10474 SUNBURY DRIVE, PORT CHARLOTTE, FL, 33981
Active5 days on marketListed Nov 2, 2026MLS #C7531895
Come see it
Upcoming open house
Sat, Nov 7
12:00 PM – 2:00 PM
About this home
10474 SUNBURY DRIVE
SOUTH GULF COVE! STUNNING LUXURY 3 BEDROOM PLUS A DEN, 2 BATH, 3-CAR GARAGE WATERFRONT POOL HOME WITH SAILBOAT ACCESS TO THE MYAKKA RIVER LEADING TO THE GULF! 86’ of waterfrontage, with 20’ dock fully equipped with a 8,000 lb. boat lift complete with water and electric plus canopy. Beautiful landscaping and paver driveway set the tone for what awaits inside. Inviting double door entryway leads you to an elegant open floorplan, rich in every detail including tray ceilings, sophisticated lighting and fixtures, and porcelain tile flooring throughout. The living room features a zero-corner slider to the lanai seamlessly blending indoor and outdoor living spaces. Adjacent to the great room, a separate office space offers flexibility for working from home, pursuing hobbies, or creating a comfortable den. Gourmet kitchen two-toned cabinetry complimented with granite countertops, tile backsplash, gas range, pot filler, modern vent hood and large center island perfect for entertaining. The dining room offers breathtaking water views, framed by expansive sliding doors creating an idyllic setting. Generous primary suite features tray ceilings, direct slider access to pool/lanai area, his and hers custom walk-in closets and a luxurious ensuite bath with dual vanities, walk-thru Roman shower and water closet for privacy. Split floor plan ensures maximum privacy, featuring two guest bedrooms and a shared bathroom that conveniently doubles as a pool bath. Step outside to your own private retreat, where outdoor living meets ultimate relaxation. The covered lanai features a beautiful outdoor kitchen, perfect for hosting, and extends to a screened outdoor living area with a heated saltwater pool, sun shelf, and spa. Beyond the pool area, you'll find a dock with a covered boat lift overlooking Sunbury Waterway, offering a great setup for enjoying the waterfront lifestyle. Boating enthusiasts will love the convenience of having access to open water, making every day feel like a vacation. Additional seller features and upgrades brand new and upgraded AC (2026), newer roof (2023), hurricane impact windows and doors, child safety lock on slider to lanai, and outdoor shed for added storage. Great location with nearby restaurants, shopping, schools, golf courses, boating, fishing and just a short drive to Don Pedro Island, Boca Grande and Manasota Key. Don’t miss this opportunity to make this your new Florida home! Call to schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,131
Sqft
0.25 ac
Lot size
3
Garage
2021
Year built
One
Levels
$375
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$6,195 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$6,195/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+18.6%
$/sqft vs PORT CHARLOTTE SEC 082
$375 vs $252
Days on market
5 vs 55 typical
Where $375/sqft sits among the 23 homes for sale in PORT CHARLOTTE SEC 082
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,682
Median age
63
Median income
$108,262
Median home value
$544,120
Avg household
2
Households w/ children
246
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$290K → $290K
Port Charlotte median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
9 of 23
PORT CHARLOTTE SEC 082 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1679% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 10474 SUNBURY DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$367,000
10443 SUNBURY DRIVE · same community
4 bd · 2 ba · 2,169 sqft · $169/sqft · 129 DOM
Sold · Sep ’26$780,000
10491 SARASOTA ROAD · same community
3 bd · 2 ba · 2,070 sqft · $377/sqft · 185 DOM
Sold · May ’26$363,000
15619 STAUNTON CIRCLE · same community
4 bd · 2 ba · 2,013 sqft · $180/sqft · 14 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 10474 SUNBURY DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 10474 SUNBURY DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
10474 SUNBURY DRIVE FAQs
What would the monthly payment be for 10474 SUNBURY DRIVE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $6,195/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 10474 SUNBURY DRIVE?+
The most recent tax bill on record (2025) was $8,507. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 10474 SUNBURY DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $798,700, this home is listed about 143% above the Port Charlotte median of $329,250. The market section on this page shows how the area is trending.
Which schools are assigned to 10474 SUNBURY DRIVE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$798,700 runs 1679% above the PORT CHARLOTTE 33981 median — but at 2,131 sqft it's also 29% larger than the typical Port Charlotte listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Fresh on the market
Only 5 days on market in a Port Charlotte market that averages 55 — if it fits, move quickly.
Keep looking
Similar homes nearby
Listing courtesy of COMPASS FLORIDA · Brian Helgemo. MLS #C7531895.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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