
1328 VIA MILANESE, PUNTA GORDA, FL, 33950
Active21 days on marketListed Oct 17, 2026MLS #C7531904
About this home
1328 VIA MILANESE
Gulf access waterfront lot in the heart of Punta Gorda Isles, on a quiet cul-de-sac street. This 9,600 square foot homesite at 1328 Via Milanese measures 83 feet of road frontage, 120 feet deep, with 77 feet of concrete seawall on a wide canal. The lot widens toward the street, giving you a generous front setback and driveway while holding substantial water frontage at the rear. Charlotte Harbor is under 15 minutes by boat, with the Gulf of America beyond. Add a dock and lift and you are running the boat out on the water from your own backyard. The seawall is the detail that sets Punta Gorda Isles apart, and it is worth understanding before you compare this lot to waterfront anywhere else. In PGI, the City of Punta Gorda owns and maintains the seawall and seawall cap through its Canal Maintenance Division, which looks after roughly 91 miles of seawall and 45 miles of canals. If the wall fails, cracks, leans, or collapses, replacement is the city’s responsibility, not yours. Compare that to markets where a failing seawall lands entirely on the owner and routinely runs well into five figures. The program is funded by a non-ad valorem special assessment billed annually with property taxes, so the cost is spread across every parcel in the district over time rather than arriving as one devastating invoice. Docks and lifts remain the owner’s to maintain and insure. CITY WATER AND SEWER ARE AVAILABLE! The rear of the lot faces east, which puts sun on your pool and lanai through most of the day and morning light across the water. Historic downtown Punta Gorda and Fishermen’s Village are both close, with harborside restaurants, boutique shopping, art galleries, the weekly farmers market, and seasonal waterfront events. Walking and biking trails, waterfront parks, fishing piers, the public library, and medical facilities are all within easy reach. Golfers have an enviable problem here, which is choosing where to play. St. Andrews South Golf Club and Twin Isles Country Club are both right in Punta Gorda Isles, and dozens of additional courses are scattered across Punta Gorda, Deep Creek, Rotonda, and Port Charlotte, enough variety to play somewhere different every week of the season. When you want a change of scenery from your own dock, Ponce de Leon Park sits at the western edge of the city on Charlotte Harbor. The 16-acre waterfront park includes a public boat ramp with trailer parking, fishing piers, a sandy beach, a quarter-mile boardwalk through the wetlands, picnic pavilions, a playground, and the Peace River Wildlife Center. It is the spot locals claim for sunsets, watching the boats run the channel back into the Isles canal system. US-41 is less than five minutes down the street, Interstate 75 is roughly ten minutes out, and both Punta Gorda Airport and Fort Myers International (RSW) are an easy drive for travel or arriving guests. Charlotte Harbor is among the best fishing and cruising water in Florida, with the barrier islands and Boca Grande Pass a short boat ride away. Secure the lot, build your home with the dock, and start using it. Dont miss your opportunity on this property today!
Facts & features
The home at a glance
0.22 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,413 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,413/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,022
Median age
67
Median income
$107,800
Median home value
$636,862
Avg household
2
Households w/ children
293
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$325K → $340K
Punta Gorda median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 17% below the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 1328 VIA MILANESE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jun ’26$359,900
1610 APPIAN DRIVE · same community
3 bd · 2 ba · 1,396 sqft · $258/sqft · 157 DOM
Sold · Sep ’26$372,000
821 VIA TUNIS · same community
2 bd · 2 ba · 1,479 sqft · $252/sqft · 7 DOM
Sold · Apr ’26$400,000
820 SANTA MARGERITA LANE · same community
2 bd · 2 ba · 1,551 sqft · $258/sqft · 181 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Donna Layton
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 1328 VIA MILANESE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1328 VIA MILANESE — before you fall in love.
See it in person
Schedule a tour
Live availability from Donna's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1328 VIA MILANESE FAQs
What would the monthly payment be for 1328 VIA MILANESE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,413/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1328 VIA MILANESE?+
The most recent tax bill on record (2025) was $5,556. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Punta Gorda?+
At $245,000, this home is listed about 32% below the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 1328 VIA MILANESE?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PUNTA GORDA 33950 market on paper
$245,000 is 17% below the PUNTA GORDA 33950 median of $295,500.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · Bob Helphenstine. MLS #C7531904.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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