
9409 AGATE STREET, PORT CHARLOTTE, FL, 33981
Active52 days on marketListed Jul 30, 2026MLS #TB8534441
About this home
9409 AGATE STREET
Investor Alert! 2023 Built Turnkey Duplex — One Side Leased, One Side Fully Furnished & Ready to Cash Flow. This 2023 built duplex is a rare, multi-strategy income play with immediate returns and zero deferred maintenance. One unit is currently leased and delivering day-one cash flow. The second unit comes fully furnished and move-in ready—giving investors a plug-and-play opportunity to launch short-term (Airbnb/VRBO), mid-term rental, or PadSplit by-the-room rental. Live in one side and keep the tenant in the other unit. Each unit offers 3 bedrooms, 2 bathrooms, a private 1-car garage, and a large laundry room and a layout that appeals equally to long-term tenants and short-term guests. Both units feature luxury vinyl flooring for durability and low turnover cost, high ceilings, and open-concept layouts. Kitchens include contemporary cabinetry, stainless steel appliances, and generous quartz counter space. Each owner's suite has a large walk-in closet and an ensuite bath with walk-in shower; guest baths feature a tile tub/shower combination. Built for resilience and low insurance overhead: hurricane impact-resistant windows and doors throughout, and no flood insurance required—protecting both your asset and your Income. Connected to public water and sewer, the property sits on a quiet street backing to a greenbelt with no rear neighbors, adding privacy that guests and tenants value. Location drives demand: minutes from Gulf Coast beaches, championship golf, dining, shopping, and entertainment, with Englewood Beach and Boca Grande under 25 minutes away. Schools, hospitals, and recreation are all an easy drive—strong fundamentals for both long-term tenant retention and short-term guest bookings.
Facts & features
The home at a glance
6
Bedrooms
2,250
Sqft
0.23 ac
Lot size
1
Garage
2023
Year built
$208
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,807 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,807/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Port Charlotte actives
$208 vs $211
Days on market
52 vs 59 typical
Where $208/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
223 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 42% above the Port Charlotte median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 9409 AGATE STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$365,000
14187 BARNWOOD LANE
5 bd · 2.5 ba · 2,215 sqft · $165/sqft · 40 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 9409 AGATE STREET — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 9409 AGATE STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
9409 AGATE STREET FAQs
What would the monthly payment be for 9409 AGATE STREET?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $3,807/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 9409 AGATE STREET?+
The most recent tax bill on record (2025) was $8,142. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $469,000, this home is listed about 42% above the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Keep looking
Similar homes nearby
Listing courtesy of HOMESMART · Dariusz Nowak. MLS #TB8534441.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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