle. Your backyard is already equipped with a PRIVATE DOCK, BOAT LIFT, CONCRETE SEAWALL, plus WATER & ELECTRIC at the dock—just bring the boat and start enjoying the water! Situated on an OVERSIZED .29-ACRE LOT, the property also offers a large backyard with plenty of room to create your dream outdoor entertaining area or ADD A POOL. Inside you'll find an impressive 1,659 SQ. FT. OF LIVING SPACE with 2 bedrooms, 2 bathrooms, an ATTACHED 2-CAR GARAGE and an expansive layout that feels considerably larger than your typical 2-bedroom home. The spacious living room flows into a formal dining area, while the kitchen offers abundant cabinetry, generous counter space and a convenient pass-through overlooking the home's massive 28' x 11' FLORIDA ROOM. Surrounded by windows and natural light, this additional living space is perfect for entertaining, relaxing, a home office, game room or additional lounge area. The generously sized primary suite features an ensuite bathroom complete with a JETTED TUB, separate WALK-IN SHOWER and extensive vanity space. Additional highlights include a NEW ROOF IN 2023, UPDATED ELECTRICAL PANEL IN 2021, UPDATED DOUBLE PANED ENERGY EFFICIENT WINDOWS THROUGHOUT, ceramic tile flooring, public water & sewer, NO HOA and NO DEED RESTRICTIONS. Outside, the oversized yard and waterfront setting provide tremendous potential to create your own private Florida retreat. The location puts you close to Port Charlotte's shopping, dining and waterfront recreation while also offering convenient access to Downtown Punta Gorda and the Charlotte Harbor area. Whether you're searching for a full-time residence, seasonal Florida escape or simply want an affordable way to keep your boat behind your own home, THIS IS THE WATERFRONT OPPORTUNITY YOU'VE BEEN WAITING FOR! Schedule your private showing today and start living the Southwest Florida boating lifestyle!

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,659

Sqft

0.29 ac

Lot size

2

Garage

1974

Year built

One

Levels

$234

Per sqft

WaterfrontWater viewPets allowed

Inside

FlooringCeramic Tile · Tile
AppliancesDishwasher · Dryer · Electric Water Heater · Exhaust Fan · Range · Refrigerator · Washer
InteriorCathedral Ceiling(s) · Ceiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Thermostat · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingCentral

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesWest
ParkingDriveway
ExteriorRain Gutters · Sidewalk

Community & fees

Taxes (2025)$5,801/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Public · Underground Utilities
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$3,105 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$2,290
FHA mortgage insurance (est.)$172
Property tax — 2025 actual bill$483
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $13,615Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $13,615
Interest rate6.00%
Loan term

Estimated payment

$3,105/mo

Principal & interest$2,290
FHA mortgage insurance (est.)$172
Property taxes (actual bill)$483
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $389K
$238KedgeAI estimate $275,962 · range $248K–$304K$405K

vs edgeAI estimate

+41%

$/sqft vs PORT CHARLOTTE SEC 040

$234 vs $307

Days on market

36 vs 74 typical

Where $234/sqft sits among the 9 homes for sale in PORT CHARLOTTE SEC 040

1 · this home
2
2
1
0
3
$212–250$250–288$288–326$326–363$363–401$401+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Grassy Point

Get to know Port Charlotte. See the full Port Charlotte guide →

Grassy Point — neighborhood snapshot

Population

1,115

Median age

56

Median income

$99,920

Median home value

$638,200

Avg household

3

Households w/ children

62%

For the school run

Charlotte County School District

ElementaryPeace River Elementary School★★★★★
MiddlePort Charlotte Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketBalanced — 5.0 months of inventoryBuyer’s market

$289K → $305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

4 of 9

PORT CHARLOTTE SEC 040 have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 122% above the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →

Paper trail

This home's history

Sep 6, 2026Listed at $389,000 · 36 days on market since
1974Built · PORT CHARLOTTE SEC 040

Reality check

What actually sold near 155 MORGAN LANE SE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

250 BANGSBERG ROAD SESold · Aug ’26

$580,000

250 BANGSBERG ROAD SE · same community

3 bd · 2 ba · 1,679 sqft · $345/sqft · 117 DOM

150 COUSLEY DRIVE SESold · Dec ’25

$699,000

150 COUSLEY DRIVE SE · same community

3 bd · 2 ba · 1,835 sqft · $381/sqft · 1 DOM

262 SE FRY TERRACE TERRACE SESold · Jul ’26

$497,000

262 SE FRY TERRACE TERRACE SE · same community

3 bd · 2 ba · 1,877 sqft · $265/sqft · 340 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Tommy Trainer

Your agent

Tommy Trainer

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 155 MORGAN LANE SE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 155 MORGAN LANE SE — before you fall in love.

See it in person

Schedule a tour

Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

155 MORGAN LANE SE FAQs

What would the monthly payment be for 155 MORGAN LANE SE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,105/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 155 MORGAN LANE SE?+

The most recent tax bill on record (2025) was $5,801. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 155 MORGAN LANE SE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $389,000, this home is listed about 19% above the Port Charlotte median of $328,000. The market section on this page shows how the area is trending.

Which schools are assigned to 155 MORGAN LANE SE?+

Peace River Elementary School (elementary), Port Charlotte Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of RE/MAX PALM REALTY · Nick Demers. MLS #C7530159.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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