CENTURY 21 Edge

3066 PERDUE TERRACE, PUNTA GORDA, FL, 33983

Active15 days on marketListed Oct 23, 2026MLS #C7532139

✦ Priced 71% below the PUNTA GORDA 33983 medianHARBOUR HEIGHTS

About this home

3066 PERDUE TERRACE

Build your Florida home in Harbour Heights, the quiet riverside community tucked along the Peace River just northeast of Punta Gorda. This .23 acre homesite at 3066 Perdue Ter measures a full 10,000 square feet, 80 feet of road frontage by 125 feet deep, with public water and sewer available to connect. Zoned RSF-3.5, Charlotte County’s residential single-family district, the lot is designated for a single-family detached home, which may include an attached guest suite. RSF-3.5 permits building heights up to 38 feet and setbacks of 25 feet in front, 7.5 feet on each side, and 20 feet at the rear, you are left with a building envelope roughly 65 feet wide and 80 feet deep. Swimming pools and similar non-commercial recreational structures are expressly permitted in the district, so there is genuine room for a large home with a screened lanai and a pool out back. Buyers should verify exact setbacks and site plan requirements with Charlotte County before finalizing plans. Two more green lights for permitting: this property is NOT in a Scrub Jay review area, and the National Wetland Inventory mapper shows NO Wetlands on site. Boaters, this is why buyers appreciate Harbour Heights. The community has its own park on the Peace River with a public boat ramp, along with picnic areas, playgrounds, and tennis courts. From the ramp the river runs straight down to Charlotte Harbor and out to the Gulf, putting some of Florida’s best fishing and cruising water minutes from your driveway, with no need for a marina slip. Golfers are just as well positioned. Deep Creek Golf Club sits just minutes away, with dozens more courses spread across Punta Gorda, Port Charlotte, North Port, and Rotonda, enough variety to play somewhere different every week of the season. The location is the quiet advantage here. I-75 is roughly five minutes away, giving you fast access north toward Sarasota and Tampa or south toward Fort Myers and Naples. Punta Gorda Airport is just across the I-75 bridge, and Fort Myers International (RSW) is about 45 minutes for longer trips and arriving guests. Historic downtown Punta Gorda, Fishermen’s Village, Port Charlotte shopping, dining, and medical care are all a short drive. The therapeutic waters of Warm Mineral Springs, one of the few warm mineral springs in North America, are roughly 25 to 30 minutes out, and the sugar sand beaches of Englewood Beach and Boca Grande are about 45 minutes to an hour down the coast. Sports fans are covered on both sides of the aisle. Charlotte Sports Park, spring training home of the Tampa Bay Rays, is a short drive, and CoolToday Park in Wellen Park, spring training home of the Atlanta Braves, is an easy run up the interstate for Spring Training baseball every year. Utilities in place, no scrub jay review, no wetlands, a neighborhood boat ramp, and room for the home and pool you actually want.

Facts & features

The home at a glance

0.23 ac

Lot size

Pets allowed

Inside

Outside & construction

FacesWest

Community & fees

Taxes (2025)$543/yr
PetsYes

Utilities & systems

UtilitiesBB/HS Internet Available · Cable Available · Electricity Available · Sewer Available · Water Available
WaterPublic

The numbers

What it really costs

Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.

$388 /mo · 3.5% down FHA, 30-yr fixed at 7.5%

Principal & interest$172
FHA mortgage insurance (est.)$11
Property tax — 2025 actual bill$45
Insurance (FL estimate)$160

The assumptions

Loan typeFHADown payment3.5% · $875Loan30-yr fixed at 7.5%Mortgage insuranceIncludedTaxesActual bill on recordInsuranceFlorida estimate

FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.

These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Run your own numbers

Loan type
Down payment3.5% · $875
Interest rate7.50%
Loan term

Estimated payment

$388/mo

Principal & interest$172
FHA mortgage insurance (est.)$11
Property taxes (actual bill)$45
Est. insurance$160

Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.

Can I afford this home? → See what you can comfortably afford from your income, debts and savings.

Where it sits

Inside Punta Gorda

Get to know Punta Gorda. See the full Punta Gorda guide →

PUNTA GORDA 33983 — neighborhood snapshot

Population

18,230

Median age

56.6

Median income

$67,705

Median home value

$324,100

Avg household

2.31

Households w/ children

1,552

For the school run

Charlotte County School District

ElementaryDeep Creek Elementary School★★★★★
MiddlePunta Gorda Middle School★★★★★
HighCharlotte High School★★★★★

School assignments and ratings via edgeAI — always verify with the district.

The numbers that matter

The Punta Gorda market

Seller’s marketBalanced — 5.5 months of inventoryBuyer’s market

$325K → $340K

Punta Gorda median sold, yr/yr

95.3%

Sale-to-list ratio (12 mo)

Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.

This home is listed 71% below the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →

Paper trail

This home's history

Oct 23, 2026Listed at $25,000 · 15 days on market since

Reality check

What actually sold near 3066 PERDUE TERRACE

Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.

3079 TARRYWOOD TERRACESold · Dec ’25

$174,000

3079 TARRYWOOD TERRACE · same community

2 bd · 2 ba · 1,240 sqft · $140/sqft · 4 DOM

2258 SULSTONE DRIVESold · Jul ’26

$273,000

2258 SULSTONE DRIVE · same community

3 bd · 2 ba · 1,443 sqft · $189/sqft · 463 DOM

27234 ADAMS STREETSold · May ’26

$280,000

27234 ADAMS STREET · same community

3 bd · 2 ba · 1,776 sqft · $158/sqft · 142 DOM

Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.

Your home team

The pros in your corner

Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.

Angela Rodriguez

Your agent

Angela Rodriguez

REALTOR® · CENTURY 21 Edge

Tours, negotiation, and every question about 3066 PERDUE TERRACE — start here.

Andrew Acosta

Your lender

Andrew Acosta

Acosta Home Loans with PRMG · NMLS #1468866

Pre-approval, rates, and the real monthly number for 3066 PERDUE TERRACE — before you fall in love.

See it in person

Schedule a tour

Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.

Straight answers

3066 PERDUE TERRACE FAQs

What would the monthly payment be for 3066 PERDUE TERRACE?+

With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $388/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.

What are the property taxes on 3066 PERDUE TERRACE?+

The most recent tax bill on record (2025) was $543. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.

Are pets allowed at 3066 PERDUE TERRACE?+

The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.

How does the price compare to other homes in Punta Gorda?+

At $25,000, this home is listed about 93% below the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.

Which schools are assigned to 3066 PERDUE TERRACE?+

Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.

Listing courtesy of FIVE STAR REALTY OF CHARLOTTE · Bob Helphenstine. MLS #C7532139.

IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.

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3066 Perdue Terrace, Punta Gorda, FL — Land for Sale, $25K