
162 ANNAPOLIS LANE, ROTONDA WEST, FL, 33947
Active38 days on marketListed Sep 30, 2026MLS #C7530996
About this home
162 ANNAPOLIS LANE
Start your morning with coffee on the inviting front patio, then step through to a home built around Florida waterfront living. This move-in ready 3-bedroom, 2-bath home offers 1,784 sq ft on a 10,000 sq ft canal-front lot with a concrete seawall, putting the water right in your backyard for kayaking, paddleboarding, or just watching the sunsets roll over the canal. The heart of the home is the beautifully updated kitchen with modern cabinetry, sleek countertops, and stainless steel appliances. It opens seamlessly to the main living areas, creating one warm, connected space for cooking, gathering, and entertaining. The primary suite is a true retreat with a walk-in closet and an en-suite bathroom that doubles as a convenient pool bath, with direct access to the patio and the sparkling heated pool. The two additional bedrooms have been tastefully updated with elegant wood-plank tile flooring and refreshed ceilings. At the back of the home, a spacious family room flows effortlessly into a versatile bonus room, ideal as a home office, playroom, game room, or media space. Step outside and the Florida lifestyle takes over. The heated pool, now with a brand-new pool heater, anchors a private backyard made for long afternoons and evening swims. The concrete seawall adds durability and stability while framing those wide canal views. Whether you are lounging poolside, launching a kayak, or hosting friends under the lanai lights, this backyard delivers. This home is as practical as it is beautiful. Major updates include a new roof (2020), a new A/C system (2023), hurricane impact windows and sliders (2020), new wood-plank tile flooring in select rooms, and the new pool heater. That means the big-ticket items are handled and your money goes toward enjoying the home, not repairing it. Situated in the serene, picturesque community of Rotonda West, you are minutes from Englewood beaches, Lemon Bay boating, championship golf, dining, and shopping. With only a $16/month HOA, this is canal-front living without the waterfront price tag. Whether you are searching for your forever home or a strong rental property, this one checks every box. Schedule your private showing today. 15.77 kW leased solar (Palmetto, $292.42/mo, transferable) for predictable energy costs.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,784
Sqft
0.23 ac
Lot size
2
Garage
1981
Year built
One
Levels
$202
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,254 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,254/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17%
$/sqft vs ROTONDA WEST OAKLAND HILLS
$202 vs $182
Days on market
38 vs 74 typical
Where $202/sqft sits among the 26 homes for sale in ROTONDA WEST OAKLAND HILLS
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Rotonda Wheel
Get to know Rotonda West. See the full Rotonda West guide →
Rotonda Wheel — neighborhood snapshot
Population
8,103
Median age
66
Median income
$81,270
Median home value
$387,588
Avg household
2
Households w/ children
329
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Rotonda West market
$397K → $385K
Rotonda West median sold, yr/yr
96.5%
Sale-to-list ratio (12 mo)
15 of 26
ROTONDA WEST OAKLAND HILLS have cut their price
Median sold price, Rotonda West, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 635% above the ROTONDA WEST 33947 median. See the full Rotonda West market guide →
Paper trail
This home's history
Reality check
What actually sold near 162 ANNAPOLIS LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$319,000
256 CADDY ROAD · same community
4 bd · 2 ba · 1,820 sqft · $175/sqft · 81 DOM
Sold · Mar ’26$130,000
239 ANNAPOLIS LANE · same community
3 bd · 2 ba · 1,747 sqft · $74/sqft · 14 DOM
Sold · Nov ’25$315,000
150 ROTONDA CIRCLE · same community
3 bd · 2 ba · 1,741 sqft · $181/sqft · 9 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 162 ANNAPOLIS LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 162 ANNAPOLIS LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
162 ANNAPOLIS LANE FAQs
What would the monthly payment be for 162 ANNAPOLIS LANE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,254/mo — principal and interest, the actual property-tax bill, the $16/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 162 ANNAPOLIS LANE?+
The association fee works out to $16 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 162 ANNAPOLIS LANE?+
The most recent tax bill on record (2025) was $5,370. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 162 ANNAPOLIS LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Rotonda West?+
At $360,000, this home is listed about 10% below the Rotonda West median of $398,000. The market section on this page shows how the area is trending.
Which schools are assigned to 162 ANNAPOLIS LANE?+
Vineland Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$360,000 runs 635% above the ROTONDA WEST 33947 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Vineland Elementary School, L. A. Ainger Middle School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of BAYPORT PROPERTY GROUP · Daniel Hughes. MLS #C7530996.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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