
317 NE 9TH TERRACE, CAPE CORAL, FL, 33909
Active36 days on marketListed Oct 2, 2026MLS #C7531110
About this home
317 NE 9TH TERRACE
BRAND NEW CITY WATER AND SEWER ASSESSMENTS IN AND PAID (almost $40k spend after hookup)!! This value is passed on to the buyer! NO FLOOD INSURANCE REQUIRED!!! INCREDIBLE PRICE POINT FOR OVER 2,000 SQ.FT. ON A POOL HOME! Welcome to this beautifully maintained 3-bedroom + den, 2-bath pool home offering over 2,000 square feet of living space, where major upgrades, everyday functionality, and Florida outdoor living come together in one exceptional package. Fantastic location with just minutes access to everything the Pine Island Rd. Corridor has to offer which includes tons of entertainment, shopping and dining with new spots being developed on the strip everyday! From the moment you arrive, you'll appreciate the peace of mind that comes with a new roof (2023) and one of the home's most valuable features—full connection to Cape Coral's city water and sewer utility system with the entire assessment PAID IN FULL. That's tens of thousands of dollars in value already taken care of, with no future utility assessment payments for the new owner. Step inside to discover a versatile floor plan designed to adapt to your lifestyle. The welcoming front of the home features two flexible living spaces that can easily serve as a home office, formal dining room, sitting room, playroom, hobby space, or additional family room. The heart of the home opens into a spacious great room where the kitchen overlooks the main living area and provides beautiful views of the pool, creating the ideal setting for both everyday living and entertaining. The owner's suite offers a private retreat, while the split-bedroom design provides comfort and privacy for family or guests. Large main suite also includes spacious bath and abundant walk in closet space. A generously sized indoor laundry and utility room includes natural light from a window, built-in storage shelving, and the washer and dryer convey with the home. Step outside and experience your own private backyard oasis. The heated swimming pool is surrounded by a screen-enclosed brick paver lanai installed less than 10 years ago, offering an attractive and low-maintenance outdoor living space. A spacious under-truss covered lanai provides the perfect place to relax in the shade or entertain year-round. The backyard is enclosed by 6-foot PVC privacy fencing and finished with decorative shell and rock landscaping, significantly reducing lawn maintenance while creating a clean, tropical atmosphere. Finding a home that combines city water and sewer already connected with assessments paid in full, no required flood insurance, a newer roof, heated pool, flexible floor plan, and an exceptional outdoor living space is becoming increasingly rare in Cape Coral. This is an outstanding opportunity to enjoy the Florida lifestyle while minimizing some of the largest ownership expenses many buyers face. Schedule your private showing today and experience everything this exceptional home has to offer.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,006
Sqft
0.23 ac
Lot size
2
Garage
2006
Year built
One
Levels
$188
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,461 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,461/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−16.8%
$/sqft vs CAPE CORAL
$188 vs $229
Days on market
36 vs 45 typical
Where $188/sqft sits among the 163 homes for sale in CAPE CORAL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cape Coral
Get to know Cape Coral. See the full Cape Coral guide →
CAPE CORAL 33909 — neighborhood snapshot
Population
36,917
Median age
38
Median income
$79,096
Median home value
$292,800
Avg household
2.88
Households w/ children
4,297
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$358K → $415K
Cape Coral median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
68 of 163
CAPE CORAL have cut their price
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 439% above the CAPE CORAL 33909 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 317 NE 9TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$384,000
123 SW 29TH STREET · same community
4 bd · 2.5 ba · 2,048 sqft · $188/sqft · 46 DOM
Sold · Jul ’26$530,000
1406 SW 13TH STREET · same community
4 bd · 3 ba · 1,962 sqft · $270/sqft · 244 DOM
Sold · Dec ’25$560,000
210 SW 37TH TERRACE · same community
3 bd · 2 ba · 1,856 sqft · $302/sqft · 163 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 317 NE 9TH TERRACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 317 NE 9TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
317 NE 9TH TERRACE FAQs
What would the monthly payment be for 317 NE 9TH TERRACE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,461/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 317 NE 9TH TERRACE?+
The most recent tax bill on record (2025) was $6,552. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Cape Coral?+
At $376,999, this home is listed about 10% below the Cape Coral median of $419,900. The market section on this page shows how the area is trending.
Which schools are assigned to 317 NE 9TH TERRACE?+
Tropic Isles Elementary School (elementary), North Fort Myers High School (high), Caloosa Middle School (middle), Caloosa Elementary School (elementary), Hancock Creek Elementary School (elementary), Diplomat Elementary School (elementary), Diplomat Middle School (middle), Dr Carrie D Robinson Littleton Elementary School (elementary), Cape Coral High School (high), Mariner High School (high), Island Coast High School (high), Ida S. Baker High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$376,999 runs 439% above the CAPE CORAL 33909 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Tropic Isles Elementary School, North Fort Myers High School, Caloosa Middle School, Caloosa Elementary School, Hancock Creek Elementary School, Diplomat Elementary School, Diplomat Middle School, Dr Carrie D Robinson Littleton Elementary School, Cape Coral High School, Mariner High School, Island Coast High School, Ida S. Baker High School — North Fort Myers High School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $386,999, now $376,999 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX TREND · Patrick Huston. MLS #C7531110.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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