
3059 HOLCOMB ROAD, PORT CHARLOTTE, FL, 33981
Active17 days on marketListed Oct 21, 2026MLS #C7532216
About this home
3059 HOLCOMB ROAD
Discover this charming 3-bedroom, 3-bath home situated on an oversized 0.46-acre double lot with peaceful water views in the desirable Gulf Cove community of Port Charlotte, Florida! Offering 1,796 square feet of living space, this property combines comfort, privacy, and endless possibilities for enjoying the Southwest Florida lifestyle. An expansive screened front porch welcomes you with tranquil water views, providing the perfect setting for morning coffee or relaxing evening sunsets. Step inside through elegant double French doors to a bright, inviting interior featuring a desirable split-bedroom floor plan. The spacious family room showcases a cozy wood-burning fireplace, creating a warm and welcoming atmosphere for everyday living and entertaining. The primary suite offers a private retreat with an ensuite bathroom, walk-in closets, and French doors opening directly to the screened front porch, where you can enjoy beautiful water views. The third bedroom also features French door access to the porch, adding character and versatility to the home's thoughtful design. Outdoor living is where this property truly shines! Situated on nearly half an acre, the oversized double lot provides exceptional space and privacy, with plenty of room to add a pool, expand your outdoor entertaining areas, or create your own tropical backyard oasis. The expansive covered ground-level area is ideal for barbecues, gatherings, and entertaining, while the backyard fire pit provides an inviting space to relax with family and friends. Additional highlights include an oversized 2-car garage, two carports, and a versatile lower-level space offering possibilities for a guest retreat, hobby room, bonus room, or additional entertaining space. With ample parking and room for recreational vehicles, this property offers flexibility to accommodate a variety of lifestyles. Located in Gulf Cove, with no mandatory HOA, you'll enjoy the freedom to make this property your own while being conveniently located near shopping, dining, golf courses, boating, and the beautiful Gulf beaches of Southwest Florida. Water views, nearly half an acre, generous outdoor living space, and incredible potential—this property offers a wonderful opportunity to embrace the Florida lifestyle! Schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
3
Bathrooms
1,796
Sqft
0.46 ac
Lot size
1985
Year built
One
Levels
$237
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,458 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,458/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+24.7%
$/sqft vs PORT CHARLOTTE SEC 060
$237 vs $304
Days on market
17 vs 55 typical
Where $237/sqft sits among the 23 homes for sale in PORT CHARLOTTE SEC 060
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Gulf Cove
Get to know Port Charlotte. See the full Port Charlotte guide →
Gulf Cove — neighborhood snapshot
Population
4,274
Median age
63
Median income
$75,263
Median home value
$381,528
Avg household
2
Households w/ children
257
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$290K → $290K
Port Charlotte median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
10 of 23
PORT CHARLOTTE SEC 060 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 847% above the PORT CHARLOTTE 33981 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 3059 HOLCOMB ROAD
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Oct ’26$610,000
12396 BACCHUS ROAD · same community
4 bd · 2 ba · 1,833 sqft · $333/sqft · 148 DOM
Sold · Mar ’26$535,000
3058 CURRY TERRACE · same community
3 bd · 2 ba · 1,851 sqft · $289/sqft · 254 DOM
Sold · Jul ’26$830,000
12508 BACCHUS ROAD · same community
3 bd · 3 ba · 1,707 sqft · $486/sqft · 4 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Seth Cabrera - Rothschild
Realtor · CENTURY 21 Edge
Tours, negotiation, and every question about 3059 HOLCOMB ROAD — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3059 HOLCOMB ROAD — before you fall in love.
See it in person
Schedule a tour
Live availability from Seth's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3059 HOLCOMB ROAD FAQs
What would the monthly payment be for 3059 HOLCOMB ROAD?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,458/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3059 HOLCOMB ROAD?+
The most recent tax bill on record (2025) was $2,309. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3059 HOLCOMB ROAD?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $425,000, this home is listed about 29% above the Port Charlotte median of $329,250. The market section on this page shows how the area is trending.
Which schools are assigned to 3059 HOLCOMB ROAD?+
Myakka River Elementary School (elementary), L. A. Ainger Middle School (middle), Lemon Bay High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KW PEACE RIVER PARTNERS · Denise Galloway, Pa. MLS #C7532216.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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