
5208 CONNER TERRACE, PORT CHARLOTTE, FL, 33981
Active24 days on marketListed Oct 14, 2026MLS #C7531978
About this home
5208 CONNER TERRACE
Where exceptional waterfront living begins. Discover a rare opportunity to create your own private coastal retreat in the desirable waterfront community of Gulf Cove, Port Charlotte. Surrounded by beautiful residences and positioned along a picturesque waterway, this exceptional homesite offers one of Southwest Florida's most coveted features: sailboat water access. For the discerning boating enthusiast, the appeal is undeniable. Imagine designing a custom waterfront residence where mornings begin with coffee overlooking the water, afternoons are spent exploring the breathtaking waterways of Southwest Florida, and evenings conclude beneath spectacular coastal sunsets. Nestled among established waterfront homes, this property offers a distinctive setting for a residence that reflects your personal vision of luxury. Envision expansive outdoor living spaces, elegant architectural details, a resort-inspired pool, and a waterfront lifestyle thoughtfully designed around your passion for the water. Gulf Cove is celebrated for its connection to the scenic Myakka River, with access to the renowned boating destinations of Charlotte Harbor and the Gulf of Mexico. The community also offers optional membership in its voluntary property owners association, providing access to a private waterfront park and boating amenities. Opportunities to secure a sailboat-water homesite in such an inviting coastal setting deserve attention. Whether envisioned as an elegant seasonal escape or a magnificent year-round residence, this property offers the freedom to bring an extraordinary waterfront vision to life. Your waterfront legacy begins here.
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,195 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,195/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Where it sits
Inside Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
Gulf Cove — neighborhood snapshot
Population
4,274
Median age
63
Median income
$75,263
Median home value
$381,528
Avg household
2
Households w/ children
257
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$290K → $290K
Port Charlotte median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 457% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 5208 CONNER TERRACE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$310,000
5290 NEVILLE TERRACE · same community
3 bd · 2 ba · 1,328 sqft · $233/sqft · 140 DOM
Sold · Feb ’26$375,000
5251 EARLY TERRACE · same community
3 bd · 2 ba · 1,352 sqft · $277/sqft · 8 DOM
Sold · Oct ’26$320,000
13088 PROCTOR AVENUE · same community
2 bd · 2 ba · 1,410 sqft · $227/sqft · 19 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kathy Miller
real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 5208 CONNER TERRACE — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5208 CONNER TERRACE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kathy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5208 CONNER TERRACE FAQs
What would the monthly payment be for 5208 CONNER TERRACE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,195/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5208 CONNER TERRACE?+
The most recent tax bill on record (2025) was $2,493. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $250,000, this home is listed about 24% below the Port Charlotte median of $329,250. The market section on this page shows how the area is trending.
Which schools are assigned to 5208 CONNER TERRACE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of OCEAN PARTNERS REAL ESTATE · Jaclyn Cannelongo. MLS #C7531978.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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