1091 LUAU STREET, NORTH PORT, FL, 34286
Active16 days on marketListed Oct 22, 2026MLS #C7532289
About this home
1091 LUAU STREET
SPACIOUS 3-BEDROOM, 2-BATHROOM POOL HOME WITH A 2-CAR GARAGE, OVERSIZED LOT, AND NUMEROUS RECENT UPDATES IN NORTH PORT! Discover the Florida lifestyle in this inviting home featuring an open floor plan, expansive outdoor living space, and a peaceful setting surrounded by mature trees and tropical greenery. MAJOR IMPROVEMENTS INCLUDE A NEW SHINGLE ROOF (2022), A/C SYSTEM (2023), WATER SOFTENER (2024), WATER HEATER (2025), AND POOL PUMP (2026)! Situated on a LARGE, CORNER-STYLE LOT, this property offers attractive curb appeal with mature landscaping, a screened front entry, and an extended concrete driveway leading to the attached 2-car garage. Exterior improvements completed in 2026 include a REFINISHED DRIVEWAY, NEW CULVERT PIPE, AND FRESH SOD. The garage features screened entry doors and a new garage door opener system with keypad access installed in 2025. Inside, the BRIGHT AND OPEN LIVING AND DINING AREAS feature vaulted ceilings, tile flooring throughout, neutral tones, and decorative ceiling fans. The generously sized living room includes a distinctive BUILT-IN ENTERTAINMENT NOOK WITH ARCHED DISPLAY SHELVING, adding architectural character and functionality. The adjoining dining area is accented by a decorative chandelier and sliding glass doors that open to the screened lanai, creating a seamless connection between indoor and outdoor living. The SPACIOUS KITCHEN features white cabinetry with contrasting hardware, generous countertop space, recessed lighting, a double-basin sink beneath a window, and a pantry closet. STAINLESS STEEL APPLIANCES INCLUDE A NEW LG REFRIGERATOR, ELECTRIC RANGE, AND OVER-THE-RANGE MICROWAVE (2025), PLUS A DISHWASHER (2026). A reverse osmosis filtration system was also installed at the kitchen sink in 2025. The PRIMARY SUITE offers a comfortable retreat with plenty of room for a king-size bed, a ceiling fan, wall-mounted reading lights, and a LARGE WALK-IN CLOSET WITH MIRRORED SLIDING DOORS. The private en-suite bathroom features a spacious vanity with ample cabinetry, a large mirror, additional storage, and a WALK-IN SHOWER WITH SLIDING GLASS DOORS. Two guest bedrooms offer flexibility for family, visitors, or a home office and share a second full bathroom. Additional plumbing improvements completed in 2025 include new kitchen and bathroom faucets, updated shutoff valves, and toilet tank repair kits. An INTERIOR LAUNDRY ROOM WITH A NEW WASHER (2024) provides everyday convenience. The septic tank was routinely pumped in June 2025. Step outside to your PRIVATE SCREENED POOL RETREAT, featuring a sparkling swimming pool surrounded by an expansive concrete deck with plenty of space for lounging and entertaining. An adjoining COVERED AND SCREENED LANAI WITH A CEILING FAN offers a comfortable shaded area for outdoor dining or relaxing while enjoying the peaceful surroundings. Beyond the pool enclosure, the EXPANSIVE BACKYARD features open green space bordered by mature trees and natural vegetation, providing a beautiful setting for outdoor activities. A LARGE DETACHED STORAGE SHED ON A CONCRETE SLAB WITH ELECTRICITY offers additional space for tools, lawn equipment, and hobbies. Conveniently located in North Port near shopping, dining, parks, schools, and everyday amenities, with easy access to area beaches and recreational opportunities.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,242
Sqft
0.39 ac
Lot size
2
Garage
2001
Year built
One
Levels
$254
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,643 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,643/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
−7.9%
$/sqft vs PORT CHARLOTTE SUB 09
$254 vs $210
Days on market
16 vs 71 typical
Where $254/sqft sits among the 24 homes for sale in PORT CHARLOTTE SUB 09
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside North Port Gardens
Get to know North Port. See the full North Port guide →
North Port Gardens — neighborhood snapshot
Population
4,415
Median age
40
Median income
$74,049
Median home value
$306,400
Avg household
3
Households w/ children
748
For the school run
Sarasota County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The North Port market
$315K → $312K
North Port median sold, yr/yr
96.8%
Sale-to-list ratio (12 mo)
12 of 24
PORT CHARLOTTE SUB 09 have cut their price
Median sold price, North Port, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 855% above the NORTH PORT 34286 median. See the full North Port market guide →
Paper trail
This home's history
Reality check
What actually sold near 1091 LUAU STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Jan ’26$265,000
2456 VALKARIA AVENUE · same community
3 bd · 2 ba · 1,233 sqft · $215/sqft · 10 DOM
Sold · Jan ’26$248,000
2816 YACOLT AVENUE · same community
3 bd · 2 ba · 1,217 sqft · $204/sqft · 23 DOM
Sold · Jul ’26$269,000
3207 WORTHINGTON AVENUE · same community
3 bd · 2 ba · 1,212 sqft · $222/sqft · 114 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 1091 LUAU STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1091 LUAU STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1091 LUAU STREET FAQs
What would the monthly payment be for 1091 LUAU STREET?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,643/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1091 LUAU STREET?+
The most recent tax bill on record (2025) was $2,178. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1091 LUAU STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in North Port?+
At $315,000, this home is listed about 6% below the North Port median of $334,900. The market section on this page shows how the area is trending.
Which schools are assigned to 1091 LUAU STREET?+
Cranberry Elementary School (elementary), North Port High School (high), Heron Creek Middle School (middle) — Sarasota County School District. Always verify school assignments with the district before relying on them.
The brief
Three things that matter here
01Positioned at the premium end
$315,000 runs 855% above the NORTH PORT 34286 median.
02Your own pool
A private pool — the feature Florida buyers ask for first, already in the ground and included in the price.
03Strong assigned schools
Cranberry Elementary School, North Port High School, Heron Creek Middle School — Cranberry Elementary School rates 4 of 5. Always verify assignments with the district.
Keep looking
Similar homes nearby
Listing courtesy of MARINA PARK REALTY LLC · Brook Fusi. MLS #C7532289.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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