
11806 SW SPRING LAKE DRIVE, ARCADIA, FL, 34269
Active15 days on marketListed Sep 28, 2026MLS #C7530811
About this home
11806 SW SPRING LAKE DRIVE
If you’ve been waiting for a home that gives you more space, more updates, and more freedom without the “more” price tag… this is it. This 3-bedroom, 2-bath home offers 1,860 square feet of living space with an open, comfortable layout that actually gives you room to LIVE. The large kitchen flows right into the dining and living areas, making this home perfect for everything from quiet weeknight dinners to a house full of people on the weekends. With multiple living spaces, there is plenty of room to spread out, entertain, work from home, or finally have that extra space you’ve been looking for. The sellers have poured a ton of love into this property, with improvements since 2020 including a new roof, air conditioner, flooring, water heater, well equipment and water softener, updated kitchen and bathroom faucets, new stove, light fixtures, fresh paint throughout most of the home, underlayment and insulation, skirting, and more. Outside, they kept going with a newer front porch, screened back porch, fencing, front gutters, and plantation shutters. There is even a real fireplace inside, giving the home a little extra personality you don’t find every day. And the outdoor space? This is where Florida starts showing off. Sip your morning coffee on the front porch, spend your evenings on the screened back porch, enjoy the fenced yard beneath mature shade trees, or take advantage of the property’s freshwater canal access. The quarter-acre lot gives you breathing room without giving you an entire weekend of yard work, and the gravel drive offers plenty of parking. With no HOA, plus well and septic, this property checks a whole lot of boxes at a price point that is getting harder to find.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,860
Sqft
0.25 ac
Lot size
2006
Year built
One
Levels
$121
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,656 /mo · 3.5% down FHA, 30-yr fixed at 6%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,656/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.2%
$/sqft vs Arcadia actives
$121 vs $226
Days on market
15 vs 87 typical
Where $121/sqft sits among the 124 Arcadia actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
The investor lens
Two ways this home pays
This home sits inside Spring Lake, a community zoned to allow true short-term rentals — so it can earn as a nightly rental or a traditional lease. Here’s how the two paths compare.
Short-term rental
Zoned & eligible
Projected nightly rate, occupancy and annual revenue for this exact home.
Long-term rental
$1,350/mo median
Live Arcadia rental listing data — this home’s rate depends on size, condition and furnishing.
Where it sits
Inside Spring Lake
Spring Lake is a short-term-rental community. See the full guide →
ARCADIA 34269 — neighborhood snapshot
Population
5,111
Median age
62.7
Median income
$54,792
Median home value
$188,800
Avg household
2.16
Households w/ children
347
For the school run
DeSoto County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Arcadia market
$260K → $260K
Arcadia median sold, yr/yr
94.1%
Sale-to-list ratio (12 mo)
55 of 124
Arcadia actives have cut their price
Median sold price, Arcadia, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 37% below the ARCADIA 34269 median. See the full Arcadia market guide →
Paper trail
This home's history
Reality check
What actually sold near 11806 SW SPRING LAKE DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$214,900
11808 SW SPRING LAKE DRIVE · same community
3 bd · 2 ba · 1,378 sqft · $156/sqft · 7 DOM
Sold · Apr ’26$145,000
11812 SW SPRING LAKE DRIVE · same community
3 bd · 2 ba · 1,276 sqft · $114/sqft · 253 DOM
Sold · Apr ’26$115,000
11942 SW NEWMAN TERRACE · same community
2 bd · 2 ba · 840 sqft · $137/sqft · 7 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 11806 SW SPRING LAKE DRIVE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 11806 SW SPRING LAKE DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
11806 SW SPRING LAKE DRIVE FAQs
What would the monthly payment be for 11806 SW SPRING LAKE DRIVE?+
With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $1,656/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 11806 SW SPRING LAKE DRIVE?+
The most recent tax bill on record (2025) was $870. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Can 11806 SW SPRING LAKE DRIVE be rented short-term?+
Yes — this home sits inside Spring Lake, a community zoned to allow short-term rentals. Nightly-rental income could change the math on this purchase entirely; request a free rental income analysis and our team will prepare projections for this exact home.
How does the price compare to other homes in Arcadia?+
At $224,900, this home is listed about 31% below the Arcadia median of $325,000. The market section on this page shows how the area is trending.
Which schools are assigned to 11806 SW SPRING LAKE DRIVE?+
Nocatee Elementary School (elementary) — DeSoto County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the ARCADIA 34269 market on paper
$224,900 is 37% below the ARCADIA 34269 median of $354,450, and at $121/sqft it sits under the Arcadia average of $296.
02Zoned for nightly rentals
Spring Lake is one of the communities zoned to allow true short-term rentals — nightly income could change the math on this purchase entirely. Ask for the free rental analysis below.
03Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Brandi Long. MLS #C7530811.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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