5 WINDWARD TERRACE, PLACIDA, FL, 33946
Active23 days on marketListed Oct 15, 2026MLS #C7531951
About this home
5 WINDWARD TERRACE
Enjoy the FLORIDA LIFESTYLE in this updated 3-bedroom, 2-bathroom pool home with an oversized 2-car garage in WINDWARD AT CAPE HAZE in Placida. Featuring a bright floor plan, high tray ceilings, tile flooring in the main living areas, and extensive upgrades, this home offers comfortable living and inviting outdoor spaces. INTERIOR FEATURES • Bright floor plan with high tray ceilings • Tile flooring in main living areas • 2026 interior and exterior paint • Custom accordion blinds LIVING & ENTERTAINING SPACE The living room features a custom stone electric fireplace and flows into the dining area and kitchen, creating a welcoming space for everyday living and entertaining. • New custom stone electric fireplace • Connected living and dining areas KITCHEN FEATURES The eat-in kitchen offers upgraded finishes, ample storage, and a dedicated dry bar for entertaining. • Upgraded stainless steel appliances • Stone countertops and tile backsplash • Breakfast bar and closet pantry • Dinette with aquarium window overlooking the pool • New dry bar with brand-new beverage refrigerator • Custom under-cabinet slide-out microwave • PD 600 tankless drinking water filtration system PRIMARY SUITE The spacious primary bedroom features a walk-in closet and private ensuite bathroom. • Dual-sink vanity • Roman-style walk-in shower • Separate water closet • Updated bathroom GUEST BEDROOMS & BATHROOM • 2 guest bedrooms with built-in closets • Updated shared guest bathroom OUTDOOR LIVING Enjoy a private backyard retreat with a screened lanai, swimming pool, and lush landscaping. • Private swimming pool • 2026 pool pump • Upgraded pool enclosure with all-new screens • Custom accordion hurricane shutters ADDITIONAL UPDATES & FEATURES • A/C replaced in 2025 • 2026 washer and dryer • Custom epoxy garage flooring • Oversized 2-car garage • Extensive updates throughout COMMUNITY FEATURES Windward at Cape Haze offers an established residential setting on the Cape Haze Peninsula, close to coastal recreation and outdoor activities. LOCATION & LIFESTYLE Located in Placida, this home offers convenient access to shopping, dining, golf, boating, and fishing. Explore the nearby Cape Haze Pioneer Trail, enjoy Gulf Coast beaches, or visit Boca Grande via the causeway to Gasparilla Island. Englewood Beach and Stump Pass Beach State Park offer additional opportunities to enjoy the sand and Gulf waters. With extensive updates, a private pool, and a desirable coastal location, this home offers a wonderful opportunity to enjoy Southwest Florida living.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,914
Sqft
0.18 ac
Lot size
2
Garage
2006
Year built
One
Levels
$282
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$4,639 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,639/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+43.6%
$/sqft vs CAPE HAZE WINDWARD
$282 vs $251
Days on market
23 vs 127 typical
Where $282/sqft sits among the 11 homes for sale in CAPE HAZE WINDWARD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Placida
Get to know Placida. See the full Placida guide →
PLACIDA 33946 — neighborhood snapshot
Population
3,090
Median age
66.1
Median income
$85,848
Median home value
$660,800
Avg household
2.01
Households w/ children
105
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Placida market
$775K → $412K
Placida median sold, yr/yr
93.1%
Sale-to-list ratio (12 mo)
5 of 11
CAPE HAZE WINDWARD have cut their price
Median sold price, Placida, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1359% above the PLACIDA 33946 median. See the full Placida market guide →
Paper trail
This home's history
Reality check
What actually sold near 5 WINDWARD TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Feb ’26$360,000
10 WINDWARD COURT · same community
3 bd · 2 ba · 1,973 sqft · $182/sqft · 4 DOM
Sold · May ’26$1,100,000
270 CORAL CREEK DRIVE · same community
3 bd · 2 ba · 1,987 sqft · $554/sqft · 65 DOM
Sold · Oct ’26$389,000
225 ARLINGTON DRIVE · same community
3 bd · 2 ba · 1,839 sqft · $212/sqft · 12 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Derrion White
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 5 WINDWARD TERRACE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5 WINDWARD TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Derrion's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5 WINDWARD TERRACE FAQs
What would the monthly payment be for 5 WINDWARD TERRACE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,639/mo — principal and interest, the actual property-tax bill, the $21/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 5 WINDWARD TERRACE?+
The association fee works out to $21 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 5 WINDWARD TERRACE?+
The most recent tax bill on record (2025) was $6,137. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 5 WINDWARD TERRACE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Placida?+
At $540,000, this home is listed about 13% below the Placida median of $619,950. The market section on this page shows how the area is trending.
Which schools are assigned to 5 WINDWARD TERRACE?+
L. A. Ainger Middle School (middle), Vineland Elementary School (elementary), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$540,000 runs 1359% above the PLACIDA 33946 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
L. A. Ainger Middle School, Vineland Elementary School, Lemon Bay High School — Vineland Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of KW PEACE RIVER PARTNERS · Robert Rose. MLS #C7531951.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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