4433 SAN LUIS TERRACE, NORTH PORT, FL, 34286
Active23 days on marketListed Oct 15, 2026MLS #C7531850
About this home
4433 SAN LUIS TERRACE
Welcome to this wonderful home with over 2000 sq ft of living space located on a double lot providing lots of room to spread out. Be greeted by the beautiful leaded glass front door with sidelight. As you enter the home you will feel the expansiveness from the open floor plan and vaulted ceilings in the great room. The formal dining room is an ideal place to enjoy delicious meals with family and friends. The spacious kitchen is complimented by R/O system, solid wood cabinetry, decorative tile backsplash, solid surface counters and breakfast bar. The generous size primary bedroom features an ensuite bath with walk in shower and 2 nice walk in closets. The home is designed with a true split floor plan providing the utmost in privacy for you and your guests. The 2 guest bedrooms share a nice guest bath with shower/ tub combo. The oversize garage has additional space with insulated door, laundry and is air conditioned. Lots of extras in the gem including, dog run with chain link fence and electric fence installed in the yard, hurricane protection throughout, solar panels with assumable-note, newer AC (2025), newer water heater (2023), new roof ( 2019), and engineered hard wood flooring except in BR 2. The home doesn't have an FPL Electric Bill. The solar panel monthly lease is less than what it would cost if there was an FPL bill. There is also a double vacant lot behind the home on Alibi Terrace for sale as well. This home is located in the growing area of North Port close to the beaches, restaurants and shopping. So NOW is the time to start living the Florida lifestyle you have been dreaming about!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,082
Sqft
0.46 ac
Lot size
1995
Year built
One
Levels
$166
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,869 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,869/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−4.1%
$/sqft vs PORT CHARLOTTE SUB 02
$166 vs $178
Days on market
23 vs 71 typical
Where $166/sqft sits among the 8 homes for sale in PORT CHARLOTTE SUB 02
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside North Port Gardens
Get to know North Port. See the full North Port guide →
North Port Gardens — neighborhood snapshot
Population
4,415
Median age
40
Median income
$74,049
Median home value
$306,400
Avg household
3
Households w/ children
748
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The North Port market
$315K → $312K
North Port median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
5 of 8
PORT CHARLOTTE SUB 02 have cut their price
Median sold price, North Port, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 945% above the NORTH PORT 34286 median. See the full North Port market guide →
Paper trail
This home's history
Reality check
What actually sold near 4433 SAN LUIS TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$290,000
2990 IDA LANE · same community
4 bd · 2 ba · 2,042 sqft · $142/sqft · 112 DOM
Sold · Aug ’26$488,000
4801 BRICKELL DRIVE · same community
3 bd · 3 ba · 2,031 sqft · $240/sqft · 23 DOM
Sold · Jul ’26$445,000
2585 CRANE AVENUE · same community
4 bd · 2 ba · 1,990 sqft · $224/sqft · 91 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 4433 SAN LUIS TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4433 SAN LUIS TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4433 SAN LUIS TERRACE FAQs
What would the monthly payment be for 4433 SAN LUIS TERRACE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,869/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4433 SAN LUIS TERRACE?+
The most recent tax bill on record (2025) was $2,252. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4433 SAN LUIS TERRACE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in North Port?+
At $345,000, this home is listed about 3% above the North Port median of $334,900. The market section on this page shows how the area is trending.
Which schools are assigned to 4433 SAN LUIS TERRACE?+
Cranberry Elementary School (elementary), North Port High School (high), Heron Creek Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$345,000 runs 945% above the NORTH PORT 34286 median — but at 2,082 sqft it's also 25% larger than the typical North Port listing.
02Trees/Woods views
The trees/woods view is part of what you're buying — views hold value independently of the structure.
03Strong assigned schools
Cranberry Elementary School, North Port High School, Heron Creek Middle School — Cranberry Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · Bruce Henry. MLS #C7531850.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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