8451 SOUTHWIND BAY CIRCLE, FORT MYERS, FL, 33908
Active20 days on marketListed Sep 21, 2026MLS #C7530982
Come see it
Upcoming open house
Sun, Oct 11
12:00 PM – 2:00 PM
About this home
8451 SOUTHWIND BAY CIRCLE
Welcome to your dream home in Fort Myers! This stunning single-family home boasts 4 bedrooms or 3+Den, 4 bathrooms (2 full baths and 2 half baths, one being an outdoor pool bath), Luxury Vinyl Tile Flooring throughout, and a 2-car garage, providing ample space to live and grow. The in-ground pool and office space offer both relaxation and productivity, while the stainless steel appliances and updated kitchen cabinets with quartz countertops make cooking a breeze. Enjoy breathtaking views of the lake from your backyard, or take a dip in the solar and electric heated pool with an outdoor shower. With a whole house generator (2026), you can rest easy knowing your home is always prepared for any situation. Located close to Sanibel, Captiva, FM Beach, and Bonita Beach, you'll have endless opportunities for outdoor adventures. Additionally, this home is conveniently situated near medical facilities, an international airport, dining, and shopping, making it the perfect blend of comfort and convenience. Nestled in a small community with low HOA fees, this home affords the ideal balance of privacy and community. Don't miss out on this incredible opportunity to own your own piece of paradise in Fort Myers! The lanai enclosure features a picture window overlooking the lake and fountain provides peace of mind and added luxury. Home has electric and accordion storm shutters so, you can rest easy knowing your home is safe and secure during storm season. Tile roof was replaced in 2018. New AC and pool heater in 2024. See attached list of upgrades
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,482
Sqft
0.25 ac
Lot size
2
Garage
2004
Year built
One
Levels
$292
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,287 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,287/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+28.2%
$/sqft vs Fort Myers actives
$292 vs $214
Days on market
20 vs 77 typical
Where $292/sqft sits among the 122 Fort Myers actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Southwind
Get to know Fort Myers. See the full Fort Myers guide →
Southwind — neighborhood snapshot
Population
200
Median age
72
Median income
$135,179
Median home value
$351,400
Avg household
2
Households w/ children
2%
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Fort Myers market
$325K → $322K
Fort Myers median sold, yr/yr
95.9%
Sale-to-list ratio (12 mo)
59 of 122
Fort Myers actives have cut their price
Median sold price, Fort Myers, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 85% above the FORT MYERS 33908 median. See the full Fort Myers market guide →
Paper trail
This home's history
Reality check
What actually sold near 8451 SOUTHWIND BAY CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$260,000
5970 SOUTHWIND DRIVE · same community
3 bd · 2 ba · 1,484 sqft · $175/sqft · 28 DOM
Sold · Apr ’26$280,000
11239 SOUTHWIND LAKE DRIVE · same community
3 bd · 2 ba · 1,478 sqft · $189/sqft · 43 DOM
Sold · Apr ’26$315,000
5730 SOUTHWIND DRIVE · same community
3 bd · 2 ba · 1,335 sqft · $236/sqft · 5 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 8451 SOUTHWIND BAY CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 8451 SOUTHWIND BAY CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
8451 SOUTHWIND BAY CIRCLE FAQs
What would the monthly payment be for 8451 SOUTHWIND BAY CIRCLE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,287/mo — principal and interest, the actual property-tax bill, the $201/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 8451 SOUTHWIND BAY CIRCLE?+
The association fee works out to $201 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 8451 SOUTHWIND BAY CIRCLE?+
The most recent tax bill on record (2025) was $8,910. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 8451 SOUTHWIND BAY CIRCLE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Fort Myers?+
At $725,000, this home is listed about 107% above the Fort Myers median of $349,950. The market section on this page shows how the area is trending.
Which schools are assigned to 8451 SOUTHWIND BAY CIRCLE?+
Lexington Middle School (middle), Heights Elementary School (elementary), Rayma C. Page Elementary School (elementary), Cypress Lake High School (high), Cypress Lake Middle School (middle), South Fort Myers High School (high), San Carlos Park Elementary School (elementary), Villas Elementary School (elementary), Three Oaks Middle School (middle), Tanglewood Elementary School (elementary), Three Oaks Elementary School (elementary), Estero High School (high), Pinewoods Elementary School (elementary), Fort Myers High School (high), Spring Creek Elementary School (elementary), Dunbar High School (high), Bonita Springs High School (high), Bonita Springs Middle Center For The Arts (middle), Bonita Springs Elementary School (elementary) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$725,000 runs 85% above the FORT MYERS 33908 median — but at 2,482 sqft it's also 51% larger than the typical Fort Myers listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Lexington Middle School, Heights Elementary School, Rayma C. Page Elementary School, Cypress Lake High School, Cypress Lake Middle School, South Fort Myers High School, San Carlos Park Elementary School, Villas Elementary School, Three Oaks Middle School, Tanglewood Elementary School, Three Oaks Elementary School, Estero High School, Pinewoods Elementary School, Fort Myers High School, Spring Creek Elementary School, Dunbar High School, Bonita Springs High School, Bonita Springs Middle Center For The Arts, Bonita Springs Elementary School — Rayma C. Page Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of JOHN R. WOOD PROPERTIES · Jean Williamson. MLS #C7530982.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
Never miss a listing
New Fort Myers homes, in your inbox
Like 8451 SOUTHWIND BAY CIRCLE but not quite? A daily digest of every new listing in Fort Myers — straight from the MLS, hours after it goes live. Unsubscribe anytime.
Just watching this one home? Ask Donna to ping you on any price or status change →