12172 SHELLNUT AVENUE, PORT CHARLOTTE, FL, 33981
Active8 days on marketListed Oct 30, 2026MLS #C7532212
About this home
12172 SHELLNUT AVENUE
ANNUAL RENTAL AVAILABLE. Enjoy the Florida lifestyle in this spacious 4-BEDROOM, 2-BATH home in the community of Gulf Cove located in Port Charlotte! With approximately 1,505 square feet of living space, this home offers room to spread out, relax, and enjoy everyday living. The four-bedroom layout provides flexibility for guests, a home office, or additional living space to suit your needs. Conveniently located in the 33981 area of Port Charlotte, you can enjoy Southwest Florida living with access to area shopping, dining, golf courses, outdoor recreation, the Myakka River and the beautiful beaches of the Gulf Coast. Enjoy the peace of mind and convenience of a professionally managed residence. Residents benefit from easy online rent payment options, 24/7 maintenance request submission and tracking, and a dedicated local management team. The Resident Benefits Package adds even more value with on-time rent reporting to help build credit, rent payment rewards, air filter delivery, identity theft protection, on-demand pest control services, move-in assistance, and more for an additional $39.95 each month, with optional upgrades available.
Facts & features
The home at a glance
4
Bedrooms
2
Bathrooms
1,504
Sqft
0.23 ac
Lot size
2
Garage
2022
Year built
One
Levels
$1
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Principal and interest plus estimated taxes and insurance. Run your own numbers below.
$177 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$177/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Estimates only — taxes at 1.1%/yr and typical insurance; your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
$/sqft vs PORT CHARLOTTE SEC 056
$1 vs $202
Days on market
8 vs 55 typical
Where $1/sqft sits among the 12 homes for sale in PORT CHARLOTTE SEC 056
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
Gulf Cove — neighborhood snapshot
Population
4,274
Median age
63
Median income
$75,263
Median home value
$381,528
Avg household
2
Households w/ children
257
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$290K → $290K
Port Charlotte median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
5 of 12
PORT CHARLOTTE SEC 056 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 95% below the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 12172 SHELLNUT AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$290,000
5049 WHITE AVENUE · same community
4 bd · 2 ba · 1,485 sqft · $195/sqft · 58 DOM
Sold · May ’26$423,000
5362 MURPHY STREET · same community
3 bd · 2 ba · 1,544 sqft · $274/sqft · 38 DOM
Sold · May ’26$305,000
12564 FELDMAN AVENUE · same community
3 bd · 2 ba · 1,461 sqft · $209/sqft · 616 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Leila Sabat
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 12172 SHELLNUT AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 12172 SHELLNUT AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Leila's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
12172 SHELLNUT AVENUE FAQs
What would the monthly payment be for 12172 SHELLNUT AVENUE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $177/mo — principal and interest, estimated property taxes and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
Are pets allowed at 12172 SHELLNUT AVENUE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $2,095, this home is listed about 99% below the Port Charlotte median of $329,250. The market section on this page shows how the area is trending.
Which schools are assigned to 12172 SHELLNUT AVENUE?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PALM REALTY PROPERTY MGMNT · Lindsey Douglass. MLS #C7532212.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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