216 SE 30TH TERRACE, CAPE CORAL, FL, 33904
Active38 days on marketListed Sep 30, 2026MLS #C7531431
About this home
216 SE 30TH TERRACE
GULF ACCESS, PRIVATE POOL, OVERSIZED SCREENED LANAI, AND ALL ASSESSMENTS PAID... this is the Cape Coral combination buyers are looking for. At 216 SE 30th Terrace, your boat can be in the backyard, your pool is just steps from the water, and some of the best parts of the Florida lifestyle start without ever getting in the car. Inside, this 3 BEDROOM, 2 BATHROOM home is bright, welcoming, and filled with natural light, with an easy-flowing layout that makes it feel comfortable from the moment you walk through the door. But the part that might make you fall in love is waiting just beyond the sliders. Step outside to an EXPANSIVE SCREENED LANAI that feels like an entire second living space. There's room to lounge by the PRIVATE POOL, entertain friends, enjoy dinner outside, or settle in with a drink while overlooking the canal. Morning coffee comes with a waterfront view, afternoons are made for the pool, and when the mood strikes, you can trade the lanai for a sunset cruise. Because here, GULF ACCESS is right in your backyard. Take the boat out for the day, cruise to waterfront restaurants, spend an afternoon fishing, launch the kayak or paddleboard, or simply stay home and enjoy having the water as your backdrop. The home has also been thoughtfully maintained with a NEW WASHER, DRYER, DISHWASHER, WATER HEATER, POOL HEATER, AND LANAI SCREENS, meaning several updates have already been handled for you. And when you're ready to venture beyond the backyard, you're close to shopping, dining, golf, pickleball, farmers markets, entertainment, beaches, and more. Some homes make you choose between the pool, the water, the location, or the updates. This one doesn't. Come see 216 SE 30th Terrace in person...because there's a good chance this is the one that makes you stop scrolling.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,679
Sqft
0.23 ac
Lot size
2
Garage
1984
Year built
One
Levels
$345
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,634 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,634/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+28.8%
$/sqft vs CAPE CORAL
$345 vs $228
Days on market
38 vs 45 typical
Where $345/sqft sits among the 163 homes for sale in CAPE CORAL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cape Coral
Get to know Cape Coral. See the full Cape Coral guide →
CAPE CORAL 33904 — neighborhood snapshot
Population
32,925
Median age
58.6
Median income
$66,933
Median home value
$347,100
Avg household
2.21
Households w/ children
1,918
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$358K → $415K
Cape Coral median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
67 of 163
CAPE CORAL have cut their price
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 31% above the CAPE CORAL 33904 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 216 SE 30TH TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$310,000
217 SW 43RD TERRACE · same community
3 bd · 2 ba · 1,661 sqft · $187/sqft · 108 DOM
Sold · Dec ’25$315,000
2041 NE 28TH STREET · same community
3 bd · 2 ba · 1,725 sqft · $183/sqft · 2 DOM
Sold · Sep ’26$342,000
1320 NE 14TH AVENUE · same community
4 bd · 3 ba · 1,735 sqft · $197/sqft · 571 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 216 SE 30TH TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 216 SE 30TH TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
216 SE 30TH TERRACE FAQs
What would the monthly payment be for 216 SE 30TH TERRACE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $4,634/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 216 SE 30TH TERRACE?+
The most recent tax bill on record (2025) was $7,282. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 216 SE 30TH TERRACE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Cape Coral?+
At $579,900, this home is listed about 38% above the Cape Coral median of $419,900. The market section on this page shows how the area is trending.
Which schools are assigned to 216 SE 30TH TERRACE?+
Cape Elementary School (elementary), Pelican Elementary School (elementary), Gulf Middle School (middle), Gulf Elementary School (elementary), Cape Coral High School (high), Ida S. Baker High School (high), Trafalgar Middle School (middle), Mariner High School (high), North Fort Myers High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Four things that matter here
01Positioned at the premium end
$579,900 runs 31% above the CAPE CORAL 33904 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Cape Elementary School, Pelican Elementary School, Gulf Middle School, Gulf Elementary School, Cape Coral High School, Ida S. Baker High School, Trafalgar Middle School, Mariner High School, North Fort Myers High School — Gulf Elementary School rates 4 of 5. Always verify assignments with the district.
04The price has already moved
Listed at $589,900, now $579,900 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX ALLIANCE GROUP · Jennifer Taylor. MLS #C7531431.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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