1360 INVERNESS STREET, PORT CHARLOTTE, FL, 33952
Active8 days on marketListed Oct 30, 2026MLS #C7532300
About this home
1360 INVERNESS STREET
Welcome to this spacious waterfront sanctuary on the scenic Fordham Waterway! Boasting over 2,300 sq. ft. of living space, this home offers incredible value, coastal charm, and an exceptional floor plan with NO deed restrictions and NO flood zone requirement. Step inside to an open, light-filled split floor plan enhanced by rich slate tile floors, a bright skylight, and elegant French doors. The central kitchen features stainless steel appliances, a hanging pot rack, a versatile movable island, and beautiful views of the water. Sliding glass doors seamlessly connect the indoor living areas to a sprawling paved lanai and a sparkling pool—perfect for outdoor dining, entertaining, or simply soaking in the serene coastal breeze. The generous backyard is a lush tropical haven featuring fruit trees (starfruit, grapefruit, and orange) and direct access to the waterway for endless outdoor enjoyment—bring your canoe, fish right from your backyard, or enjoy relaxed birdwatching along the canal. A major highlight of this home is the 440 sq. ft. converted garage which is fully under A/C—offering flexible bonus space ideal for a home office, game room, hobby studio, or man cave. This space may easily be converted back into a garage. Ideally located in Port Charlotte, you are just minutes from local shopping, dining, medical facilities, beautiful Gulf beaches, and quick access to I-75. Don’t miss this incredible chance to own a spacious waterfront pool home at an unbeatable value—schedule your private showing today!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
2,340
Sqft
0.23 ac
Lot size
2
Garage
1989
Year built
One
Levels
$150
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$3,013 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,013/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+0.8%
$/sqft vs Port Charlotte actives
$150 vs $200
Days on market
8 vs 55 typical
Where $150/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33952 — neighborhood snapshot
Population
35,231
Median age
53.1
Median income
$61,382
Median home value
$237,700
Avg household
2.33
Households w/ children
3,246
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$290K → $290K
Port Charlotte median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
159 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 94% above the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 1360 INVERNESS STREET
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Sep ’26$321,750
1365 BLAISDELL STREET · same community
4 bd · 2 ba · 2,231 sqft · $144/sqft · 6 DOM
Sold · Nov ’25$370,000
23231 BARK AVENUE · same community
3 bd · 3 ba · 2,097 sqft · $176/sqft · 84 DOM
Sold · Apr ’26$355,000
23485 ABERS AVENUE · same community
3 bd · 2 ba · 2,010 sqft · $177/sqft · 0 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Zack Zonker
President Tampa Division · CENTURY 21 Edge
Tours, negotiation, and every question about 1360 INVERNESS STREET — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 1360 INVERNESS STREET — before you fall in love.
See it in person
Schedule a tour
Live availability from Zack's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
1360 INVERNESS STREET FAQs
What would the monthly payment be for 1360 INVERNESS STREET?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,013/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 1360 INVERNESS STREET?+
The most recent tax bill on record (2025) was $3,553. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 1360 INVERNESS STREET?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $349,900, this home is listed about 6% above the Port Charlotte median of $329,250. The market section on this page shows how the area is trending.
Which schools are assigned to 1360 INVERNESS STREET?+
Peace River Elementary School (elementary), Port Charlotte High School (high), Murdock Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of COLDWELL BANKER SUNSTAR REALTY · Cynthia Pennington. MLS #C7532300.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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