
19385 WATER OAK DRIVE UNIT 204, PORT CHARLOTTE, FL, 33948
Active10 days on marketListed Oct 28, 2026MLS #C7532304
About this home
19385 WATER OAK DRIVE UNIT 204
BEAUTIFULLY UPDATED, FULLY FURNISHED & COMPLETELY TURNKEY! Discover effortless Florida living in the desirable gated community of Heritage Oak Park! This stylish 2-bedroom, 2-bath condo combines upscale mid-century modern design, thoughtful updates, and wonderful community amenities in a beautiful, park-like setting. Whether you're searching for a seasonal retreat or a year-round residence, this move-in-ready condo offers the perfect opportunity to start enjoying the Florida lifestyle from day one! Step inside and immediately appreciate the inviting atmosphere, tasteful furnishings, and attention to detail. The beautifully decorated interior features tile flooring throughout and attractive laminate flooring in 2nd bedroom — no carpet! The updated kitchen offers warm wood cabinetry, a decorative tile backsplash, and a deep kitchen sink, creating a functional and welcoming space for everyday living and entertaining. The carefully selected furnishings showcase an upscale mid-century modern aesthetic, adding character and sophistication throughout. Best of all, this condo is being sold fully furnished and turnkey, allowing you to move right in without the expense or hassle of furnishing your new Florida home! The spacious screened lanai provides a wonderful extension of your living space, perfect for enjoying your morning coffee, reading a favorite book, or simply relaxing and enjoying the Florida breeze. Both bathrooms have been tastefully updated, and the primary bathroom offers an added bonus — the vanity is already plumbed to accommodate a second sink should the new owner wish to add one. Major improvements provide additional value and peace of mind, including a NEW A/C SYSTEM (2026) and HURRICANE IMPACT WINDOWS (2021)! Additional conveniences include interior laundry with washer and dryer, covered parking, and elevator access. Nestled among magnificent mature oak trees, Heritage Oak Park offers a beautiful, peaceful setting with amenities designed for enjoying the Southwest Florida lifestyle. Residents enjoy a heated community pool, clubhouse, fitness center, tennis and pickleball courts, and scenic walking paths throughout the beautifully landscaped grounds. Heritage Oak Park is NOT an age-restricted community, making it an appealing option for buyers seeking an active, welcoming neighborhood. Location is another outstanding feature! Conveniently situated near shopping, restaurants, medical facilities, golf courses, and entertainment, with easy access to charming downtown Punta Gorda, Fishermen's Village, Charlotte Harbor, and the beautiful Gulf Coast beaches. Stylish, updated, and ready for immediate enjoyment! With its upscale furnishings, major recent improvements, spacious screened lanai, and desirable community amenities, this condo offers an exceptional opportunity to enjoy low-maintenance Florida living. Just bring your suitcase and start making memories — your Florida getaway awaits!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,024
Sqft
0 ac
Lot size
2004
Year built
One
Levels
$171
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$1,721 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:

Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$1,721/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+9.5%
$/sqft vs Port Charlotte actives
$171 vs $202
Days on market
10 vs 55 typical
Where $171/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33948 — neighborhood snapshot
Population
18,696
Median age
59.5
Median income
$62,744
Median home value
$298,700
Avg household
2.26
Households w/ children
1,219
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$290K → $290K
Port Charlotte median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
159 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 373% above the PORT CHARLOTTE 33948 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 19385 WATER OAK DRIVE UNIT 204
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Apr ’26$220,000
2126 CARPETGREEN STREET
2 bd · 2 ba · 1,016 sqft · $217/sqft · 5 DOM
Sold · Jan ’26$192,000
2174 TAUNT STREET
3 bd · 2 ba · 1,050 sqft · $183/sqft · 5 DOM
Sold · Feb ’26$189,000
1087 REED TERRACE NW
3 bd · 1 ba · 974 sqft · $194/sqft · 100 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Frederick Paige
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 19385 WATER OAK DRIVE UNIT 204 — start here.

Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 19385 WATER OAK DRIVE UNIT 204 — before you fall in love.
See it in person
Schedule a tour
Live availability from Frederick's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
19385 WATER OAK DRIVE UNIT 204 FAQs
What would the monthly payment be for 19385 WATER OAK DRIVE UNIT 204?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $1,721/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 19385 WATER OAK DRIVE UNIT 204?+
The most recent tax bill on record (2025) was $3,397. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 19385 WATER OAK DRIVE UNIT 204?+
The listing reports pets: Cats OK, Dogs OK, Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $174,900, this home is listed about 47% below the Port Charlotte median of $329,250. The market section on this page shows how the area is trending.
Which schools are assigned to 19385 WATER OAK DRIVE UNIT 204?+
Meadow Park Elementary School (elementary), Port Charlotte High School (high), Murdock Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of RE/MAX PALM REALTY · Bryan French. MLS #C7532304.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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