24049 CANAL STREET, PORT CHARLOTTE, FL, 33980
Active30 days on marketListed Oct 8, 2026MLS #C7531768
About this home
24049 CANAL STREET
Virtually Staged. WELCOME TO RIVER CLUB! Enjoy beautiful lakefront living in this inviting 3-bedroom, 2-bath home offering 1,655 square feet of living space and an attached 2-car garage in the desirable GATED COMMUNITY of River Club in Port Charlotte. Surrounded by lush tropical landscaping, this well-maintained residence welcomes you with attractive curb appeal, a brick-paver driveway, and a screened front entry. MAJOR UPDATES INCLUDE A NEW WATER HEATER (2026), A/C (2024), AND ROOF (2022)! Step inside to a bright, open floor plan featuring tile flooring throughout the main living areas, luxury vinyl flooring in all bedrooms, neutral tones, recessed lighting, and decorative ceiling fans and light fixtures. The spacious living room flows into the kitchen and dining area, providing a comfortable setting for everyday living and entertaining. The generous dining space offers flexibility for a large dining table, additional seating, or a combination of both. The well-appointed kitchen features warm wood cabinetry with raised-panel doors, QUARTZ countertops, a subway tile backsplash, and stainless-steel appliances, including a French-door refrigerator, smooth-top range, and dishwasher. A spacious breakfast bar provides casual seating and additional prep space, complete with a deep undermount sink and modern pull-down faucet. Decorative pendant lighting, open corner shelving, and ample cabinet storage add both style and functionality. Designed with privacy in mind, the split-bedroom floor plan features a spacious primary suite with a large walk-in closet, additional closet space, and an ensuite bath offering a dual-sink QUARTZ vanity with wood cabinetry, modern fixtures, and decorative lighting. The generous walk-in shower features floor-to-ceiling tile, a sliding glass enclosure, and a window for natural light. Two comfortable guest bedrooms, each with its own closets. An interior laundry room adds convenience with a stacked washer/dryer and custom cabinetry with pull-out shelving. Sliding glass doors lead to an inviting covered and screened lanai featuring brick-paver flooring, a tropical-style ceiling fan, and outdoor speakers, creating the perfect setting for relaxing or entertaining. An expansive open brick-paver patio extends the outdoor living space, providing plenty of room for additional seating or enjoying the Florida sunshine. Surrounded by mature tropical greenery, the FENCED BACKYARD offers picturesque views of the peaceful lake, creating a beautiful backdrop for your own private outdoor retreat. Enjoy a convenient, LOW-MAINTENANCE LIFESTYLE in River Club, where the HOA fee includes lawn and shrub maintenance, extensive cable package with high-speed internet, gate services. Residents can enjoy the resort-style swimming pool and cabana, fitness center, playground, and sidewalks throughout the neighborhood. Ideally situated near shopping, dining, medical facilities, and everyday conveniences, with easy access to I-75, historic downtown Punta Gorda, Charlotte Harbor, golf courses, boating, fishing, and Southwest Florida's beautiful Gulf beaches. With its scenic waterfront setting, thoughtful layout, recent improvements, and desirable community amenities, this home offers an exceptional opportunity to enjoy the Southwest Florida lifestyle.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,655
Sqft
0.15 ac
Lot size
1
Garage
2009
Year built
One
Levels
$163
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$2,683 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,683/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−13%
$/sqft vs RIVER CLUB
$163 vs $178
Days on market
30 vs 55 typical
Where $163/sqft sits among the 11 homes for sale in RIVER CLUB
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33980 — neighborhood snapshot
Population
13,235
Median age
63.4
Median income
$61,871
Median home value
$221,200
Avg household
2.09
Households w/ children
956
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$290K → $300K
Port Charlotte median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
7 of 11
RIVER CLUB have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 81% above the PORT CHARLOTTE 33980 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 24049 CANAL STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$274,000
24040 CANAL STREET · same community
3 bd · 2 ba · 1,670 sqft · $164/sqft · 133 DOM
Sold · Dec ’25$265,000
4075 MANATEE LANE · same community
3 bd · 2 ba · 1,683 sqft · $157/sqft · 72 DOM
Sold · Apr ’26$251,000
4116 MANATEE LANE · same community
3 bd · 6.5 ba · 1,694 sqft · $148/sqft · 2 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kevin Johnson
CEO & Managing Broker · CENTURY 21 Edge
Tours, negotiation, and every question about 24049 CANAL STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 24049 CANAL STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Kevin's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
24049 CANAL STREET FAQs
What would the monthly payment be for 24049 CANAL STREET?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,683/mo — principal and interest, the actual property-tax bill, the $398/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 24049 CANAL STREET?+
The association fee works out to $398 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 24049 CANAL STREET?+
The most recent tax bill on record (2025) was $1,910. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 24049 CANAL STREET?+
The listing reports pets: Number Limit, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $269,000, this home is listed about 18% below the Port Charlotte median of $329,900. The market section on this page shows how the area is trending.
Which schools are assigned to 24049 CANAL STREET?+
Peace River Elementary School (elementary), Port Charlotte Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$269,000 runs 81% above the PORT CHARLOTTE 33980 median.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03The price has already moved
Listed at $279,000, now $269,000 — a $10K cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of MARINA PARK REALTY LLC · Brian Ziegler. MLS #C7531768.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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