536 MATARES DRIVE, PUNTA GORDA, FL, 33950
Active15 days on marketListed Oct 23, 2026MLS #C7532267
About this home
536 MATARES DRIVE
ASSUMABLE VA Loan with a 2.375% APR!!! OVERSIZED GULF-ACCESS LOT WITH 103 FEET OF WATERFRONT set on a city-maintained concrete seawall, with a 30 foot concrete dock and 2 lifts, one is 10,000 lbs & one converted to hold 2 jet skis. QUICK ACCESS to Charlotte Harbor and then on to the Gulf of America! A true ENTERTAINERS DELIGHT with TONS OF UPGRADES!!! Your new home has an OPEN FLOOR PLAN, upgraded soft-closed cabinetry & a HUGE KITCHEN ISLAND. An INTERIOR RENOVATION was completed in 2025/2026 including NEW stove, microwave, cabinetry, granite, flooring, bathrooms, several hurricane impact windows & front door. MECHANICAL UPDATES: Air conditioner 2018, Metal Roof 2023, Heat Pump Water heater 2022, Electrical panels, WHOLE HOUSE REPIPE 2026. The Property Appraiser shows the Year Conditioned as 1990 - 20 years younger than the year built! The home enjoys a split plan with 3 bedrooms, 2 baths and a GENEROUS SIZED 2 car SIDE ENTRY GARAGE with a hurricane overhead door. HEATED POOL & free standing HOT TUB!!! New POOL HEAT PUMP 2020. Whole house HURRICANE PROTECTION with IMPACT windows & doors. This BEAUTIFUL home is on a cul-de-sac with a much sought after eastern facing lanai, allowing you to enjoy your outdoor space all year long. Concrete driveway (2020) and WHOLE HOUSE WATER SOFTENER and RO system at the kitchen sink. The outdoor secluded patio provides you with additional space to entertain & enjoy a BBQ or quiet reflection. Punta Gorda is home to many festivals, a vibrant downtown area, world-class dining, entertainment & the Pickle Plex. Approximately 30 minutes away from several Gulf beaches and easy access to I-75, route 41. Make your exclusive showing today as this home is sure to please! Virtual tour attached.***Buyer's circumstances changed = YOUR OPPORTUNITY to own an incredible home!!***
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,184
Sqft
0.27 ac
Lot size
2
Garage
1970
Year built
One
Levels
$274
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,570 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,570/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+12.3%
$/sqft vs PUNTA GORDA ISLES SEC 07
$274 vs $373
Days on market
15 vs 65 typical
Where $274/sqft sits among the 9 homes for sale in PUNTA GORDA ISLES SEC 07
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Punta Gorda Isles
Get to know Punta Gorda. See the full Punta Gorda guide →
Punta Gorda Isles — neighborhood snapshot
Population
10,022
Median age
67
Median income
$107,800
Median home value
$636,862
Avg household
2
Households w/ children
293
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$325K → $340K
Punta Gorda median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
3 of 9
PUNTA GORDA ISLES SEC 07 have cut their price
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 103% above the PUNTA GORDA 33950 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 536 MATARES DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Nov ’25$675,000
917 FRANCESCA COURT · same community
3 bd · 2 ba · 2,112 sqft · $320/sqft · 0 DOM
Sold · Jun ’26$570,000
1330 APPIAN DRIVE · same community
3 bd · 2 ba · 2,090 sqft · $273/sqft · 109 DOM
Sold · Sep ’26$413,079
401 NORMA COURT · same community
3 bd · 2 ba · 2,280 sqft · $181/sqft · 18 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Derrion White
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 536 MATARES DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 536 MATARES DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Derrion's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
536 MATARES DRIVE FAQs
What would the monthly payment be for 536 MATARES DRIVE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $4,570/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 536 MATARES DRIVE?+
The most recent tax bill on record (2025) was $4,994. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 536 MATARES DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $599,000, this home is listed about 67% above the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 536 MATARES DRIVE?+
Sallie Jones Elementary School (elementary), Charlotte High School (high), Punta Gorda Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$599,000 runs 103% above the PUNTA GORDA 33950 median — but at 2,184 sqft it's also 22% larger than the typical Punta Gorda listing.
02Waterfront living
This home sits directly on the water — the single scarcest feature in Florida inventory and the strongest long-term value anchor.
03Strong assigned schools
Sallie Jones Elementary School, Charlotte High School, Punta Gorda Middle School — Sallie Jones Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of POOLE REALTY GROUP, LLC · Leslie Poole. MLS #C7532267.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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