
42227 HAMMOCK LANE, PUNTA GORDA, FL, 33982
Active31 days on marketListed Oct 7, 2026MLS #C7531729
About this home
42227 HAMMOCK LANE
Set on a desirable corner property in the heart of Lake Timber, 42227 Hammock Lane offers the space, flexibility, and established neighborhood setting that can be hard to find in Babcock Ranch. This impressive WCI Redbud model offers over 3,100 square feet of air conditioned living space with 5 bedrooms, 4 full bathrooms, a large upstairs loft, 2 car garage, and durable metal roof. The corner location provides added separation from neighboring homes, a more open feel, additional natural light, and enhanced curb appeal. The bright, open concept main level is designed for gathering and entertaining, with a spacious kitchen featuring an oversized island, quartz countertops, gas range, abundant cabinetry, and seamless flow into the dining and family areas. The first floor offers a private primary suite with dual vanities and a large walk in shower, plus a second bedroom and full bathroom, an ideal setup for guests or multigenerational living. Upstairs you'll find three additional bedrooms, two full bathrooms, and an expansive loft with built in storage, perfect for a second living room, media room, playroom, or home office. A screened lanai extends the living space outdoors for year round Florida enjoyment. Lake Timber offers mature landscaping and an exceptional location with close proximity to the Lake Timber neighborhood pool, Founders Square, and the new B Street district, bringing even more shopping, dining, entertainment, and gathering spaces nearby. The home is located in Flood Zone X, and its metal roof and location within Babcock Ranch may contribute to more favorable homeowners insurance rates. Babcock Ranch was designed with sustainability and storm resiliency at its core and is known as America's first solar powered town, featuring underground utilities, extensive stormwater management, energy efficient building standards, preserved green space, and miles of interconnected trails. Come live like your on vacation every single day!
Facts & features
The home at a glance
5
Bedrooms
4
Bathrooms
3,112
Sqft
0.21 ac
Lot size
2
Garage
2021
Year built
Two
Levels
$188
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$5,018 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,018/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−5.6%
$/sqft vs Punta Gorda actives
$188 vs $208
Days on market
31 vs 65 typical
Where $188/sqft sits among the 400 Punta Gorda actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Babcock Ranch
Get to know Punta Gorda. See the full Punta Gorda guide →
Babcock Ranch — neighborhood snapshot
Population
1,383
Median age
51
Median income
$121,216
Median home value
$440,349
Avg household
3
Households w/ children
150
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$325K → $340K
Punta Gorda median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
172 of 400
Punta Gorda actives have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 277% above the PUNTA GORDA 33982 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 42227 HAMMOCK LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$815,000
17101 BULLHORN CIRCLE · same community
4 bd · 3 ba · 2,784 sqft · $293/sqft · 57 DOM
Sold · Jun ’26$646,500
42179 HAMMOCK LANE · same community
4 bd · 2 ba · 2,412 sqft · $268/sqft · 7 DOM
Sold · Jan ’26$485,000
16984 CURRY PRESERVE DRIVE · same community
3 bd · 2 ba · 1,984 sqft · $244/sqft · 77 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 42227 HAMMOCK LANE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 42227 HAMMOCK LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
42227 HAMMOCK LANE FAQs
What would the monthly payment be for 42227 HAMMOCK LANE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,018/mo — principal and interest, the actual property-tax bill, the $136/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 42227 HAMMOCK LANE?+
The association fee works out to $136 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 42227 HAMMOCK LANE?+
The most recent tax bill on record (2025) was $9,856. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 42227 HAMMOCK LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $585,000, this home is listed about 63% above the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 42227 HAMMOCK LANE?+
East Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of EXP REALTY LLC · Jason Liebman. MLS #C7531729.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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