436 MATARES DRIVE, PUNTA GORDA, FL, 33950
Active22 days on marketListed Oct 16, 2026MLS #C7532068
Come see it
Upcoming open house
Sat, Nov 7
2:00 PM – 4:00 PM
About this home
436 MATARES DRIVE
Waterfront Opportunity in Desirable Punta Gorda Isles! Renovation in progress! Bring your vision, chose your own finishes and make this waterfront property your own! Ideally situated in the highly sought-after community of beautiful Punta Gorda Isles, this home offers an exciting opportunity to create your dream Florida retreat or invest in a property with tremendous potential. Enjoy sparkling canal views from your private backyard, featuring 75 feet of city-maintained concrete seawall and quick access to Charlotte Harbor and the Gulf. The property features an in-ground swimming pool and desirable eastern exposure, creating the perfect setting for experiencing Florida living year-round. Sip your morning coffee on the lanai while watching the sunrise over the water, then unwind on the west-facing front porch as you take in the beautiful evening sunsets. The home offers a desirable split-bedroom floor plan with 3 bedrooms, 3 bathrooms, and a spacious two-car garage. The primary suite features his-and-hers walk-in closets and a walk-in shower. Gorgeous tile flooring enhances the main living areas, and new interior doors are available to help bring your vision to life. Convenient indoor washer and dryer hookups add to the home's functionality, while the durable cement tile roof adds lasting appeal. Having the opportunity to select your own final finishes, this property is ideal for buyers looking to customize a home to reflect their personal style or investors seeking their next opportunity. Enjoy all that Punta Gorda features, including a vibrant historic downtown, waterfront dining, local festivals, Fishermen's Village, and Gilchrist Park, where you can stroll along Charlotte Harbor and enjoy the beautiful waterfront setting. Pickleball enthusiasts will appreciate the nearby PicklePlex, along with the area's many recreational opportunities. Several Gulf Coast beaches are approximately 30 minutes away, and convenient access to I-75 and U.S. 41 makes getting around Southwest Florida easy. Whether you're searching for a waterfront investment or the opportunity to create your own Florida paradise, this Punta Gorda Isles property is full of possibilities. Schedule your private showing today and discover the potential!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,905
Sqft
0.22 ac
Lot size
2
Garage
1970
Year built
One
Levels
$262
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,325 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,325/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+34.5%
$/sqft vs PUNTA GORDA ISLES SEC 07
$262 vs $373
Days on market
22 vs 65 typical
Where $262/sqft sits among the 9 homes for sale in PUNTA GORDA ISLES SEC 07
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,022
Median age
67
Median income
$107,800
Median home value
$636,862
Avg household
2
Households w/ children
293
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$325K → $340K
Punta Gorda median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
3 of 9
PUNTA GORDA ISLES SEC 07 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 69% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 436 MATARES DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$560,000
1115 LUCIA DRIVE · same community
3 bd · 2 ba · 1,954 sqft · $287/sqft · 23 DOM
Sold · Aug ’26$589,000
586 BAL HARBOR BOULEVARD · same community
3 bd · 3 ba · 1,849 sqft · $319/sqft · 11 DOM
Sold · Mar ’26$375,000
1680 VIA BIANCA · same community
3 bd · 2 ba · 1,984 sqft · $189/sqft · 35 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Kyler Lang
REALTOR · CENTURY 21 Edge
Tours, negotiation, and every question about 436 MATARES DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 436 MATARES DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Kyler's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
436 MATARES DRIVE FAQs
What would the monthly payment be for 436 MATARES DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,325/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 436 MATARES DRIVE?+
The most recent tax bill on record (2025) was $6,221. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Punta Gorda?+
At $499,000, this home is listed about 39% above the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 436 MATARES DRIVE?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$499,000 runs 69% above the PUNTA GORDA 33950 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PALM REALTY · Jeanette Pantanella. MLS #C7532068.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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