CENTURY 21 Edge
$360,0003 bd2 ba1,784 sqft$202 /sqft≈$3,254 /mo all-in ↓

162 ANNAPOLIS LANE, ROTONDA WEST, FL, 33947

Active38 days on marketListed Sep 30, 2026MLS #C7530996

WaterfrontPrivate poolSingle Family ResidenceROTONDA WEST OAKLAND HILLS

About this home

162 ANNAPOLIS LANE

Start your morning with coffee on the inviting front patio, then step through to a home built around Florida waterfront living. This move-in ready 3-bedroom, 2-bath home offers 1,784 sq ft on a 10,000 sq ft canal-front lot with a concrete seawall, putting the water right in your backyard for kayaking, paddleboarding, or just watching the sunsets roll over the canal. The heart of the home is the beautifully updated kitchen with modern cabinetry, sleek countertops, and stainless steel appliances. It opens seamlessly to the main living areas, creating one warm, connected space for cooking, gathering, and entertaining. The primary suite is a true retreat with a walk-in closet and an en-suite bathroom that doubles as a convenient pool bath, with direct access to the patio and the sparkling heated pool. The two additional bedrooms have been tastefully updated with elegant wood-plank tile flooring and refreshed ceilings. At the back of the home, a spacious family room flows effortlessly into a versatile bonus room, ideal as a home office, playroom, game room, or media space. Step outside and the Florida lifestyle takes over. The heated pool, now with a brand-new pool heater, anchors a private backyard made for long afternoons and evening swims. The concrete seawall adds durability and stability while framing those wide canal views. Whether you are lounging poolside, launching a kayak, or hosting friends under the lanai lights, this backyard delivers. This home is as practical as it is beautiful. Major updates include a new roof (2020), a new A/C system (2023), hurricane impact windows and sliders (2020), new wood-plank tile flooring in select rooms, and the new pool heater. That means the big-ticket items are handled and your money goes toward enjoying the home, not repairing it. Situated in the serene, picturesque community of Rotonda West, you are minutes from Englewood beaches, Lemon Bay boating, championship golf, dining, and shopping. With only a $16/month HOA, this is canal-front living without the waterfront price tag. Whether you are searching for your forever home or a strong rental property, this one checks every box. Schedule your private showing today. 15.77 kW leased solar (Palmetto, $292.42/mo, transferable) for predictable energy costs.

Facts & features

The home at a glance

3

Bedrooms

2

Bathrooms

1,784

Sqft

0.23 ac

Lot size

2

Garage

1981

Year built

One

Levels

$202

Per sqft

Private poolWaterfrontWater viewPets allowed

Inside

FlooringTile
AppliancesDishwasher · Dryer · Electric Water Heater · Exhaust Fan · Microwave · Range · Range Hood · Refrigerator · Washer
InteriorCeiling Fan(s) · Open Floorplan · Split Bedroom · Walk-In Closet(s) · Window Treatments
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric

Outside & construction

RoofShingle
ConstructionConcrete · Stucco
FoundationSlab
ViewWater
FacesNortheast
ExteriorIrrigation System · Private Mailbox · Rain Gutters

Community & fees

HOA fee$16/mo
Taxes (2025)$5,370/yr
PetsYes
CommunityDeed Restrictions · Golf · Playground

Utilities & systems

UtilitiesCable Available · Electricity Connected · Public · Sewer Connected · Water Connected
WaterCanal/Lake For Irrigation · Public

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.

$3,254 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$2,472
FHA mortgage insurance (est.)$159
Property tax — 2025 actual bill$448
HOA fee — from the listing$16
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $12,600Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $12,600
Interest rate7.50%
Loan term

Estimated payment

$3,254/mo

Principal & interest$2,472
FHA mortgage insurance (est.)$159
Property taxes (actual bill)$448
HOA / condo fee$16
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $360K
$266KedgeAI estimate $307,643 · range $277K–$338K$374K

vs edgeAI estimate

+17%

$/sqft vs ROTONDA WEST OAKLAND HILLS

$202 vs $182

Days on market

38 vs 74 typical

Where $202/sqft sits among the 26 homes for sale in ROTONDA WEST OAKLAND HILLS

8
4
5
4 · this home
0
5
$143–159$159–174$174–190$190–206$206–222$222+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Rotonda Wheel

Get to know Rotonda West. See the full Rotonda West guide →

Rotonda Wheel — neighborhood snapshot

Population

8,103

Median age

66

Median income

$81,270

Median home value

$387,588

Avg household

2

Households w/ children

329

For the school run

Charlotte County School District

ElementaryVineland Elementary School★★★★★
MiddleL. A. Ainger Middle School★★★★★
HighLemon Bay High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Rotonda West market

Seller’s marketLeans seller — 4.9 months of inventoryBuyer’s market

$397K → $385K

Rotonda West median sold, yr/yr

96.5%

Sale-to-list ratio (12 mo)

15 of 26

ROTONDA WEST OAKLAND HILLS have cut their price

Median sold price, Rotonda West, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 635% above the ROTONDA WEST 33947 median. See the full Rotonda West market guide →

Paper trail

This home's history

Sep 30, 2026Listed at $360,000 · 38 days on market since
1981Built · ROTONDA WEST OAKLAND HILLS

Reality check

What actually sold near 162 ANNAPOLIS LANE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

256 CADDY ROADSold · Jun ’26

$319,000

256 CADDY ROAD · same community

4 bd · 2 ba · 1,820 sqft · $175/sqft · 81 DOM

239 ANNAPOLIS LANESold · Mar ’26

$130,000

239 ANNAPOLIS LANE · same community

3 bd · 2 ba · 1,747 sqft · $74/sqft · 14 DOM

150 ROTONDA CIRCLESold · Nov ’25

$315,000

150 ROTONDA CIRCLE · same community

3 bd · 2 ba · 1,741 sqft · $181/sqft · 9 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Iain Robinson

Your agent

Iain Robinson

Broker Associate · CENTURY 21 Edge

Tours, negotiation, and every question about 162 ANNAPOLIS LANE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 162 ANNAPOLIS LANE — before you fall in love.

See it in person

Schedule a tour

Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

162 ANNAPOLIS LANE FAQs

What would the monthly payment be for 162 ANNAPOLIS LANE?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,254/mo — principal and interest, the actual property-tax bill, the $16/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

How much are the HOA fees at 162 ANNAPOLIS LANE?+

The association fee works out to $16 per month. Ask us for the full association documents — they spell out exactly what the fee covers.

What are the property taxes on 162 ANNAPOLIS LANE?+

The most recent tax bill on record (2025) was $5,370. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 162 ANNAPOLIS LANE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Rotonda West?+

At $360,000, this home is listed about 10% below the Rotonda West median of $398,000. The market section on this page shows how the area is trending.

Which schools are assigned to 162 ANNAPOLIS LANE?+

Vineland Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

The brief

Three things that matter here

01Positioned at the premium end

$360,000 runs 635% above the ROTONDA WEST 33947 median.

02Waterfront living

This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.

03Strong assigned schools

Vineland Elementary School, L. A. Ainger Middle School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.

Listing courtesy of BAYPORT PROPERTY GROUP · Daniel Hughes. MLS #C7530996.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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