25295 CAYCE COURT, PUNTA GORDA, FL, 33983
Active16 days on marketListed Oct 22, 2026MLS #C7532059
About this home
25295 CAYCE COURT
Virtually Staged. ENTERTAIN. CUL-DE-SAC. CUL-DE-SAC. CUL-DE-SAC. Some homes are built for living. Others are made for making memories. This one was made for both. Welcome to desirable Deep Creek, where peaceful surroundings meet everyday convenience! Situated on an expansive cul-de-sac lot with picturesque lake views, this spacious 4-bedroom, 2-bath home offers privacy, versatility, and the perfect setting for Florida living. Tucked away in a tranquil setting, yet just minutes from shopping, dining, and convenient I-75 access, this property offers the best of both worlds. Step inside to discover beautiful hardwood flooring, soaring ceilings, and a thoughtfully designed floor plan featuring both a living room and a family room with a cozy fireplace. A versatile bonus room just off the entry provides endless possibilities as a home office, playroom, or formal dining room. The spacious kitchen features an expansive island with seating for six and an adjacent breakfast nook, creating inviting spaces for everyday meals and entertaining. The primary suite offers a generous walk-in closet and an updated bathroom with a separate shower and tub, while the guest bathroom features a tub/shower combination and a skylight that welcomes natural light. Step outside to the enclosed Florida room and screened pool deck, complete with a spa and beautiful lake views. The expansive backyard, framed by mature trees, provides a picturesque backdrop for relaxing, entertaining, or simply enjoying a spectacular Florida sunset. With its generous lot, peaceful cul-de-sac setting, versatile living spaces, and convenient location, this Deep Creek home offers an exceptional opportunity to enjoy the Southwest Florida lifestyle.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,317
Sqft
0.33 ac
Lot size
1986
Year built
One
Levels
$181
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,728 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,728/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−3.5%
$/sqft vs PUNTA GORDA ISLES SEC 23
$181 vs $179
Days on market
16 vs 65 typical
Where $181/sqft sits among the 35 homes for sale in PUNTA GORDA ISLES SEC 23
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Deep Creek
Get to know Punta Gorda. See the full Punta Gorda guide →
Deep Creek — neighborhood snapshot
Population
13,143
Median age
55
Median income
$64,635
Median home value
$354,360
Avg household
2
Households w/ children
1,066
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$325K → $340K
Punta Gorda median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
14 of 35
PUNTA GORDA ISLES SEC 23 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 394% above the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 25295 CAYCE COURT
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$398,000
25380 VANTAGE LANE · same community
3 bd · 2 ba · 2,310 sqft · $172/sqft · 13 DOM
Sold · Oct ’26$399,000
2250 RIO DE JANEIRO AVENUE · same community
3 bd · 3.5 ba · 2,277 sqft · $175/sqft · 33 DOM
Sold · May ’26$390,000
25263 PADRE LANE · same community
3 bd · 2 ba · 2,228 sqft · $175/sqft · 97 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Nicholas Giaccone
Director of Agent Success · CENTURY 21 Edge
Tours, negotiation, and every question about 25295 CAYCE COURT — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 25295 CAYCE COURT — before you fall in love.
See it in person
Schedule a tour
Live availability from Nicholas's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
25295 CAYCE COURT FAQs
What would the monthly payment be for 25295 CAYCE COURT?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,728/mo — principal and interest, the actual property-tax bill, the $17/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 25295 CAYCE COURT?+
The association fee works out to $17 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 25295 CAYCE COURT?+
The most recent tax bill on record (2025) was $5,796. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 25295 CAYCE COURT?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $419,900, this home is listed about 17% above the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 25295 CAYCE COURT?+
Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$419,900 runs 394% above the PUNTA GORDA 33983 median — but at 2,317 sqft it's also 29% larger than the typical Punta Gorda listing.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Deep Creek Elementary School, Punta Gorda Middle School, Charlotte High School — Deep Creek Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of LPT REALTY, LLC · Christina Utley. MLS #C7532059.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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