CENTURY 21 Edge
$650,0004 bd3 ba3,036 sqft$214 /sqft$4,742 /mo all-in ↓

1645 CREEK NINE DR, NORTH PORT, FL, 34291

Active2 days on marketListed Sep 18, 2026MLS #C7530727

Private poolSingle Family ResidenceHERON CREEK

About this home

1645 CREEK NINE DR

This exquisite home with golf course and lake views offers over 3000 sq ft of living space all on one level. This is truly a must see... located in the exclusive gated community of Heron Creek Golf and Country Club. Plenty of space in this home where you will enjoy 4 bedrooms, 3 full baths, den, heated pool with spa and 3 car garage. Enter the home from the brick paver drive to the front porch accented with columns and leaded glass entry door. You will be greeted into the formal living room with tray ceiling complimented with crown molding and views of the lanai/pool area through the triple sliders. The formal dining room, framed by decorative columns, is currently being used as an entertainment room with grand piano. The kitchen is a chef’s delight with solid wood cabinetry, Stainless Steel appliances. including built in oven and microwave, granite counter tops and breakfast bar with pendant lighting and fabulous walk-in pantry with custom shelving. The breakfast nook just off the kitchen features and aquarium window overlooking the sparkling pool and spa.. what a great place to start your day! The expansive great room is the perfect place to entertain your friends and family with sliders out to the lanai and pool area. The oversize owner’s suite features, wood look tile flooring, huge walk in closet, sitting area with views and private access to the lanai and pool. The ensuite bathroom is complete with solid wood cabinetry, dual sinks with granite counter tops, walk in shower and soaking tub. This is a true split floor plan with the guest bedrooms on the opposite side of the home providing the utmost in privacy for you and your guests. Two of the generous size bedrooms share a bath with shower/ tub combination, solid wood vanity with granite counter top. The fourth bedroom has its own bath with shower, solid wood cabinetry and granite counter. This bath also serves as a pool bath with direct access to the lanai and pool area. The den/ office with double door entry, is located in the front of the home, and currently being used as a media room… complete with a built in closed this room could easily be converted to a 5th bedroom. Enjoy the gorgeous outdoor area offering an expansive lanai complimented with travertine tile, heated pool and spa, private backyard with views of the lake and golf course… another great place for carrying the entertaining outside. Lots of very cool extras in this home including, hurricane shutters and screens, whole house generator, plantation shutters, crown molding, spacious laundry room with cabinetry and 3 car garage with lots of shelving for all your toys. Heron Creek Golf and Country Club is a very active community where you will always find something to do. Enjoy the 27 holes Arthur Hill designed golf course, 5 lighted Har Tru tennis courts, fitness center, resort style pool and spa, newly renovated Courtside Cafe where you can enjoy a bite after your workout, tennis match, swim or making the turn to the next nine. The over 20,000 sq ft Clubhouse offers formal and casual dining and many planned activities and social events. Heron Creek is ideally located close to area beaches, shopping, restaurants, Legacy Trail as well as Cool Today Park. There is also a new Sarasota Memorial Hospital being built on Sumter Blvd and is slated to open in 2028. NOW is the time to make this beautiful home yours and start living the Florida lifestyle you have been dreaming about!

Facts & features

The home at a glance

4

Bedrooms

3

Bathrooms

3,036

Sqft

0.29 ac

Lot size

3

Garage

2008

Year built

One

Levels

$214

Per sqft

Private poolWater view

Inside

FlooringCarpet · Tile
AppliancesBuilt-In Oven · Cooktop · Dishwasher · Disposal · Dryer · Microwave · Refrigerator · Washer
InteriorCeiling Fan(s) · High Ceilings · Open Floorplan · Primary Bedroom Main Floor · Solid Wood Cabinets · Stone Counters · Thermostat · Walk-In Closet(s) · Window Treatments
LaundryInside · Laundry Room
CoolingCentral Air
HeatingCentral

Outside & construction

RoofTile
ConstructionBlock · Stucco
FoundationSlab
ViewWater
FacesSouth
ParkingDriveway · Garage Door Opener · Golf Cart Parking · Oversized
ExteriorHurricane Shutters · Private Mailbox · Rain Gutters · Sidewalk · Sliding Doors

Community & fees

HOA fee$423/mo
Taxes (2025)$4,893/yr
PetsCats OK, Number Limit
CommunityClubhouse · Deed Restrictions · Fitness Center · Gated Community - Guard · Golf Carts OK · Golf · Irrigation-Reclaimed Water · Pool · Restaurant · Sidewalks · Tennis Court(s)

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Fiber Optics · Natural Gas Connected · Sewer Connected · Sprinkler Recycled · Street Lights · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$4,742 /mo · 10% down Conventional, 30-yr fixed at 6%

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property tax — 2025 actual bill$408
HOA fee — from the listing$423
Insurance (FL estimate)$160

The assumptions

Loan typeConventionalDown payment10% · $65,000Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type

FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.

Down payment10% · $65,000
Interest rate6.00%
Loan term

Estimated payment

$4,742/mo

Principal & interest$3,507
PMI (est., until 20% equity)$244
Property taxes (actual bill)$408
HOA / condo fee$423
Est. insurance$160

Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $650K
$566KedgeAI estimate $604,511 · range $590K$613K$676K

vs edgeAI estimate

+7.5%

$/sqft vs HERON CREEK

$214 vs $210

Days on market

2 vs 52 typical

Where $214/sqft sits among the 20 homes for sale in HERON CREEK

5
7 · this home
5
2
0
1
$180–201$201–221$221–241$241–261$261–281$281+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Heron Creek

Get to know North Port. See the full North Port guide →

Heron Creek — neighborhood snapshot

Population

1,949

Median age

63

Median income

$108,936

Median home value

$317,839

Avg household

2

Households w/ children

196

For the school run

Sarasota County School District

MiddleHeron Creek Middle School★★★★★
HighNorth Port High School★★★★★
ElementaryLamarque Elementary School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The North Port market

Seller’s marketLeans seller4.6 months of inventoryBuyer’s market

$316K$302K

North Port median sold, yr/yr

96.7%

Sale-to-list ratio (12 mo)

10 of 20

HERON CREEK have cut their price

Median sold price, North Port, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 2727% above the NORTH PORT 34291 median. See the full North Port market guide →

Paper trail

This home's history

Sep 18, 2026Listed at $650,000 · 2 days on market since
2008Built · HERON CREEK

Reality check

What actually sold near 1645 CREEK NINE DR

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

1646 CREEK NINE DRIVESold · Jul ’26

$620,000

1646 CREEK NINE DRIVE · same community

4 bd · 3 ba · 2,985 sqft · $208/sqft · 193 DOM

1210 EAGLES FLIGHT WAYSold · Nov ’25

$635,000

1210 EAGLES FLIGHT WAY · same community

3 bd · 3 ba · 2,924 sqft · $217/sqft · 63 DOM

5412 ROYAL POINCIANA WAYSold · Jan ’26

$635,000

5412 ROYAL POINCIANA WAY · same community

4 bd · 3 ba · 2,897 sqft · $219/sqft · 23 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Bridget McLennon

Your agent

Bridget McLennon

Real Estate Agent · CENTURY 21 Edge

Tours, negotiation, and every question about 1645 CREEK NINE DR — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 1645 CREEK NINE DR — before you fall in love.

See it in person

Schedule a tour

Live availability from Bridget's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

1645 CREEK NINE DR FAQs

What would the monthly payment be for 1645 CREEK NINE DR?+

With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $4,742/mo — principal and interest, the actual property-tax bill, the $423/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 1645 CREEK NINE DR?+

The association fee works out to $423 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 1645 CREEK NINE DR?+

The most recent tax bill on record (2025) was $4,893. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 1645 CREEK NINE DR?+

The listing reports pets: Cats OK, Number Limit. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in North Port?+

At $650,000, this home is listed about 94% above the North Port median of $334,900. The market section on this page shows how the area is trending.

Which schools are assigned to 1645 CREEK NINE DR?+

Heron Creek Middle School (middle), North Port High School (high), Lamarque Elementary School (elementary) — Sarasota County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$650,000 runs 2727% above the NORTH PORT 34291 median — but at 3,036 sqft it's also nearly twice the size of the typical North Port listing.

02Your own pool

A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.

03Fresh on the market

Only 2 days on market in a North Port market that averages 52 — if it fits, move quickly.

Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · Holly Henry. MLS #C7530727.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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