13694 BEGONIA CIRCLE, PORT CHARLOTTE, FL, 33981
Active22 days on marketListed Oct 16, 2026MLS #C7532119
About this home
13694 BEGONIA CIRCLE
Experience the best of Southwest Florida living in this stunning 4-bedroom, 2-bathroom waterfront pool home located in the desirable South Gulf Cove community! Offering over 2,700 square feet of living space, a private boat dock, and beautiful canal views, this spacious home combines comfort, luxury, and the ultimate Florida lifestyle. Inside, you'll find an inviting split-bedroom floor plan featuring high ceilings, beautiful travertine tile and wood flooring, and two spacious living areas. The well-appointed kitchen features granite countertops, bright cabinetry, stainless steel appliances, a gas range with double oven, and a convenient breakfast bar. Generously sized bedrooms have ample closet space, while the versatile air-conditioned bonus room provides additional flexibility for a home office, guest space, or entertainment area. Step outside to your own private tropical retreat! The expansive screened lanai features a heated saltwater swimming pool, covered entertaining space, and an outdoor kitchen, perfect for enjoying Floridas beautiful weather year-round. Overlooking the peaceful canal, the property also features a private dock with boat lift and Gulf waterway access, making it an exceptional opportunity for boating and fishing enthusiasts. Additional highlights include an attached two-car garage, indoor laundry with washer and dryer, solar panels for improved energy efficiency, and plenty of space for comfortable everyday living. Conveniently located near Boca Grande, Englewood, beautiful Gulf Coast beaches, golf courses, shopping, dining, and outdoor recreation. Ready for immediate occupancy! Pets welcome with approval.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
2,703
Sqft
0.23 ac
Lot size
1990
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$185 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$185/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs Port Charlotte actives
$1 vs $203
Days on market
22 vs 55 typical
Where $1/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside South Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
South Gulf Cove — neighborhood snapshot
Population
5,682
Median age
63
Median income
$108,262
Median home value
$544,120
Avg household
2
Households w/ children
246
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$290K → $290K
Port Charlotte median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
159 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 93% below the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 13694 BEGONIA CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$735,000
14142 FORT MYERS AVENUE
3 bd · 2.5 ba · 2,707 sqft · $272/sqft · 221 DOM
Sold · Jun ’26$527,500
10498 BAY STATE DRIVE
4 bd · 3 ba · 2,685 sqft · $196/sqft · 400 DOM
Sold · Sep ’26$234,900
13298 HIGH SPRINGS AVENUE
4 bd · 3 ba · 2,660 sqft · $88/sqft · 48 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Emanuel Marin Maldonado
Real estate agent · CENTURY 21 Edge
Tours, negotiation, and every question about 13694 BEGONIA CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 13694 BEGONIA CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Emanuel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
13694 BEGONIA CIRCLE FAQs
What would the monthly payment be for 13694 BEGONIA CIRCLE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $185/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 13694 BEGONIA CIRCLE?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $3,100, this home is listed about 99% below the Port Charlotte median of $329,250. The market section on this page shows how the area is trending.
Which schools are assigned to 13694 BEGONIA CIRCLE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Under the PORT CHARLOTTE 33981 market on paper
$3,100 is 93% below the PORT CHARLOTTE 33981 median of $44,900, and at $1/sqft it sits under the Port Charlotte average of $224.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03The price has already moved
Listed at $3,200, now $3,100 — a $100 cut. The full history is in the market section below.
Keep looking
Similar homes nearby
Listing courtesy of DOUGLAS REALTY & DEVELOPMENT · Kevin Haag. MLS #C7532119.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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