130 ANNAPOLIS LANE, ROTONDA WEST, FL, 33947
Active47 days on marketListed Sep 21, 2026MLS #C7530975
About this home
130 ANNAPOLIS LANE
Price Improvement!! Welcome to your dream Florida oasis in the highly sought-after community of Rotonda West. This turnkey furnished beautifully updated 3-bedroom, 2-bathroom pool home sits on a serene freshwater canal, offering the perfect blend of modern comfort, peaceful waterfront living, and incredibly low yearly HOA fees with no CDD fees. From the moment you arrive, the exceptional curb appeal welcomes you with a widened driveway and a pristine concrete front walk leading right to the front door. The exterior also features a newer roof and meticulous landscaping that sets a welcoming tone. Step inside to discover a bright, open floor plan designed for both relaxed living and effortless entertaining. The true highlight of this property is the spectacular outdoor living space. The expansive lanai features a recently resurfaced heated pool surrounded by gorgeous new pavers, creating a private backyard paradise. Whether you are swimming laps in the cooler months, soaking up the sun, or casting a line into the freshwater canal, this outdoor retreat is designed for year-round enjoyment. Major big-ticket upgrades have already been completed for your absolute peace of mind, including a newer A/C with new Ductwork, Hurricane impact windows and doors adding to the homeowner's insurance discounts, extra insulation in the attic, irrigation sytem from the canal, and much more. You are just minutes away from five championship golf courses, pristine Gulf beaches, local dining, and shopping. Don’t miss the chance to own this updated, move in ready pool home! Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,701
Sqft
0.23 ac
Lot size
1
Garage
1973
Year built
One
Levels
$199
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,876 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,876/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+13.6%
$/sqft vs ROTONDA WEST OAKLAND HILLS
$199 vs $182
Days on market
47 vs 74 typical
Where $199/sqft sits among the 26 homes for sale in ROTONDA WEST OAKLAND HILLS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Rotonda Wheel
Get to know Rotonda West. See the full Rotonda West guide →
Rotonda Wheel — neighborhood snapshot
Population
8,103
Median age
66
Median income
$81,270
Median home value
$387,588
Avg household
2
Households w/ children
329
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Rotonda West market
$397K → $385K
Rotonda West median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
14 of 26
ROTONDA WEST OAKLAND HILLS have cut their price
Median sold price, Rotonda West, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 592% above the ROTONDA WEST 33947 median. See the full Rotonda West market guide →
Paper trail
This home's history
Reality check
What actually sold near 130 ANNAPOLIS LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$275,000
4 OAKLAND HILLS COURT · same community
3 bd · 2 ba · 1,701 sqft · $162/sqft · 296 DOM
Sold · Mar ’26$175,000
10 GOLFVIEW ROAD · same community
3 bd · 2 ba · 1,694 sqft · $103/sqft · 35 DOM
Sold · Dec ’25$305,000
146 ROTONDA CIRCLE · same community
3 bd · 2 ba · 1,711 sqft · $178/sqft · 160 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 130 ANNAPOLIS LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 130 ANNAPOLIS LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
130 ANNAPOLIS LANE FAQs
What would the monthly payment be for 130 ANNAPOLIS LANE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,876/mo — principal and interest, the actual property-tax bill, the $16/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 130 ANNAPOLIS LANE?+
The association fee works out to $16 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 130 ANNAPOLIS LANE?+
The most recent tax bill on record (2025) was $2,671. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 130 ANNAPOLIS LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Rotonda West?+
At $339,000, this home is listed about 15% below the Rotonda West median of $398,000. The market section on this page shows how the area is trending.
Which schools are assigned to 130 ANNAPOLIS LANE?+
Vineland Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$339,000 runs 592% above the ROTONDA WEST 33947 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Vineland Elementary School, L. A. Ainger Middle School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $349,000, now $339,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of PAPE PROPERTIES REALTY · Dennis Pape. MLS #C7530975.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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