25484 TERRAIN LANE, PUNTA GORDA, FL, 33983
Active22 days on marketListed Oct 16, 2026MLS #C7532040
Come see it
Upcoming open house
Sat, Nov 7
1:00 AM – 3:00 PM
About this home
25484 TERRAIN LANE
Opportunity awaits in Deep Creek! Recently refreshed, this 3-bedroom, 2.5-bath pool home offers 1,822 square feet of living space, a split-bedroom floor plan, vaulted ceilings, and an attached 2-car garage. Enjoy Florida living with a private, screened-in-ground pool and an enclosed rear porch overlooking a peaceful greenbelt. Additional features include a 2022 roof, hurricane shutters, and public water and sewer. Located in the desirable Deep Creek area of Punta Gorda, with convenient access to shopping, dining, golf, parks, and major roadways. Whether you're looking for your next home or an investment opportunity, this property offers plenty of potential to make it your own. Don't miss the opportunity to explore all the possibilities!
Facts & features
The home at a glance
3
Bedrooms
2.5
Bathrooms
1,822
Sqft
0.22 ac
Lot size
1987
Year built
One
Levels
$231
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,606 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,606/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+44.6%
$/sqft vs PUNTA GORDA ISLES SEC 23
$231 vs $179
Days on market
22 vs 65 typical
Where $231/sqft sits among the 35 homes for sale in PUNTA GORDA ISLES SEC 23
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deep Creek
Get to know Punta Gorda. See the full Punta Gorda guide →
Deep Creek — neighborhood snapshot
Population
13,143
Median age
55
Median income
$64,635
Median home value
$354,360
Avg household
2
Households w/ children
1,066
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$325K → $340K
Punta Gorda median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
14 of 35
PUNTA GORDA ISLES SEC 23 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 394% above the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 25484 TERRAIN LANE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$284,000
26140 DUNEDIN COURT · same community
3 bd · 2 ba · 1,842 sqft · $154/sqft · 2 DOM
Sold · Mar ’26$232,000
25157 LAHORE LANE · same community
3 bd · 2 ba · 1,847 sqft · $126/sqft · 36 DOM
Sold · Mar ’26$342,500
2233 YEOMAN COURT · same community
2 bd · 2 ba · 1,788 sqft · $192/sqft · 36 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leila Sabat
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 25484 TERRAIN LANE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 25484 TERRAIN LANE — before you fall in love.
See it in person
Schedule a tour
Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
25484 TERRAIN LANE FAQs
What would the monthly payment be for 25484 TERRAIN LANE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,606/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 25484 TERRAIN LANE?+
The most recent tax bill on record (2025) was $4,518. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 25484 TERRAIN LANE?+
The listing reports pets: Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $419,995, this home is listed about 17% above the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 25484 TERRAIN LANE?+
Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$419,995 runs 394% above the PUNTA GORDA 33983 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER REALTY · Lindsey Gear. MLS #C7532040.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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