CENTURY 21 Edge
$225,0002 bd2 ba950 sqft$237 /sqft$1,773 /mo all-in ↓

537 CAPITOL STREET, NORTH FORT MYERS, FL, 33903

Active18 days on marketListed Sep 2, 2026MLS #C7530251

Priced 27% below the NORTH FORT MYERS 33903 medianFully furnishedSingle Family ResidencePALMONA PARK

About this home

537 CAPITOL STREET

EXTENSIVELY UPDATED 2-BEDROOM, 2-BATH HOME WITH NEW HURRICANE-IMPACT WINDOWS—FULLY FURNISHED! Welcome to 537 Capitol Street in North Fort Myers, a thoughtfully renovated 2-bedroom, 2-bathroom home offering approximately 950 square feet of living space and an impressive list of interior and exterior updates. With all major components addressed, this inviting home offers a fresh, move-in-ready opportunity with extensive improvements completed from top to bottom. Step inside to a bright, refreshed interior highlighted by NEW HURRICANE-IMPACT WINDOWS, updated flooring, lighting, interior doors, trim, closets, insulation, and fresh paint. The renovation goes well beyond cosmetic finishes, with the home's electrical, HVAC, and plumbing systems all replaced, providing significant updates to the home's essential systems. At the heart of the home is a NEW SEMI-CUSTOM KITCHEN, thoughtfully designed to combine style, storage, and functionality. Updated cabinetry, countertops, appliances, and fixtures create an attractive and inviting space for everyday cooking and entertaining. Both bathrooms have also been updated to complement the home's clean, refreshed interior. Adding even more convenience is an ENCLOSED LAUNDRY AREA WITH A NEW WASHER AND DRYER, providing dedicated space for everyday household needs. Best of all, the home is being offered FULLY FURNISHED, making it especially appealing for buyers looking for a move-in-ready primary residence, seasonal Florida retreat, or investment opportunity. Exterior improvements are equally impressive and include a METAL ROOF, updated stucco and exterior paint, landscaping enhancements, and improvements to the lanai/porch areas. The cheerful Florida-inspired exterior is accented by tropical landscaping, a covered front entry, and an attractive blue front door that creates a welcoming first impression. A substantial renovation has transformed this property inside and out, addressing everything from major systems and hurricane protection to finishes, furnishings, and everyday functionality. The home is served by central/public water and a septic system. THE LOCATION ADDS EVEN MORE APPEAL! Enjoy convenient access to shopping, dining, entertainment, parks, and everyday necessities, while Downtown Fort Myers and the vibrant River District are just across the Caloosahatchee River, offering restaurants, shops, entertainment, events, and waterfront activities. Outdoor enthusiasts will appreciate the area's opportunities for boating, fishing, kayaking, nature watching, and waterfront recreation, along with convenient access to destinations such as North Shore Park and North Fort Myers Community Park. When it's time for a day along the Gulf Coast, you're within driving distance of Bunche Beach, Fort Myers Beach, Sanibel Island, and other beautiful Southwest Florida coastal destinations, where you can enjoy swimming, shelling, fishing, kayaking, and unforgettable sunsets.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

950

Sqft

0.11 ac

Lot size

1986

Year built

One

Levels

$237

Per sqft

FurnishedPets allowed

Inside

FlooringOther
AppliancesDryer · Microwave · Range · Refrigerator · Washer
InteriorCeiling Fan(s) · Primary Bedroom Main Floor
LaundryElectric Dryer Hookup · Inside · Washer Hookup
CoolingCentral Air
HeatingCentral · Electric
FurnishedFurnished

Outside & construction

RoofMetal
ConstructionBlock · Concrete · Stucco
FoundationSlab
FacesNorth
ParkingDriveway
ExteriorOther

Community & fees

Taxes (2025)$2,272/yr
PetsYes

Utilities & systems

UtilitiesElectricity Available · Electricity Connected · Water Available · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$1,773 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,325
FHA mortgage insurance (est.)$100
Property tax — 2025 actual bill$189
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $7,875Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $7,875
Interest rate6.00%
Loan term

Estimated payment

$1,773/mo

Principal & interest$1,325
FHA mortgage insurance (est.)$100
Property taxes (actual bill)$189
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

$/sqft vs North Fort Myers actives

$237 vs $178

Days on market

18 vs 65 typical

Where $237/sqft sits among the 59 North Fort Myers actives

18
12
17
5 · this home
3
4
$110–145$145–181$181–217$217–252$252–288$288+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside North Fort Myers

Get to know North Fort Myers. See the full North Fort Myers guide →

NORTH FORT MYERS 33903 — neighborhood snapshot

Population

23,199

Median age

63.4

Median income

$56,317

Median home value

$135,400

Avg household

1.98

Households w/ children

1,250

For the school run

Lee County School District

ElementaryJ. Colin English Elementary School★★★★
HighNorth Fort Myers High School★★★★
HighIsland Coast High School★★★★
MiddleDiplomat Middle School★★★★★
ElementaryBayshore School★★★★★
MiddleCaloosa Middle School★★★★
HighMariner High School★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The North Fort Myers market

Seller’s marketLeans buyer7.7 months of inventoryBuyer’s market

$203K$285K

North Fort Myers median sold, yr/yr

95.5%

Sale-to-list ratio (12 mo)

27 of 59

North Fort Myers actives have cut their price

Median sold price, North Fort Myers, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 27% below the NORTH FORT MYERS 33903 median. See the full North Fort Myers market guide →

Paper trail

This home's history

Sep 2, 2026Listed at $225,000 · 18 days on market since
1986Built · PALMONA PARK

Reality check

What actually sold near 537 CAPITOL STREET

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

2860 WINONA DRIVESold · Nov ’25

$190,000

2860 WINONA DRIVE

3 bd · 2 ba · 1,001 sqft · $190/sqft · 0 DOM

511 CRAMPTON LANESold · Mar ’26

$112,500

511 CRAMPTON LANE

2 bd · 2 ba · 1,032 sqft · $109/sqft · 105 DOM

339 W MARIANA AVENUESold · Jun ’26

$230,000

339 W MARIANA AVENUE

3 bd · 2 ba · 1,226 sqft · $188/sqft · 3 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Cindy Fernandez

Your agent

Cindy Fernandez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 537 CAPITOL STREET — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 537 CAPITOL STREET — before you fall in love.

See it in person

Schedule a tour

Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

537 CAPITOL STREET FAQs

What would the monthly payment be for 537 CAPITOL STREET?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,773/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 537 CAPITOL STREET?+

The most recent tax bill on record (2025) was $2,272. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 537 CAPITOL STREET?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in North Fort Myers?+

At $225,000, this home is listed about 25% below the North Fort Myers median of $299,000. The market section on this page shows how the area is trending.

Which schools are assigned to 537 CAPITOL STREET?+

J. Colin English Elementary School (elementary), North Fort Myers High School (high), Island Coast High School (high), Diplomat Middle School (middle), Bayshore School (elementary), Caloosa Middle School (middle), Mariner High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Under the NORTH FORT MYERS 33903 market on paper

$225,000 is 27% below the NORTH FORT MYERS 33903 median of $310,000.

02Move-in furnished

The furniture conveys — a genuine head start for a second home or rental, and one less five-figure line item after closing.

03Strong assigned schools

J. Colin English Elementary School, North Fort Myers High School, Island Coast High School, Diplomat Middle School, Bayshore School, Caloosa Middle School, Mariner High School — North Fort Myers High School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of MARINA PARK REALTY LLC · Candice Betts. MLS #C7530251.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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