18231 HOTTELET CIRCLE, PORT CHARLOTTE, FL, 33948
Active16 days on marketListed Oct 22, 2026MLS #C7532372
About this home
18231 HOTTELET CIRCLE
Discover a relaxed waterfront lifestyle at 18231 Hottelet Circle, where peaceful canal views, a private backyard, and inviting indoor spaces come together. This three-bedroom, two-bath, 2 car garage home features a split-bedroom floor plan, with the primary bedroom privately positioned on one side and two spacious bedrooms on the other—offering a comfortable sense of separation for family and visitors. The recently upgraded kitchen pairs beautiful quartz countertops with abundant neutral-toned cabinetry and generous workspace for meal preparation, serving, and gathering. The newly designed laundry room adds everyday convenience with extensive cabinetry and countertops to help keep household essentials organized. Step outside to a spacious pool deck overlooking the saltwater canal, with plenty of room to lounge, dine, or entertain. The westerly exposure sets the scene for gorgeous sunsets over the water. For boating enthusiasts, the property includes a 10,000-pound boat lift and davits, with one bridge along the canal route. Beyond the pool, the private backyard offers a tropical touch with mango and lime trees and pineapple plants. Pool has been resurfaced. An audio system extends throughout the home and onto the lanai, making it easy to enjoy music as you move between indoor and outdoor living. From peaceful mornings by the canal to sunset evenings beside the pool, this home offers a welcoming place to enjoy the Florida waterfront lifestyle.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,765
Sqft
0.23 ac
Lot size
1986
Year built
One
Levels
$334
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,650 /mo · 10% down Conventional, 30-yr fixed at 7.5%
The assumptions
Above the FHA loan limit for our service areas, so Conventional is the default. VA buyers: switch below — $0 down.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
FHA isn’t available at this price — the loan would exceed the $541,287 FHA limit for our service areas.
Estimated payment
$4,650/mo
Includes estimated PMI — it drops off once you reach 20% equity. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+32.8%
$/sqft vs Port Charlotte actives
$334 vs $203
Days on market
16 vs 55 typical
Where $334/sqft sits among the 400 Port Charlotte actives
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside O'hara
Get to know Port Charlotte. See the full Port Charlotte guide →
O'hara — neighborhood snapshot
Population
5,352
Median age
60
Median income
$82,920
Median home value
$388,707
Avg household
2
Households w/ children
384
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$290K → $290K
Port Charlotte median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
159 of 400
Port Charlotte actives have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1493% above the PORT CHARLOTTE 33948 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 18231 HOTTELET CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$285,000
18241 EDGEWATER DRIVE · same community
3 bd · 2 ba · 1,633 sqft · $175/sqft · 14 DOM
Sold · Nov ’25$500,000
5140 ADMINISTRATION STREET
3 bd · 2 ba · 1,766 sqft · $283/sqft · 132 DOM
Sold · May ’26$305,000
18939 AYRSHIRE CIRCLE
3 bd · 2 ba · 1,759 sqft · $173/sqft · 30 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Arbel Joseph
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 18231 HOTTELET CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 18231 HOTTELET CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Arbel's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
18231 HOTTELET CIRCLE FAQs
What would the monthly payment be for 18231 HOTTELET CIRCLE?+
With 10% down on a 30-year Conventional loan at 7.5%, the all-in payment lands around $4,650/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 18231 HOTTELET CIRCLE?+
The most recent tax bill on record (2025) was $6,717. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
How does the price compare to other homes in Port Charlotte?+
At $589,500, this home is listed about 79% above the Port Charlotte median of $329,250. The market section on this page shows how the area is trending.
Which schools are assigned to 18231 HOTTELET CIRCLE?+
Meadow Park Elementary School (elementary), Murdock Middle School (middle), Port Charlotte High School (high) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of JOHN R WOOD PROPERTIES · Melissa Musick. MLS #C7532372.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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