4148 DRIVER LANE, PORT CHARLOTTE, FL, 33981
Active17 days on marketListed Oct 21, 2026MLS #C7532018
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About this home
4148 DRIVER LANE
Welcome to your Gulf Cove paradise! This beautifully updated 4-bedroom, 3-bathroom, 2-car garage pool home offers the ideal layout for comfortable Florida living and effortless entertaining—offered fully furnished, as-is, for a seamless move-in experience! From the moment you step inside, you’ll love the light-filled, open layout featuring soaring high ceilings, crisp tile flooring throughout, recessed lighting, and stylish accent finishes. At the heart of the home, the open kitchen and living area seamlessly connect to the lanai through large glass sliders. The modern kitchen boasts quartz countertops, stainless steel appliances, a breakfast bar with pendant lighting, a massive walk-in pantry, and abundant cabinet space. Need extra room to gather? The adjacent family room provides even more space for friends and family to gather. The spacious primary suite is a true retreat, featuring two closets, direct lanai access, and a spa-like en-suite bath with a dual-sink vanity, walk-in shower, and private water closet. Adjacent to the primary suite, a versatile room with a full bath, built-in closet, and slider access to the lanai works perfectly as a 4th bedroom, private home office, or media room. The remaining guest bedrooms are set on a split layout for maximum privacy, sharing a convenient full bath. Step outside to your private outdoor oasis! Relax with a morning coffee under the covered lanai or soak up the sunshine before taking a dip in the sparkling pool. Please note that impact windows were installed in 2019, a 4 ton 14 seer split AC was installed in 2020 and the home was re-piped in 2009. Located in desirable Gulf Cove, where water access and community amenities are made easy through the optional Property Owners Association. For just $75.00 a year, you can enjoy access to the neighborhood boat ramp on the Myakka River with direct access to Charlotte Harbor and the Gulf, and for an additional $75.00 a year, access the private community park, playground, and pavilion. Don't miss this turnkey opportunity—schedule your private tour today!
Facts & features
The home at a glance
4
Bedrooms
3
Bathrooms
2,501
Sqft
0.23 ac
Lot size
2
Garage
1994
Year built
One
Levels
$204
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,386 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,386/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+17.6%
$/sqft vs PORT CHARLOTTE SEC 060
$204 vs $304
Days on market
17 vs 55 typical
Where $204/sqft sits among the 23 homes for sale in PORT CHARLOTTE SEC 060
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
Gulf Cove — neighborhood snapshot
Population
4,274
Median age
63
Median income
$75,263
Median home value
$381,528
Avg household
2
Households w/ children
257
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$290K → $290K
Port Charlotte median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
10 of 23
PORT CHARLOTTE SEC 060 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1036% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 4148 DRIVER LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · May ’26$495,000
12403 COLE AVENUE · same community
3 bd · 3 ba · 2,496 sqft · $198/sqft · 19 DOM
Sold · Nov ’25$1,300,000
2998 MONTGOMERY DRIVE · same community
3 bd · 2 ba · 2,422 sqft · $537/sqft · 33 DOM
Sold · Dec ’25$770,000
12432 NOVA AVENUE · same community
3 bd · 2 ba · 2,401 sqft · $321/sqft · 13 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Anthony Richardson
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 4148 DRIVER LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 4148 DRIVER LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Anthony's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
4148 DRIVER LANE FAQs
What would the monthly payment be for 4148 DRIVER LANE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,386/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 4148 DRIVER LANE?+
The most recent tax bill on record (2025) was $5,985. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 4148 DRIVER LANE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $510,000, this home is listed about 55% above the Port Charlotte median of $329,250. The market section on this page shows how the area is trending.
Which schools are assigned to 4148 DRIVER LANE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · Cynthia Pennington. MLS #C7532018.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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