21150 GERTRUDE AVENUE UNIT F5, PORT CHARLOTTE, FL, 33952
Active29 days on marketListed Oct 9, 2026MLS #C7531633
About this home
21150 GERTRUDE AVENUE UNIT F5
Welcome to Sunshine Villas! Discover the charm of Southwest Florida living in this one-bedroom, one-bath villa, ideally located in the heart of Port Charlotte. Whether you're looking for a seasonal retreat, a full-time residence, or an investment opportunity, this villa offers an opportunity to enjoy the Florida lifestyle in a convenient central location. Sunshine Villas is close to shopping, restaurants, grocery stores, medical facilities, and everyday conveniences. Enjoy the area's year-round outdoor lifestyle with nearby boating, fishing, kayaking, golf, parks, beaches, and nature trails. Just a short drive away, historic downtown Punta Gorda offers waterfront parks, scenic walking and biking paths, waterfront dining, boutique shopping, and a variety of community events. From Charlotte Harbor to the area's beautiful parks and recreational destinations, there is always something to explore and enjoy. Whether you're seeking a place to call your own, a seasonal escape, or a potential income-producing property, this Sunshine Villas opportunity puts you close to the best of Port Charlotte and Punta Gorda. Enjoy the sunshine, convenience, and relaxed coastal lifestyle of Charlotte County!
Facts & features
The home at a glance
1
Bedrooms
1
Bathrooms
550
Sqft
0.01 ac
Lot size
1977
Year built
One
Levels
$167
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$1,228 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,228/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.1%
$/sqft vs Port Charlotte actives
$167 vs $201
Days on market
29 vs 55 typical
Where $167/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Parkside
Get to know Port Charlotte. See the full Port Charlotte guide →
Parkside — neighborhood snapshot
Population
8,547
Median age
53
Median income
$35,235
Median home value
$173,836
Avg household
2
Households w/ children
716
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$290K → $290K
Port Charlotte median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
158 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 49% below the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 21150 GERTRUDE AVENUE UNIT F5
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$115,000
3356 LUCERNE TERRACE
2 bd · 1 ba · 525 sqft · $219/sqft · 5 DOM
Sold · Sep ’26$58,000
325 TIMBRUCE LANE NW
2 bd · 1 ba · 648 sqft · $90/sqft · 18 DOM
Sold · Mar ’26$125,000
3461 LUCERNE TERRACE
2 bd · 1 ba · 648 sqft · $193/sqft · 3 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
John Carpenter
CFO/Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 21150 GERTRUDE AVENUE UNIT F5 — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 21150 GERTRUDE AVENUE UNIT F5 — before you fall in love.
See it in person
Schedule a tour
Live availability from John's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
21150 GERTRUDE AVENUE UNIT F5 FAQs
What would the monthly payment be for 21150 GERTRUDE AVENUE UNIT F5?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,228/mo — principal and interest, the actual property-tax bill, the $251/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 21150 GERTRUDE AVENUE UNIT F5?+
The association fee works out to $251 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 21150 GERTRUDE AVENUE UNIT F5?+
The most recent tax bill on record (2025) was $1,733. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 21150 GERTRUDE AVENUE UNIT F5?+
The listing reports pets: Cats OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $92,000, this home is listed about 72% below the Port Charlotte median of $329,250. The market section on this page shows how the area is trending.
Which schools are assigned to 21150 GERTRUDE AVENUE UNIT F5?+
Port Charlotte Middle School (middle), Peace River Elementary School (elementary), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Berlie Hochmuth. MLS #C7531633.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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