14394 SILVER LAKES CIRCLE, PORT CHARLOTTE, FL, 33953
Active15 days on marketListed Oct 23, 2026MLS #C7532373
About this home
14394 SILVER LAKES CIRCLE
BREATHTAKING WATER VIEWS, PRIVATE POOL & SPA, RESORT-STYLE LIVING, AND TRANSFERABLE BEACH CLUB MEMBERSHIP! Welcome to the beautiful, peaceful community of Riverwood! This furnished, move-in ready 3-bedroom, 2-bathroom home offers the ultimate Florida lifestyle, with spectacular water views that truly steal the show! Step outside to your private backyard oasis featuring a heated in-ground pool and attached spa overlooking the tranquil water. The expansive lanai cage, completely replaced in 2023, features a panoramic picture screen that beautifully frames the water and surrounding natural scenery. An ample covered patio with pavers provides the perfect setting for relaxing, entertaining, or simply soaking in the peaceful surroundings. Inside, vaulted ceilings, diagonal tile and engineered wood flooring, and open living areas create a bright, welcoming atmosphere. Expansive sliding glass doors open fully to the lanai, seamlessly blending indoor and outdoor living. The kitchen features Corian countertops, wood cabinetry, and appliances purchased in 2019. The spacious primary suite offers a walk-in closet and sliding glass doors leading directly to the lanai, while the en-suite bathroom features dual sinks, a soaking tub, separate walk-in shower, and convenient access to the covered patio. MAJOR UPDATES include a NEW ROOF (2024), WATER HEATER (2026), LANAI CAGE & PICTURE-WINDOW SCREEN (2023), POOL HEATER (2023), POOL PUMP (2024), SPA PUMP (2024), POOL MOTOR (2022), and HVAC (2017). Additional features include a reverse osmosis system, irrigation system, metal hurricane shutter panels, accordion shutters for the rear patio, and an included washer and dryer. AN EXCEPTIONAL BONUS: a highly coveted, transferable Riverwood Private Beach Club Membership on beautiful Manasota Key! Beyond the home, Riverwood is a beautifully maintained, all-ages community offering an impressive selection of amenities, including a community pool, pickleball courts, tennis courts, croquet, a dog park, and more. Golf enthusiasts will also appreciate Riverwood Golf Club, with membership available but not required. Discover the beauty, tranquility, and lifestyle that make this property such a special place to call home.
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,735
Sqft
0.23 ac
Lot size
2003
Year built
One
Levels
$268
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record and the real association fee — not generic estimates.
$3,916 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$3,916/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+29.5%
$/sqft vs RIVERWOOD
$268 vs $202
Days on market
15 vs 55 typical
Where $268/sqft sits among the 24 homes for sale in RIVERWOOD
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Riverwood
Get to know Port Charlotte. See the full Port Charlotte guide →
Riverwood — neighborhood snapshot
Population
1,436
Median age
69
Median income
$101,439
Median home value
$357,200
Avg household
2
Households w/ children
18%
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$290K → $290K
Port Charlotte median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
9 of 24
RIVERWOOD have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1966% above the PORT CHARLOTTE 33953 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 14394 SILVER LAKES CIRCLE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Mar ’26$275,000
3380 BAY RIDGE WAY · same community
2 bd · 2 ba · 1,784 sqft · $154/sqft · 106 DOM
Sold · Aug ’26$340,000
13033 N MARSH DRIVE · same community
2 bd · 2 ba · 1,800 sqft · $189/sqft · 254 DOM
Sold · Jul ’26$290,000
3303 OSPREY LANE · same community
3 bd · 2 ba · 1,652 sqft · $176/sqft · 330 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Tommy Trainer
Real Estate Agent · CENTURY 21 Edge
Tours, negotiation, and every question about 14394 SILVER LAKES CIRCLE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 14394 SILVER LAKES CIRCLE — before you fall in love.
See it in person
Schedule a tour
Live availability from Tommy's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
14394 SILVER LAKES CIRCLE FAQs
What would the monthly payment be for 14394 SILVER LAKES CIRCLE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $3,916/mo — principal and interest, the actual property-tax bill, the $172/mo association fee and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
How much are the HOA fees at 14394 SILVER LAKES CIRCLE?+
The association fee works out to $172 per month. Ask us for the full association documents — they spell out exactly what the fee covers.
What are the property taxes on 14394 SILVER LAKES CIRCLE?+
The most recent tax bill on record (2025) was $2,241. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 14394 SILVER LAKES CIRCLE?+
The listing reports pets: Breed Restrictions. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $464,900, this home is listed about 41% above the Port Charlotte median of $329,250. The market section on this page shows how the area is trending.
Which schools are assigned to 14394 SILVER LAKES CIRCLE?+
Murdock Middle School (middle), Port Charlotte High School (high), Liberty Elementary School (elementary) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of PEACE HARBOR REAL ESTATE INC. · Brian Burget. MLS #C7532373.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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