
18189 OHARA DRIVE, PORT CHARLOTTE, FL, 33948
Active5 days on marketListed Sep 15, 2026MLS #C7530737
About this home
18189 OHARA DRIVE
Waterfront luxury, effortless boating, and exceptional craftsmanship come together in this custom-built waterfront estate in the highly sought-after Port Charlotte Beach area. Featuring sailboat access with no fixed bridges, 80 feet of waterfront frontage, a private 60-foot dock, and a 24,000-pound boat lift, this Gulf-access home offers direct boating access to Charlotte Harbor and beyond. Designed for those who appreciate both luxury and the waterfront lifestyle, this exceptional Port Charlotte waterfront home combines elegant living, outstanding boating amenities, and a prime location near Punta Gorda. Featuring 4 bedrooms, 4.5 bathrooms, and a 3 car garage, this luxury residence blends elegant design with everyday comfort. Inside, soaring ceilings, arched architectural details, stately columns, crown molding, plantation shutters, and abundant natural light create an inviting atmosphere throughout. A double-sided gas fireplace serves both the formal dining room and private office, adding warmth and character to the living spaces. The gourmet kitchen is designed to impress, featuring solid wood cabinetry, granite countertops, stainless steel appliances, an induction cooktop, built-in oven and microwave, warming drawer, wine bar, and wine refrigerator. Ideal for entertaining, the open layout seamlessly connects the kitchen to the home's main living areas. The first-floor primary suite offers a private retreat complete with a spacious walk-in closet and a spa-inspired bathroom featuring a jetted soaking tub, dual vanities, and a Roman-style multi-head shower. Upstairs, three oversized guest bedrooms and two full baths provide ample space for family and visitors. One bedroom includes an en suite bath, while two additional bedrooms share a Jack-and-Jill bathroom. A private loft with balcony overlooks the pool area and offers flexible space for a home office, media room, or relaxation area. Step outside to your own tropical oasis. The expansive screened lanai features a heated saltwater pool, paver decking, lush landscaping, and a custom tiki hut with a fully equipped outdoor kitchen, creating the perfect setting for entertaining, waterfront dining, and enjoying Southwest Florida's year-round sunshine. Recent upgrades provide exceptional value and peace of mind, including a new tile roof (2022), impact-resistant windows, new zoned A/C systems, new pool heater, pump and salt system, new carpeting, and fresh interior and exterior paint. Additional highlights include a circular paver driveway, side-loading 3-car garage, no HOA, no deed restrictions, and no flooding or hurricane damage from past storms. Conveniently located near Port Charlotte Beach Park, the Sunseeker Resort Charlotte Harbor, golf courses, waterfront dining, shopping, Charlotte Harbor, Downtown Punta Gorda, I-75, and Punta Gorda Airport, this move-in-ready waterfront property offers luxury, location, and direct boating access in one extraordinary package.
Facts & features
The home at a glance
4
Bedrooms
4.5
Bathrooms
3,635
Sqft
0.23 ac
Lot size
3
Garage
2007
Year built
Two
Levels
$323
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$8,073 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$8,073/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PORT CHARLOTTE SEC 079
$323 vs $292
Days on market
5 vs 59 typical
Where $323/sqft sits among the 10 homes for sale in PORT CHARLOTTE SEC 079
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside O'hara
Get to know Port Charlotte. See the full Port Charlotte guide →
O'hara — neighborhood snapshot
Population
5,202
Median age
58
Median income
$75,856
Median home value
$383,125
Avg household
2
Households w/ children
392
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
2 of 10
PORT CHARLOTTE SEC 079 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3817% above the PORT CHARLOTTE 33948 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 18189 OHARA DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$879,000
19199 ALMADYDE COURT · same community
3 bd · 3.5 ba · 2,778 sqft · $316/sqft · 6 DOM
Sold · Feb ’26$819,950
18610 AYRSHIRE CIRCLE · same community
3 bd · 2 ba · 2,114 sqft · $388/sqft · 24 DOM
Sold · Dec ’25$274,990
18719 KERRVILLE CIRCLE · same community
4 bd · 2.5 ba · 2,054 sqft · $134/sqft · 77 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 18189 OHARA DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18189 OHARA DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
18189 OHARA DRIVE FAQs
What would the monthly payment be for 18189 OHARA DRIVE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $8,073/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 18189 OHARA DRIVE?+
The most recent tax bill on record (2025) was $13,590. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 18189 OHARA DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $1,175,000, this home is listed about 256% above the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 18189 OHARA DRIVE?+
Meadow Park Elementary School (elementary), Murdock Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,175,000 runs 3817% above the PORT CHARLOTTE 33948 median — but at 3,635 sqft it's also nearly twice the size of the typical Port Charlotte listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 5 days on market in a Port Charlotte market that averages 59 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX HARBOR REALTY · Bobbi Bevis. MLS #C7530737.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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