CENTURY 21 Edge
$274,0003 bd2 ba1,777 sqft$154 /sqft$2,207 /mo all-in ↓

160 ANNAPOLIS LANE, ROTONDA WEST, FL, 33947

Active1 days on marketListed Sep 19, 2026MLS #C7530949

WaterfrontSingle Family ResidenceROTONDA WEST OAKLAND HILLS

Come see it

Upcoming open house

Sun, Sep 20

2:30 PM – 4:30 PM

About this home

160 ANNAPOLIS LANE

WATERFRONT HAVEN WITH CURB APPEAL IN ROTONDA WEST ** DO NOT MISS!!! From the moment you pull up the sweeping, expansive driveway, this property captivates with undeniable Florida charm. Step onto the stone pathway and pass through an artistic, open-air decorative gate that reveals a private, tranquil front courtyard. Double entry doors give more architectural design that seamlessly blends the unique style of this spacious waterfront 3-bedroom, 2-bath home offering 1,777 square feet of living space on a beautiful canal setting, in the Oakland Hills of Rotonda West. The welcoming oversized Foyer almost stretches the length of the house, and you'll appreciate the generous living areas and easy-flowing floor plan within, along with multiple views of the waterfront as you pass through. This home offers a great opportunity of easy living and at the price, the ability to update it to your own style. The primary bedroom and back bedroom showcase waterfront canal views with sliders that allow for easy access to the backyard. That's where the Florida lifestyle really comes into focus. Enjoy beautiful sunsets and your own waterfront backdrop, whether you're relaxing with your morning coffee, entertaining friends or simply unwinding at the end of the day. An attached 2-car garage provides additional parking, laundry area and storage. Located in established Rotonda West, you're close to golf, boating, fishing, beaches, shopping and dining, with Englewood Beach and Boca Grande within easy reach. If you've been searching for a waterfront home with HURRICANE PROTECTION (WINDOWS AND SHUTTERS) plus room to make it your own, 160 Annapolis Lane deserves a closer look. Come see the potential and stay for the water view. Use showing time or call for showings.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,777

Sqft

0.23 ac

Lot size

2

Garage

1974

Year built

One

Levels

$154

Per sqft

WaterfrontWater viewNegotiable

Inside

FlooringCarpet · Tile
AppliancesDishwasher · Dryer · Microwave · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Eating Space In Kitchen · Open Floorplan · Other · Walk-In Closet(s)
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock · Stucco
FoundationBlock · Slab
ViewWater
FacesNortheast
ExteriorHurricane Shutters · Sliding Doors · Storage

Community & fees

HOA fee$16/mo
Taxes (2025)$3,565/yr
PetsCats OK, Dogs OK
CommunityDeed Restrictions · Golf

Utilities & systems

UtilitiesElectricity Connected · Sewer Connected · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$2,207 /mo · 3.5% down FHA, 30-yr fixed at 6%

Principal & interest$1,613
FHA mortgage insurance (est.)$121
Property tax — 2025 actual bill$297
HOA fee — from the listing$16
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $9,590Loan30-yr fixed at 6%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $9,590
Interest rate6.00%
Loan term

Estimated payment

$2,207/mo

Principal & interest$1,613
FHA mortgage insurance (est.)$121
Property taxes (actual bill)$297
HOA / condo fee$16
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $274K
$239KedgeAI estimate $272,339 · range $249K$305K$317K

vs edgeAI estimate

+0.6%

$/sqft vs ROTONDA WEST OAKLAND HILLS

$154 vs $186

Days on market

1 vs 60 typical

Where $154/sqft sits among the 24 homes for sale in ROTONDA WEST OAKLAND HILLS

9 · this home
4
4
1
3
3
$154–170$170–187$187–203$203–219$219–235$235+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Rotonda Wheel

Get to know Rotonda West. See the full Rotonda West guide →

Rotonda Wheel — neighborhood snapshot

Population

8,029

Median age

65

Median income

$71,441

Median home value

$351,013

Avg household

2

Households w/ children

283

For the school run

Charlotte County School District

ElementaryVineland Elementary School★★★★
MiddleL. A. Ainger Middle School★★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Rotonda West market

Seller’s marketLeans seller4.3 months of inventoryBuyer’s market

$382K$385K

Rotonda West median sold, yr/yr

96.4%

Sale-to-list ratio (12 mo)

16 of 24

ROTONDA WEST OAKLAND HILLS have cut their price

Median sold price, Rotonda West, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 459% above the ROTONDA WEST 33947 median. See the full Rotonda West market guide →

Paper trail

This home's history

Sep 19, 2026Listed at $274,000 · 1 days on market since
1974Built · ROTONDA WEST OAKLAND HILLS

Reality check

What actually sold near 160 ANNAPOLIS LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

141 ROTONDA CIRCLESold · Nov ’25

$275,000

141 ROTONDA CIRCLE · same community

3 bd · 2 ba · 1,754 sqft · $157/sqft · 19 DOM

239 ANNAPOLIS LANESold · Mar ’26

$130,000

239 ANNAPOLIS LANE · same community

3 bd · 2 ba · 1,747 sqft · $74/sqft · 14 DOM

150 ROTONDA CIRCLESold · Nov ’25

$315,000

150 ROTONDA CIRCLE · same community

3 bd · 2 ba · 1,741 sqft · $181/sqft · 9 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Kamilla Pagotto

Your agent

Kamilla Pagotto

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 160 ANNAPOLIS LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 160 ANNAPOLIS LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Kamilla's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

160 ANNAPOLIS LANE FAQs

What would the monthly payment be for 160 ANNAPOLIS LANE?+

With 3.5% down on a 30-year FHA loan at 6%, the all-in payment lands around $2,207/mo — principal and interest, the actual property-tax bill, the $16/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 160 ANNAPOLIS LANE?+

The association fee works out to $16 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 160 ANNAPOLIS LANE?+

The most recent tax bill on record (2025) was $3,565. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 160 ANNAPOLIS LANE?+

The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Rotonda West?+

At $274,000, this home is listed about 31% below the Rotonda West median of $399,900. The market section on this page shows how the area is trending.

Which schools are assigned to 160 ANNAPOLIS LANE?+

Vineland Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Four things that matter here

01Positioned at the premium end

$274,000 runs 459% above the ROTONDA WEST 33947 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Fresh on the market

Only 1 day on market in a Rotonda West market that averages 60 — if it fits, move quickly.

04Strong assigned schools

Vineland Elementary School, L. A. Ainger Middle School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of CENTURY 21 ALLPOINTS REALTY · Patricia Uzar. MLS #C7530949.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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