169 POINSETTIA CIRCLE NE, PORT CHARLOTTE, FL, 33952
Active Under Contract10 days on marketListed Oct 25, 2026MLS #C7530191
About this home
169 POINSETTIA CIRCLE NE
Under contract-accepting backup offers. WELCOME TO THE FLORIDA WATERFRONT LIFESTYLE! This fully furnished 2-bedroom, 2-bathroom, 1-car garage POOL HOME offers the combination Florida buyers are searching for—WATERFRONT LIVING, a PRIVATE DOCK AND BOAT LIFT, quick boating access to the Gulf, and your own backyard pool! Bring your boat and your swimsuit because this home is ready for you to start enjoying Southwest Florida from day one. Step outside to your private dock and working boat lift, where you can launch your next day on the water, head toward the Gulf, explore nearby waterways, or spend the afternoon visiting the area's sandbars. When you return home, cool off in your private pool, needing only a new liner (quote available open request). Inside, this charming home is being offered FULLY FURNISHED, making it an ideal option for a seasonal retreat, full-time Florida home, or easy getaway. The 2-bedroom, 2-bathroom layout is complemented by an approximately 200 SQFT FULLY ENCLOSED, AIR-CONDITIONED BONUS ROOM, giving you additional flexible space for entertaining, relaxing, hobbies, or accommodating guests. Hard-surface flooring throughout makes Florida living easy—especially after a day spent boating, fishing, or enjoying the sandbars. The renovated kitchen features newer lower cabinetry, countertops, and appliances, while several of the major home components have already been updated, including a 2018 ROOF and 2016 HVAC. Two large 8x12 sheds, added in 2019, provide plenty of additional storage for fishing gear, boating equipment, pool supplies, and all the toys that come with living the Florida lifestyle.
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,317
Sqft
0.22 ac
Lot size
1
Garage
1958
Year built
One
Levels
$152
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,746 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,746/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PORT CHARLOTTE SEC 004
$152 vs $169
Days on market
10 vs 55 typical
Where $152/sqft sits among the 6 homes for sale in PORT CHARLOTTE SEC 004
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The numbers that matter
The Port Charlotte market
$290K → $290K
Port Charlotte median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
3 of 6
PORT CHARLOTTE SEC 004 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 39% below the Port Charlotte median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 169 POINSETTIA CIRCLE NE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$174,900
530 SHARON CIRCLE · same community
3 bd · 1 ba · 1,352 sqft · $129/sqft · 2 DOM
Sold · Feb ’26$282,000
4255 CONWAY BOULEVARD · same community
3 bd · 2 ba · 1,237 sqft · $228/sqft · 1 DOM
Sold · Nov ’25$93,000
400 DALTON BOULEVARD · same community
3 bd · 1 ba · 1,220 sqft · $76/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 169 POINSETTIA CIRCLE NE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 169 POINSETTIA CIRCLE NE — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
169 POINSETTIA CIRCLE NE FAQs
What would the monthly payment be for 169 POINSETTIA CIRCLE NE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,746/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 169 POINSETTIA CIRCLE NE?+
The most recent tax bill on record (2025) was $1,493. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 169 POINSETTIA CIRCLE NE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $200,000, this home is listed about 39% below the Port Charlotte median of $329,250. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · Heather Jorge Renner PLLC. MLS #C7530191.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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