4415 ALMAR DRIVE, PUNTA GORDA, FL, 33950
Active25 days on marketListed Oct 13, 2026MLS #C7531867
About this home
4415 ALMAR DRIVE
PARADISE FOUND IN PGI - JUST ADD YOUR BOAT! Check out this beautiful 3 bed/2 bath waterfront home w/BONUS AIR-CONDITIONED HOBBY ROOM in Punta Gorda Isles offering 2,120 sq ft of living space, a heated pool & sailboat access to Charlotte Harbor via Buckley's Pass. Enjoy picturesque intersecting canal views & desirable WESTERN REAR EXPOSURE delivering fabulous, colorful sunsets over the water. LOTS OF RECENT UPDATES including a NEW ROOF (2022), gutters & soffits (2022), impact-resistant windows (2024 & 2026), whole-house replumb (2026) & remodeled guest bath (2021). Inside, the open floor plan features a great room, formal dining area & centrally located kitchen w/adjacent breakfast nook. Architectural details include soaring ceilings, arched transom windows, decorative glass double entry doors & tile flooring throughout. Sliding glass doors frame the pool & canal views while filling the living space w/natural light. The kitchen offers white cabinetry, solid surface counters, tile backsplash, pendant lighting & an angled breakfast bar perfect for casual dining or entertaining. The breakfast nook overlooks the pool & canal. Split bedroom floor plan provides privacy for owners & guests w/a pocket door separating the guest rooms from the main living area. The master suite features an en-suite bath w/dual sinks, garden tub & separate walk-in shower w/glass-block enclosure. An arched transom above the glass-block window provides natural light while maintaining privacy. Two guest bedrooms share a remodeled guest bath (2021). BONUS FLEX SPACE is located off the garage, the air-conditioned hobby room is ideal for a home office, personal gym, creative studio or man cave - make it your own! Step outside to the screened lanai where the in-ground, heated pool invites year-round enjoyment. Lounge poolside, enjoy cocktails under the covered seating area or watch boats cruise along the canal. As evening approaches, enjoy brilliant sunset colors reflecting off the water. Tropical landscaping complements this inviting outdoor setting. Boaters will appreciate the 80 FT OF SEAWALL, extended 24 FT CONCRETE DOCK & 10,000 LB BOAT LIFT w/automatic up/down operation. Water & electric are available dockside, keeping your boat ready for the next adventure. Reach Charlotte Harbor in approximately 15 minutes via Buckley's Pass for outstanding fishing, cruising & exploring SW Florida. Additional amenities include an attached 2-car garage, app-controlled irrigation system & StormSmart retractable Kevlar hurricane screen protecting the lanai. Punta Gorda Isles offers an active waterfront lifestyle near area parks, Fishermen's Village, Isles Yacht Club & historic downtown Punta Gorda. Join the Punta Gorda Isles Civic Association (PGICA) for access to numerous clubs, activities & social events. With beautiful canal views, exceptional boating amenities, versatile bonus space & unforgettable sunsets, this home checks all the boxes. Make an appointment today & start living your Florida dream! Furniture is negotiable. Turnkey also available with minor exclusions.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,120
Sqft
0.22 ac
Lot size
2
Garage
2000
Year built
One
Levels
$344
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$5,697 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$5,697/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−2%
$/sqft vs PUNTA GORDA ISLES SEC 14
$344 vs $381
Days on market
25 vs 65 typical
Where $344/sqft sits among the 30 homes for sale in PUNTA GORDA ISLES SEC 14
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,022
Median age
67
Median income
$107,800
Median home value
$636,862
Avg household
2
Households w/ children
293
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$325K → $340K
Punta Gorda median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
16 of 30
PUNTA GORDA ISLES SEC 14 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 147% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 4415 ALMAR DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$660,000
1236 SWAN COURT · same community
3 bd · 2 ba · 2,123 sqft · $311/sqft · 11 DOM
Sold · Mar ’26$585,000
1524 KINGLET DRIVE · same community
3 bd · 2 ba · 2,148 sqft · $272/sqft · 23 DOM
Sold · May ’26$786,500
3606 WHIPPOORWILL BOULEVARD · same community
4 bd · 2 ba · 2,151 sqft · $366/sqft · 381 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 4415 ALMAR DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4415 ALMAR DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4415 ALMAR DRIVE FAQs
What would the monthly payment be for 4415 ALMAR DRIVE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $5,697/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4415 ALMAR DRIVE?+
The most recent tax bill on record (2025) was $8,110. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4415 ALMAR DRIVE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $729,000, this home is listed about 103% above the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 4415 ALMAR DRIVE?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$729,000 runs 147% above the PUNTA GORDA 33950 median — but at 2,120 sqft it's also 18% larger than the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX HARBOR REALTY · Luke Andreae. MLS #C7531867.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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