176 W MANATEE LOOP, PUNTA GORDA, FL, 33950
Active6 days on marketListed Sep 14, 2026MLS #C7530645
About this home
176 W MANATEE LOOP
This perfect little Southwest Florida getaway is waiting for you in Alligator Park, a wonderful 55+ community, in Punta Gorda. Why pay lot rent when you can pay a REASONABLE MONTHLY HOA of $298 that covers water, sewer, trash and recreational amenities AND YOU CAN CLAIM HOMESTEAD. Alligator Park is an X FLOOD ZONE WITH GREAT ELEVATION, TURNKEY & READY & WAITING! There are numerous updates to mention including the bigger ticket items such as 2026 VAPOR BARRIER W/TRANSFERABLE WARRANTY, INSULATION AND TIE DOWNS, 2023 ROOF INCLUDING THE CARPORT AREA, 2024 WATER HEATER, & 2020 A/C with UV light, WATER FILTER, and updated ELECTRICAL PANEL. This 2 bedroom/2 bath home feels spacious with the extra 11’ x 35’ living area that’s part of the air-conditioned space. You can use the room for multiple purposes including dining, den, and space for visiting guests. The larger bathroom had a new walk-in shower installed in 2024. There are 2 places to park your cars, one approx. 11’ x 28’ and the other approx. 11’ x 37’, both refinished this year with a gorgeous dark grey epoxy flake finish. A 12’ x 16’ shed is at the end of the carport area. The PRICE OF THE HOME INCLUDES THE PARK SHARE OWNERSHIP. Golf carts are not only allowed, but encouraged in this fun community. Your social life can be as active as you desire with numerous park activities. Alligator Park is also only a few miles from beautiful downtown Punta Gorda, and the Punta Gorda Airport where Allegiant Airlines serves appx 50 cities. Ask for additional information on all the furniture and other furnishings that will be included!!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,225
Sqft
0.11 ac
Lot size
1980
Year built
One
Levels
$98
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,380 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,380/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−14.2%
$/sqft vs ALLIGATOR PARK COOP
$98 vs $170
Days on market
6 vs 63 typical
Where $98/sqft sits among the 6 homes for sale in ALLIGATOR PARK COOP
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Jones Loop
Get to know Punta Gorda. See the full Punta Gorda guide →
Jones Loop — neighborhood snapshot
Population
2,550
Median age
60
Median income
$72,488
Median home value
$170,624
Avg household
2
Households w/ children
368
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$345K → $330K
Punta Gorda median sold, yr/yr
95.1%
Sale-to-list ratio (12 mo)
3 of 6
ALLIGATOR PARK COOP have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 56% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 176 W MANATEE LOOP
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$60,000
251 IBIS · same community
2 bd · 2 ba · 1,188 sqft · $51/sqft · 313 DOM
Sold · Sep ’25$121,000
6400 TAYLOR ROAD UNIT A5 · same community
2 bd · 2 ba · 1,128 sqft · $107/sqft · 129 DOM
Sold · May ’26$175,000
27 N MANATEE LOOP · same community
2 bd · 2 ba · 1,104 sqft · $159/sqft · 63 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 176 W MANATEE LOOP — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 176 W MANATEE LOOP — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
176 W MANATEE LOOP FAQs
What would the monthly payment be for 176 W MANATEE LOOP?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,380/mo — principal and interest, the actual property-tax bill, the $298/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 176 W MANATEE LOOP?+
The association fee works out to $298 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 176 W MANATEE LOOP?+
The most recent tax bill on record (2025) was $1,949. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 176 W MANATEE LOOP?+
The listing reports pets: Breed Restrictions, Cats OK, Dogs OK, Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $120,000, this home is listed about 65% below the Punta Gorda median of $339,094. The market section on this page shows how the area is trending.
Which schools are assigned to 176 W MANATEE LOOP?+
Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of HARBORSIDE REALTY · Lisa Riccio. MLS #C7530645.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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