20278 BENTON AVENUE, PORT CHARLOTTE, FL, 33952
Active6 days on marketListed Nov 1, 2026MLS #C7532349
About this home
20278 BENTON AVENUE
CLASSIC FLORIDA CHARM, MODERN UPDATES, AND EXCEPTIONAL VALUE AT $243,000! Welcome to 20278 Benton Avenue, where timeless Florida character meets thoughtful improvements in this inviting 2-bedroom, 2-bath home offering 1,185 square feet of comfortable living space and an oversized garage 31 feet deep. Whether you’re searching for your first home, a seasonal Florida escape, or a comfortable full-time residence, this well-maintained property offers plenty to appreciate! Step inside and discover a bright, open floor plan highlighted by beautiful real oak hardwood flooring installed in 2025, fresh interior paint, updated ceiling fans, and attractive window treatments. The spacious living and dining areas flow naturally into the kitchen, creating a comfortable setting for entertaining or simply enjoying everyday life. A convenient breakfast bar provides additional seating, while a brand new refrigerator, updated water filtration system, and charming kitchen pass-through window add both function and character. The primary bedroom features a walk-in closet and private bathroom with a walk-in shower, while the second bedroom and full guest bathroom offer comfortable accommodations for family or visitors. Throughout the home, you’ll find a welcoming combination of original character and practical modern improvements. FLORIDA LIVING CONTINUES OUTDOORS! Enjoy your morning coffee or unwind after a long day on the covered, screened lanai, complete with attractive epoxy-coated flooring. The kitchen pass-through window makes outdoor dining and entertaining especially convenient. Step outside to a separate concrete patio that’s perfect for weekend grilling, surrounded by established palms and mature landscaping. A backyard storage shed, surrounding rain gutters, and included patio furniture add even more convenience. IMPORTANT UPGRADES ALREADY COMPLETED! Along with the 2025 oak hardwood flooring, this home features a 2020 Rheem air-conditioning system, 2022 electrical panel, new roof in 2021, a newer water heater, updated laundry appliances, and hurricane protection that includes electric and manual shutters along with a hurricane-rated garage door. The oversized garage with workbench offers valuable additional space for storage, tools, and hobbies. Extra hardwood flooring materials will also remain with the home. Located in Port Charlotte Section 18 with no HOA fees, this property offers convenient access to shopping, restaurants, golf courses, boating, Charlotte Harbor, Sunseeker Resort, and the historic waterfront district of downtown Punta Gorda. CHARACTER, COMFORT, AND VALUE ALL IN ONE! With its open layout, significant improvements, inviting outdoor spaces, and attractive $243,000 asking price, 20278 Benton Avenue is ready to welcome its next owner. Schedule your private showing and discover the possibilities of making this charming Florida home your own!
Facts & features
The home at a glance
2
Bedrooms
2
Bathrooms
1,185
Sqft
0.23 ac
Lot size
1
Garage
1979
Year built
One
Levels
$205
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$2,158 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$2,158/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+24.7%
$/sqft vs PORT CHARLOTTE SEC 018
$205 vs $194
Days on market
6 vs 55 typical
Where $205/sqft sits among the 16 homes for sale in PORT CHARLOTTE SEC 018
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33952 — neighborhood snapshot
Population
35,231
Median age
53.1
Median income
$61,382
Median home value
$237,700
Avg household
2.33
Households w/ children
3,246
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$290K → $290K
Port Charlotte median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
6 of 16
PORT CHARLOTTE SEC 018 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 35% above the PORT CHARLOTTE 33952 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 20278 BENTON AVENUE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Dec ’25$120,000
2395 ALDA LANE · same community
2 bd · 2 ba · 1,150 sqft · $104/sqft · 0 DOM
Sold · Apr ’26$276,000
703 SPRING LAKE BOULEVARD NW · same community
3 bd · 2 ba · 1,222 sqft · $226/sqft · 166 DOM
Sold · Jul ’26$170,000
2327 AMBROSE LANE · same community
3 bd · 2 ba · 1,298 sqft · $131/sqft · 63 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Iain Robinson
Broker Associate · CENTURY 21 Edge
Tours, negotiation, and every question about 20278 BENTON AVENUE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 20278 BENTON AVENUE — before you fall in love.
See it in person
Schedule a tour
Live availability from Iain's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
20278 BENTON AVENUE FAQs
What would the monthly payment be for 20278 BENTON AVENUE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $2,158/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 20278 BENTON AVENUE?+
The most recent tax bill on record (2025) was $2,671. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 20278 BENTON AVENUE?+
The listing reports pets: Cats OK, Dogs OK. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $243,000, this home is listed about 26% below the Port Charlotte median of $329,250. The market section on this page shows how the area is trending.
Which schools are assigned to 20278 BENTON AVENUE?+
Peace River Elementary School (elementary), Port Charlotte High School (high), Murdock Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KW PEACE RIVER PARTNERS · Christopher Harmon. MLS #C7532349.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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