3250 HIGHLANDS ROAD, PUNTA GORDA, FL, 33983
Active35 days on marketListed Oct 3, 2026MLS #TB8554741
About this home
3250 HIGHLANDS ROAD
Welcome Home to Harbour Heights! Discover the perfect opportunity to build your dream home on this desirable Harbour Heights homesite, where all the preliminary work has already been completed for you. Looking to build without the long wait? The seller has already secured floor plans for a thoughtfully designed 1,800± sq. ft. home featuring 3 bedrooms, 3 bathrooms, a 2-car garage, and a spacious lanai. Need more room? The adjacent corner lot is also available for purchase, creating the possibility of a double-lot homesite. See MLS# TB8554746 3242 HIGHLANDS RD, PUNTA GORDA, FL 33983, which is likewise cleared, surveyed, and includes a septic permit. Harbour Heights offers convenient access to shopping, dining, entertainment, and I-75. Just one mile away, you'll enjoy the amenities of Harbour Heights Park, featuring a public boat ramp, fishing, kayaking, canoeing, pickleball courts, tennis courts, basketball courts, volleyball, playgrounds, picnic shelters, BBQ grills, dog-friendly areas, and more. Don't miss this rare opportunity to secure a build-ready lot in one of Charlotte County's most desirable waterfront communities. Start planning your Florida lifestyle today!
Facts & features
The home at a glance
0.23 ac
Lot size
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$427 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$427/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Where it sits
Inside Punta Gorda
Get to know Punta Gorda. See the full Punta Gorda guide →
PUNTA GORDA 33983 — neighborhood snapshot
Population
18,230
Median age
56.6
Median income
$67,705
Median home value
$324,100
Avg household
2.31
Households w/ children
1,552
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Punta Gorda market
$325K → $340K
Punta Gorda median sold, yr/yr
95.3%
Sale-to-list ratio (12 mo)
Median sold price, Punta Gorda, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 65% below the PUNTA GORDA 33983 median. See the full Punta Gorda market guide →
Paper trail
This home's history
Reality check
What actually sold near 3250 HIGHLANDS ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$174,000
3079 TARRYWOOD TERRACE · same community
2 bd · 2 ba · 1,240 sqft · $140/sqft · 4 DOM
Sold · Jul ’26$273,000
2258 SULSTONE DRIVE · same community
3 bd · 2 ba · 1,443 sqft · $189/sqft · 463 DOM
Sold · May ’26$280,000
27234 ADAMS STREET · same community
3 bd · 2 ba · 1,776 sqft · $158/sqft · 142 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Cindy Fernandez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3250 HIGHLANDS ROAD — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3250 HIGHLANDS ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Cindy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3250 HIGHLANDS ROAD FAQs
What would the monthly payment be for 3250 HIGHLANDS ROAD?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $427/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3250 HIGHLANDS ROAD?+
The most recent tax bill on record (2025) was $570. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3250 HIGHLANDS ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Punta Gorda?+
At $30,000, this home is listed about 92% below the Punta Gorda median of $359,000. The market section on this page shows how the area is trending.
Which schools are assigned to 3250 HIGHLANDS ROAD?+
Deep Creek Elementary School (elementary), Punta Gorda Middle School (middle), Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of STAR BAY REALTY CORP. · Ovais Syed. MLS #TB8554741.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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