
403 MATSON LANE, PORT CHARLOTTE, FL, 33953
Active0 days on marketListed Oct 12, 2026MLS #C7531501
About this home
403 MATSON LANE
From beautifully crafted interiors to a palm-lined poolside retreat, 403 Matson Lane impresses at every turn. Offering the space, upscale appointments, and privacy often associated with higher-priced Southwest Florida luxury properties, this exceptional residence presents a compelling value. Located in Port Charlotte, between Sarasota and Fort Myers, this stunning 2023-BUILT, 4-BEDROOM + 2 SEPARATE OFFICES/DENS, 3-BATHROOM, 3-CAR GARAGE home sits on a HALF-ACRE CORNER LOT, combining luxurious finishes with room to work, gather, and unwind—all within convenient reach of the region's attractions and amenities. Inside, HIGH CEILINGS and an OPEN FLOOR PLAN create an inviting flow between the living room, kitchen, and dining area. A modern ELECTRIC FIREPLACE framed by a striking wood-and-tile accent wall anchors the living room, while nearly floor-to-ceiling 90-DEGREE SLIDING GLASS DOORS draw your eye toward the outdoor retreat. The kitchen complements the home's craftsmanship with QUARTZ COUNTERTOPS, quality STAINLESS STEEL APPLIANCES, and SOLID WOOD, SOFT-CLOSE CABINETRY—a beautiful setting for everyday meals and effortless entertaining. The SPLIT-BEDROOM LAYOUT places the spacious primary suite apart from the guest accommodations. Private sliders lead directly to the lanai, while TWO LARGE WALK-IN CLOSETS with CUSTOM CABINETRY bring thoughtful organization to your daily routine. The en suite bathroom continues the luxurious feel with custom tile work, DUAL VANITIES, a LARGE SOAKING TUB, and a SEPARATE SHOWER. Across the home, generously sized guest bedrooms feature large closets, and the guest bathrooms carry the same attention to detail with CUSTOM TILE WORK, sleek showers, and modern vanities. Two separate offices/dens add flexibility for dedicated workspaces, hobbies, or quiet retreats. An abundance of additional storage in the laundry room keeps everyday essentials neatly tucked away. Step outside to the PAVER LANAI, where ceiling fans and a natural privacy border of palms create a welcoming place to linger. At its heart, a HEATED SALTWATER POOL with an ATTACHED SPA invites sunny afternoons, relaxing evenings, and year-round enjoyment. The expansive corner setting gives this outdoor escape a wonderful sense of space and privacy. Practical upgrades are every bit as impressive: a 3-YEAR-OLD METAL ROOF with a distinctive SLATE-STYLE DESIGN, HURRICANE IMPACT-RATED WINDOWS AND DOORS, 6-INCH GUTTERS, and an EPOXY-COATED GARAGE FLOOR. Per seller, the property features builder-designed grading and a surrounding swale drainage system intended to help direct water away from the residence. Although situated in FEMA FLOOD ZONE AE, the seller reports no known history of flooding at the home. Information regarding the seller's current flood insurance coverage and premium is available upon request. Buyers are encouraged to independently verify flood history, drainage conditions, and insurance requirements and costs. With exceptional craftsmanship, versatile living spaces, and a private poolside setting, 403 Matson Lane is a rare opportunity to enjoy room to spread out without sacrificing convenience.
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
3,048
Sqft
0.5 ac
Lot size
3
Garage
2023
Year built
One
Levels
$279
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,435 /mo · 10% down Conventional, 30-yr fixed at 6%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,435/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+23.6%
Days on market
0 vs 74 typical
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33953 — neighborhood snapshot
Population
7,018
Median age
62.9
Median income
$77,227
Median home value
$332,200
Avg household
2.36
Households w/ children
430
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$289K → $305K
Port Charlotte median sold, yr/yr
96.0%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 3678% above the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 403 MATSON LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 403 MATSON LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
403 MATSON LANE FAQs
What would the monthly payment be for 403 MATSON LANE?+
With 10% down on a 30-year Conventional loan at 6%, the all-in payment lands around $5,435/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 403 MATSON LANE?+
The most recent tax bill on record (2025) was $4,438. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 403 MATSON LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $850,000, this home is listed about 159% above the Port Charlotte median of $328,000. The market section on this page shows how the area is trending.
Which schools are assigned to 403 MATSON LANE?+
Murdock Middle School (middle), Port Charlotte High School (high), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$850,000 runs 3678% above the PORT CHARLOTTE 33953 median — but at 3,048 sqft it's also nearly twice the size of the typical Port Charlotte listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Fresh on the market
Listed today in a Port Charlotte market that averages 74 — if it fits, move quickly.
Listing courtesy of GRANT TEAM REAL ESTATE, LLC · Christopher Grant. MLS #C7531501.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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