CENTURY 21 Edge
$238,000$239,9992 bd2 ba1,394 sqft$171 /sqft≈$2,149 /mo all-in ↓

22205 NEW YORK AVENUE, PORT CHARLOTTE, FL, 33952

Active23 days on marketListed Oct 15, 2026MLS #C7532050

✦ Reduced $2KSingle Family ResidencePORT CHARLOTTE SEC 013

About this home

22205 NEW YORK AVENUE

Block home in Port Charlotte with the big-ticket items already done. This 2-bed, 2-bath, 2-car garage home has a 2020 roof, 2020 A/C with redone ductwork, a new electrical panel, a 50-gallon water heater (2021), two impact windows (2023), and an impact-rated front door (2024). It also has a wind-rated garage door with new springs and a new door from the house to the garage. Inside, wood-look tile runs through the open living and dining area, with no carpet in the home. The galley kitchen has stainless appliances, wood cabinetry, a tile backsplash, and a window over the sink that looks out to the backyard. The primary suite has new flooring and its own bath with a walk-in tiled shower, built-in bench, new glass door, and updated toilet. The second bath has a tiled tub/shower combo and a large vanity. Sliding doors open to a large screened lanai overlooking a south-facing backyard on a 10,000 sq ft lot. The yard is fully enclosed by a vinyl privacy fence with double gates, and there's plenty of room to add a pool. A storage shed is included. The washer, dryer, garage fridge, deep freezer, and lawnmower all stay. Public water and sewer, no HOA, and Flood Zone X. Minutes from US-41 shopping and dining.

Facts & features

The home at a glance

2

Bedrooms

2

Bathrooms

1,394

Sqft

0.23 ac

Lot size

1975

Year built

One

Levels

$171

Per sqft

Negotiable

Inside

FlooringCeramic Tile · Luxury Vinyl · Porcelain Tile · Vinyl
AppliancesDryer · Electric Water Heater · Microwave · Range · Refrigerator · Washer
InteriorSolid Wood Cabinets · Thermostat
LaundryIn Garage
CoolingCentral Air
HeatingCentral · Electric
FurnishedNegotiable

Outside & construction

RoofShingle
ConstructionBlock
FoundationSlab
FacesNorth
ExteriorSliding Doors · Storage

Community & fees

Taxes (2025)$2,993/yr

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Connected · Electricity Connected · Sewer Connected · Underground Utilities · Water Connected
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$2,149 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$1,634
FHA mortgage insurance (est.)$105
Property tax — 2025 actual bill$249
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $8,330Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $8,330
Interest rate7.50%
Loan term

Estimated payment

$2,149/mo

Principal & interest$1,634
FHA mortgage insurance (est.)$105
Property taxes (actual bill)$249
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Value check

Is the price right?

The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.

List $238K
$178KedgeAI estimate $206,024 · range $185K–$227K$248K

vs edgeAI estimate

+15.5%

$/sqft vs PORT CHARLOTTE SEC 013

$171 vs $191

Days on market

23 vs 55 typical

Where $171/sqft sits among the 30 homes for sale in PORT CHARLOTTE SEC 013

3
1
4 · this home
7
3
12
$123–140$140–156$156–173$173–190$190–206$206+

The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.

Where it sits

Inside Port Charlotte

Get to know Port Charlotte. See the full Port Charlotte guide →

PORT CHARLOTTE 33952 — neighborhood snapshot

Population

35,231

Median age

53.1

Median income

$61,382

Median home value

$237,700

Avg household

2.33

Households w/ children

3,246

For the school run

Charlotte County School District

ElementaryPeace River Elementary School★★★★★
HighPort Charlotte High School★★★★★
MiddleMurdock Middle School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Port Charlotte market

Seller’s marketBalanced — 5.5 months of inventoryBuyer’s market

$290K → $290K

Port Charlotte median sold, yr/yr

96.3%

Sale-to-list ratio (12 mo)

17 of 30

PORT CHARLOTTE SEC 013 have cut their price

Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 32% above the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →

Paper trail

This home's history

CurrentPrice reduced to $238,000 ▼ $2K
Oct 15, 2026Listed at $239,999 · 23 days on market since
1975Built · PORT CHARLOTTE SEC 013

Reality check

What actually sold near 22205 NEW YORK AVENUE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3112 SAINT JAMES STREETSold · Aug ’26

$279,900

3112 SAINT JAMES STREET · same community

3 bd · 2 ba · 1,395 sqft · $201/sqft · 24 DOM

22469 ASTER AVENUESold · Oct ’26

$145,000

22469 ASTER AVENUE · same community

3 bd · 2 ba · 1,360 sqft · $107/sqft · 5 DOM

3510 SHAWN STREETSold · Jan ’26

$230,000

3510 SHAWN STREET · same community

3 bd · 2 ba · 1,357 sqft · $169/sqft · 194 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Zack Zonker

Your agent

Zack Zonker

President Tampa Division · CENTURY 21 Edge

Tours, negotiation, and every question about 22205 NEW YORK AVENUE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 22205 NEW YORK AVENUE — before you fall in love.

See it in person

Schedule a tour

Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

22205 NEW YORK AVENUE FAQs

What would the monthly payment be for 22205 NEW YORK AVENUE?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,149/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 22205 NEW YORK AVENUE?+

The most recent tax bill on record (2025) was $2,993. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

How does the price compare to other homes in Port Charlotte?+

At $238,000, this home is listed about 28% below the Port Charlotte median of $329,250. The market section on this page shows how the area is trending.

Which schools are assigned to 22205 NEW YORK AVENUE?+

Peace River Elementary School (elementary), Port Charlotte High School (high), Murdock Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · Dylan DePalma. MLS #C7532050.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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22205 New York Avenue, Port Charlotte, FL — 2 Bed 2 Bath for Sale