CENTURY 21 Edge
$640,0003 bd2 ba1,728 sqft$370 /sqft$4,535 /mo all-in ↓

13284 AMARYLLIS CIRCLE, PORT CHARLOTTE, FL, 33981

Active3 days on marketListed Sep 17, 2026MLS #C7530712

WaterfrontPrivate poolSingle Family ResidencePORT CHARLOTTE SUB SEC 78

About this home

13284 AMARYLLIS CIRCLE

Enjoy waterfront Florida living in this beautiful 3-bedroom, 2-bathroom, 2-car garage POOL HOME situated on an OVERSIZED WATERFRONT LOT in South Gulf Cove. Featuring HIGH TRAY CEILINGS, a bright OPEN FLOOR PLAN, TILE FLOORING THROUGHOUT, and abundant natural light, this home is designed to showcase beautiful water views while offering plenty of space for relaxing and entertaining. INTERIOR FEATURES: • Tile flooring throughout • Bright and open floor plan • Large telescoping glass doors overlooking the lanai and water • Split-bedroom floor plan • Motion-sensing lighting in bathrooms and utility room GOURMET KITCHEN The gourmet kitchen combines style and functionality with upgraded appliances, generous workspace, and an oversized island overlooking the main living area. The kitchen sink features an integrated FOOD-PREP SYSTEM with accessories including a cutting board and ceramic prep-bowls for added convenience and functionality. • All stainless steel appliances • Built-in oven & convection microwave • Thermador Induction Cooktop with retractable hood vent • Stone countertops • Waterfall-edge island with breakfast bar seating • Floor to ceiling closet pantry • Toe-kick lighting PRIMARY SUITE: The spacious primary bedroom offers beautiful water views with direct access to the lanai through a glass slider. • Large walk-in closet • Private en-suite bathroom • Dual-sink vanity • Soaking tub • Walk-in shower GUEST BEDROOMS & BATH: Positioned on the opposite side of the home for added privacy, the guest bedrooms share a conveniently located full bathroom. • Built-in closets • Full guest bathroom nearby • Split-bedroom layout for added privacy OUTDOOR & WATERFRONT LIVING: Step outside to the LARGE SCREENED LANAI and take in beautiful WATER VIEWS while enjoying your own private outdoor retreat. With a HEATED SALTWATER POOL & SPA and plenty of room for entertaining, this space is designed for year-round Florida living. For those looking to further enhance the waterfront lifestyle, DOCK PLANS AND AN ESTIMATE ARE AVAILABLE. • Plenty of space for outdoor dining and entertaining • Convenient half bathroom • Outdoor shower • Oversized waterfront lot • Dock plans and estimate available SOUTH GULF COVE & AREA HIGHLIGHTS: South Gulf Cove is a deed-restricted waterfront community with an optional HOA and a variety of recreational opportunities throughout the neighborhood. Enjoy the community clubhouse, parks, playgrounds, walking and nature trails, fishing areas, kayak and canoe access, picnic areas, and an active community atmosphere. • Optional South Gulf Cove HOA • HOA clubhouse and community activities • Community parks and playgrounds • Walking, fitness, and nature trails • Fishing and kayak/canoe access • Extensive waterfront and canal community • Convenient to shopping, dining, and everyday amenities • Easy access to Englewood, Boca Grande, and surrounding Gulf Coast destinations • Nearby Gulf beaches • Convenient to area golf courses, boating, fishing, and outdoor recreation With its OVERSIZED WATERFRONT LOT, GOURMET KITCHEN, HIGH TRAY CEILINGS, HEATED SALTWATER POOL & SPA, beautiful WATER VIEWS, and DOCK PLANS AND ESTIMATE AVAILABLE, this South Gulf Cove home offers an exceptional opportunity to enjoy the Southwest Florida lifestyle both at home and throughout the surrounding Gulf Coast area. Schedule your private showing today!

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,728

Sqft

0.36 ac

Lot size

2

Garage

2022

Year built

One

Levels

$370

Per sqft

Private poolWaterfrontTrees/Woods & Water view

Inside

FlooringTile
AppliancesBuilt-In Oven · Convection Oven · Dishwasher · Dryer · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · Crown Molding · Eating Space In Kitchen · High Ceilings · Kitchen/Family Room Combo · Living Room/Dining Room Combo · Open Floorplan · Primary Bedroom Main Floor · Split Bedroom · Stone Counters · Thermostat · Tray Ceiling(s) · Walk-In Closet(s)
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationSlab
ViewTrees/Woods · Water
FacesSouthwest
ParkingDriveway
ExteriorLighting · Outdoor Shower · Private Mailbox · Sprinkler Metered

Community & fees

Taxes (2025)$8,176/yr
PetsCats OK, Dogs OK
CommunityDeed Restrictions

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$4,535 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,453
PMI (est., until 20% equity)$240
Property tax — 2025 actual bill$681
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $64,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $64,000
Interest rate6.00%
Loan term

Estimated payment

$4,535/mo

Principal & interest$3,453
PMI (est., until 20% equity)$240
Property taxes (actual bill)$681
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $640K
$473KedgeAI estimate $554,821 · range $492K$675K$702K

vs edgeAI estimate

+15.4%

$/sqft vs Port Charlotte actives

$370 vs $211

Days on market

3 vs 59 typical

Where $370/sqft sits among the 400 Port Charlotte actives

103
127
72
34
29
35 · this home
$131–177$177–224$224–270$270–316$316–363$363+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Port Charlotte

Get to know Port Charlotte. See the full Port Charlotte guide →

The numbers that matter

The Port Charlotte market

Seller’s marketLeans seller4.7 months of inventoryBuyer’s market

$289K$305K

Port Charlotte median sold, yr/yr

96.0%

Sale-to-list ratio (12 mo)

223 of 400

Port Charlotte actives have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 94% above the Port Charlotte median. See the full Port Charlotte market guide →

Paper trail

This home's history

Sep 17, 2026Listed at $640,000 · 3 days on market since
2022Built · PORT CHARLOTTE SUB SEC 78

Reality check

What actually sold near 13284 AMARYLLIS CIRCLE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

12 CURRENT LANESold · Mar ’26

$309,900

12 CURRENT LANE

3 bd · 2 ba · 1,700 sqft · $182/sqft · 252 DOM

10401 SUNDAY DRIVESold · Aug ’26

$500,000

10401 SUNDAY DRIVE

3 bd · 2 ba · 1,689 sqft · $296/sqft · 97 DOM

14455 LILLIAN CIRCLESold · Dec ’25

$320,000

14455 LILLIAN CIRCLE

3 bd · 2 ba · 1,688 sqft · $190/sqft · 53 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Gianfranco Di Flumeri

Your agent

Gianfranco Di Flumeri

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 13284 AMARYLLIS CIRCLE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 13284 AMARYLLIS CIRCLE — before you fall in love.

See it in person

Schedule a tour

Live availability from Gianfranco's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

13284 AMARYLLIS CIRCLE FAQs

What would the monthly payment be for 13284 AMARYLLIS CIRCLE?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,535/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 13284 AMARYLLIS CIRCLE?+

The most recent tax bill on record (2025) was $8,176. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 13284 AMARYLLIS CIRCLE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Port Charlotte?+

At $640,000, this home is listed about 94% above the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.

The brief

Three things that matter here

01Positioned at the premium end

$640,000 runs 94% above the Port Charlotte median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 3 days on market in a Port Charlotte market that averages 59 — if it fits, move quickly.

Listing courtesy of KW PEACE RIVER PARTNERS · Mike Oakes. MLS #C7530712.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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