5427 SW 22ND AVENUE, CAPE CORAL, FL, 33914
Active10 days on marketListed Oct 28, 2026MLS #C7531985
Come see it
Upcoming open house
Sat, Nov 7
1:30 PM – 4:00 PM
About this home
5427 SW 22ND AVENUE
CUSTOM GULF ACCESS LIVING WITH ROOM TO SPREAD OUT. JUST A SHORT WALK TO CAPE HARBOUR! Built by Arthur Rutenberg Homes, this impressive two-story waterfront home offers 3,283 square feet with three spacious bedrooms, a den (currently used as a 4th bedroom), four full bathrooms, and a three-car garage in one of SW Cape Coral’s most desirable neighborhoods. From the generous living spaces to the extensive custom finishes, this home offers comfort, quality, and plenty of room for everyday living and entertaining. Ten-foot ceilings, eight-foot solid-core doors, decorative tray and coffered ceilings, crown molding, and tile and hardwood flooring add character throughout the spacious great room floor plan. Formal and casual dining areas provide room for everything from quiet breakfasts to holiday gatherings. The kitchen features custom wood cabinetry, granite countertops, a gas cooktop, tile backsplash, a center island, breakfast bar, and walk-in pantry. The primary suite overlooks the water through a beautiful bay window and offers direct access to the lanai and pool. Its spacious bathroom includes dual sinks, a makeup vanity, a separate tub, and a walk-in shower. Both guest bedrooms have their own bathrooms and walk-in closets, providing comfortable accommodations and privacy for family and visitors. The den, currently used as a fourth bedroom, adds flexibility, while the upstairs game or media room opens to a screened balcony overlooking the waterfront. Outside, the heated pool and spa, expansive paver deck, retractable awnings, and lush tropical landscaping create an inviting setting for hosting friends or relaxing in the Florida sunshine. A composite wraparound dock with a covered boat lift puts Gulf access boating right in your backyard. Additional features include impact-resistant windows and doors, a tile roof, remote-controlled blinds, central vacuum, ventilated wood closet shelving, a 250-gallon buried propane tank, generator prewiring, and a laundry room with a sink and extensive storage. Green Home certification and a paver driveway complete this thoughtfully appointed property. Enjoy the space and privacy of a custom waterfront home with Cape Harbour’s restaurants just a short walk away!
Facts & features
The home at a glance
3
Bedrooms
4
Bathrooms
3,283
Sqft
0.23 ac
Lot size
3
Garage
2008
Year built
Two
Levels
$364
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$9,512 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$9,512/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+3.9%
$/sqft vs CAPE CORAL
$364 vs $228
Days on market
10 vs 45 typical
Where $364/sqft sits among the 163 homes for sale in CAPE CORAL
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Cape Coral
Get to know Cape Coral. See the full Cape Coral guide →
CAPE CORAL 33914 — neighborhood snapshot
Population
45,540
Median age
54.6
Median income
$83,503
Median home value
$447,100
Avg household
2.5
Households w/ children
3,166
For the school run
Lee County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Cape Coral market
$358K → $415K
Cape Coral median sold, yr/yr
97.0%
Sale-to-list ratio (12 mo)
68 of 163
CAPE CORAL have cut their price
Median sold price, Cape Coral, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 169% above the CAPE CORAL 33914 median. See the full Cape Coral market guide →
Paper trail
This home's history
Reality check
What actually sold near 5427 SW 22ND AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$655,000
2218 NW 37TH PLACE · same community
3 bd · 3.5 ba · 2,816 sqft · $233/sqft · 0 DOM
Sold · Dec ’25$1,050,000
2526 SW 25TH AVENUE · same community
4 bd · 3 ba · 2,611 sqft · $402/sqft · 24 DOM
Sold · Apr ’26$755,000
2515 SE 19TH AVENUE · same community
3 bd · 2.5 ba · 2,518 sqft · $300/sqft · 141 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 5427 SW 22ND AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 5427 SW 22ND AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
5427 SW 22ND AVENUE FAQs
What would the monthly payment be for 5427 SW 22ND AVENUE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $9,512/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 5427 SW 22ND AVENUE?+
The most recent tax bill on record (2025) was $16,606. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Cape Coral?+
At $1,195,000, this home is listed about 185% above the Cape Coral median of $419,900. The market section on this page shows how the area is trending.
Which schools are assigned to 5427 SW 22ND AVENUE?+
Pelican Elementary School (elementary), Cape Elementary School (elementary), Gulf Middle School (middle), Gulf Elementary School (elementary), Cape Coral High School (high), Ida S. Baker High School (high), Trafalgar Middle School (middle), Mariner High School (high), North Fort Myers High School (high) — Lee County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$1,195,000 runs 169% above the CAPE CORAL 33914 median — but at 3,283 sqft it's also nearly twice the size of the typical Cape Coral listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Pelican Elementary School, Cape Elementary School, Gulf Middle School, Gulf Elementary School, Cape Coral High School, Ida S. Baker High School, Trafalgar Middle School, Mariner High School, North Fort Myers High School — Gulf Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of CENTURY 21 SELLING PARADISE · Christine Blasses. MLS #C7531985.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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