CENTURY 21 Edge
$125,0001 bd1 ba504 sqft$248 /sqft≈$1,511 /mo all-in ↓

1329 TROUT, PUNTA GORDA, FL, 33950

Active15 days on marketListed Oct 23, 2026MLS #C7532375

✦ Priced 58% below the PUNTA GORDA 33950 medianManufactured HomeALLIGATOR PARK COOP

About this home

1329 TROUT

Charming Turn-Key 2017 Skyline Home with Included Park Share in Alligator Park Welcome to this beautifully maintained 2017 Skyline manufactured home located in Alligator Park, one of Punta Gorda's most sought-after resident-owned 55+ communities. This turn-key, 1-bedroom, 1-bathroom home offers quality craftsmanship, modern finishes, and low-maintenance Florida living at its finest. Built to high structural, mechanical, plumbing, electrical, and safety standards, this Skyline home provides exceptional durability, comfort, and energy efficiency. Step inside to discover a bright and inviting open floor plan featuring vaulted ceilings, elegant crown molding, light-colored vinyl flooring throughout, and abundant natural light streaming through large double-hung windows. The well-appointed kitchen features solid raised-panel cabinetry with soft-close drawers and doors, providing ample storage and functionality. A new shingle roof installed in 2023 adds peace of mind and long-term value. Situated on a desirable corner lot near the back of the community, this home offers added privacy and a peaceful setting. Outside, you'll find a 10' x 10' storage shed complete with a full-size washer and dryer, barbecue grill, and additional storage space beneath the home. Relax or entertain on the covered patio, the perfect place to enjoy Florida's beautiful year-round weather. The purchase price includes the Alligator Park share valued at $60,000, a significant benefit in this resident-owned community. Residents enjoy an active lifestyle with outstanding amenities, including: Community clubhouse, Newly renovated swimming and lap pool Library, Water, sewer, and lawn care included in the low HOA fee, Over 50 acres of paved, lighted streets, A scenic 34-acre lake for fishing and non-motorized boating. Ideally located just minutes from historic downtown Punta Gorda, residents have easy access to waterfront dining, shopping, entertainment, parks, and outdoor recreation along the beautiful harborfront. Motivated seller! Financing is available; contact the listing agent for details. Whether you're looking for a seasonal retreat or a full-time residence, this quality-built home offers exceptional value in a friendly and welcoming community. Schedule your private showing today!

Facts & features

The home at a glance

1

Bedrooms

1

Bathrooms

504

Sqft

0.05 ac

Lot size

2017

Year built

One

Levels

$248

Per sqft

Turnkey55+ community

Inside

FlooringVinyl
AppliancesDishwasher · Dryer · Microwave · Range · Refrigerator · Washer
InteriorBuilt-in Features · Ceiling Fan(s) · Crown Molding · Eating Space In Kitchen · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Vaulted Ceiling(s) · Window Treatments
LaundryOther
CoolingCentral Air
HeatingElectric
FurnishedTurnkey

Outside & construction

RoofShingle
ConstructionVinyl Siding
FoundationCrawlspace
FacesNortheast
ParkingDriveway · Off Street
ExteriorRain Gutters · Sliding Doors · Storage

Community & fees

HOA fee$298/mo
Taxes (2025)$1,672/yr
PetsCats OK, Dogs OK, Number Limit
CommunityLake · Association Recreation - Owned · Clubhouse · Community Mailbox · Deed Restrictions · Golf Carts OK · Pool

Utilities & systems

UtilitiesBB/HS Internet Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$1,511 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$858
FHA mortgage insurance (est.)$55
Property tax — 2025 actual bill$139
HOA fee — from the listing$298
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $4,375Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $4,375
Interest rate7.50%
Loan term

Estimated payment

$1,511/mo

Principal & interest$858
FHA mortgage insurance (est.)$55
Property taxes (actual bill)$139
HOA / condo fee$298
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $125K
$120KedgeAI estimate $178,085 · range $164K–$196K$204K

vs edgeAI estimate

−29.8%

$/sqft vs ALLIGATOR PARK COOP

$248 vs $110

Days on market

15 vs 65 typical

Where $248/sqft sits among the 7 homes for sale in ALLIGATOR PARK COOP

5
0
1
0
0 · this home
1
$95–126$126–157$157–188$188–220$220–251$251+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Jones Loop

Get to know Punta Gorda. See the full Punta Gorda guide →

Jones Loop — neighborhood snapshot

Population

2,433

Median age

62

Median income

$60,387

Median home value

$168,514

Avg household

2

Households w/ children

303

For the school run

Charlotte County School District

MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★
ElementaryEast Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketBalanced — 5.5 months of inventoryBuyer’s market

$325K → $340K

Punta Gorda median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

4 of 7

ALLIGATOR PARK COOP have cut their price

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 58% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Oct 23, 2026Listed at $125,000 · 15 days on market since
2017Built · ALLIGATOR PARK COOP

Reality check

What actually sold near 1329 TROUT

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1703 E MANATEE LOOPSold · Aug ’26

$65,000

1703 E MANATEE LOOP · same community

1 bd · 1 ba · 432 sqft · $150/sqft · 104 DOM

1202 SNOOKSold · Apr ’26

$80,000

1202 SNOOK · same community

1 bd · 1 ba · 408 sqft · $196/sqft · 498 DOM

1317 TROUTSold · Dec ’25

$85,000

1317 TROUT · same community

1 bd · 1 ba · 811 sqft · $105/sqft · 84 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Frederick Paige

Your agent

Frederick Paige

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 1329 TROUT — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1329 TROUT — before you fall in love.

See it in person

Schedule a tour

Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1329 TROUT FAQs

What would the monthly payment be for 1329 TROUT?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,511/mo — principal and interest, the actual property-tax bill, the $298/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1329 TROUT?+

The association fee works out to $298 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1329 TROUT?+

The most recent tax bill on record (2025) was $1,672. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1329 TROUT?+

The listing reports pets: Cats OK, Dogs OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $125,000, this home is listed about 65% below the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.

Which schools are assigned to 1329 TROUT?+

Punta Gorda Middle School (middle), Charlotte High School (high), East Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of COLDWELL BANKER REALTY · Lisa Spagenski. MLS #C7532375.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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