290 3RD STREET W, BONITA SPRINGS, FL, 34134
Active3 days on marketListed Oct 9, 2026MLS #C7530870
About this home
290 3RD STREET W
Virtually Staged. Bring your boat, your swimsuit, and your love of waterfront living! At 290 3rd St W in Bonita Springs, wide bay views set the scene for relaxed Southwest Florida living. A private concrete dock and 80-foot seawall provide no-bridge boating access to Wiggins Pass and the Gulf, or an easy cruise up Estero Bay to Fort Myers Beach. The property features a floating foundation and a seawall extending approximately 15 feet deep, a premium construction feature selected by the original owners. The seawall was constructed to the maximum permitted depth at the time, offering a notable feature of this waterfront property. Enjoy beautiful sunrise and sunset views, passing boats, and dolphins frequently seen from the property. Outdoor living centers on the screened, in-ground pool, approximately 15' x 30' with a depth of up to 9 feet, resurfaced in 2023, with a spacious screened enclosure and covered lanai overlooking the water. Inside, the open kitchen and family room layout and large sliding glass doors keep the focus on the view, with tile in the main living areas and luxury vinyl in the bedrooms. The kitchen includes an island with seating, ample cabinetry, and stainless-steel appliances. An interior laundry room with cabinetry and a utility sink adds storage and workspace. Major updates include a tile roof (permit finaled 2024), impact-resistant windows and doors, and an electric hurricane shutter. The A/C was replaced in 2025, and the refrigerator, range, dishwasher, microwave, disposal, and water heater are approximately three years old. Additional features include Bahama shutters, rain gutters, mature landscaping, a 2-car attached garage, and no HOA, plus access to the Little Hickory Shores community boat ramp and fishing pier. 290 3rd St W brings together some of the best features of Bonita Springs waterfront living. Book your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,892
Sqft
0.24 ac
Lot size
1975
Year built
One
Levels
$843
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,650 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,650/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Bonita Springs actives
$843 vs $295
Days on market
3 vs 56 typical
Where $843/sqft sits among the 9 Bonita Springs actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Bonita Shores
Get to know Bonita Springs. See the full Bonita Springs guide →
Bonita Shores — neighborhood snapshot
Population
1,010
Median age
66
Median income
$114,911
Median home value
$619,800
Avg household
2
Households w/ children
40%
For the school run
Collier County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Bonita Springs market
$758K → $612K
Bonita Springs median sold, yr/yr
96.4%
Sale-to-list ratio (12 mo)
2 of 9
Bonita Springs actives have cut their price
Median sold price, Bonita Springs, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 273% above the BONITA SPRINGS 34134 median. See the full Bonita Springs market guide →
Paper trail
This home's history
Reality check
What actually sold near 290 3RD STREET W
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’25$534,900
4220 LAKE FOREST DRIVE UNIT 921
3 bd · 2 ba · 1,562 sqft · $342/sqft · 6 DOM
Sold · Apr ’26$530,000
4472 MARINER ROAD
3 bd · 3 ba · 1,205 sqft · $440/sqft · 206 DOM
Sold · Jun ’26$2,300,000
4829 REGAL DRIVE
4 bd · 3 ba · 2,978 sqft · $772/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Chad Creech
President, Commercial and Development Services · CENTURY 21 Edge
Tours, negotiation, and every question about 290 3RD STREET W — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 290 3RD STREET W — before you fall in love.
See it in person
Schedule a tour
Live availability from Chad's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
290 3RD STREET W FAQs
What would the monthly payment be for 290 3RD STREET W?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $9,650/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 290 3RD STREET W?+
The most recent tax bill on record (2025) was $3,420. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 290 3RD STREET W?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Bonita Springs?+
At $1,595,000, this home is listed about 221% above the Bonita Springs median of $497,450. The market section on this page shows how the area is trending.
Which schools are assigned to 290 3RD STREET W?+
Naples Park Elementary School (elementary), North Naples Middle School (middle) — Collier County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$1,595,000 runs 273% above the BONITA SPRINGS 34134 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 3 days on market in a Bonita Springs market that averages 56 — if it fits, move quickly.
04Strong assigned schools
Naples Park Elementary School, North Naples Middle School — Naples Park Elementary School rates 4 of 5. Always verify assignments with the district.
Listing courtesy of RE/MAX PALM REALTY · Heidi Schrock. MLS #C7530870.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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