3397 ROCK CREEK DRIVE, PORT CHARLOTTE, FL, 33948
Active11 days on marketListed Oct 27, 2026MLS #C7532462
About this home
3397 ROCK CREEK DRIVE
Welcome to 3397 Rock Creek Dr., Port Charlotte, FL 33948, where boating, poolside relaxation, and the Florida lifestyle come together. This 3-bedroom, 2-bath WATERFRONT POOL home is situated on a main waterway canal, offering an impressive setup for boating and enjoying life on the water. Boaters will appreciate the approximately 60-FOOT DOCK featuring ELECTRIC, WATER, and a FISH-CLEANING STATION, along with a COVERED 10,000 lb. boat lift with a remote control and separate JET SKI DOCK (2019 Yamaha Waverunner INCLUDED with the home) . With just one bridge to Charlotte Harbor and an approximately 30-minute boat ride to the Gulf, getting out on the water is part of everyday living. The year-round FLORIDA ROOM provides additional living space to relax and take in the waterfront surroundings. Step into the screened in lanai to enjoy the large solar (owned panels) heated saltwater pool, resurfaced in 2021, or unwind on either of the TWO PATIOS while watching manatees glide through the canal and fish jump in the water. Additional features include OUTDOOR PATIO SHOWER, HURRICANE SHUTTERS and a concrete PARKING SLAB offering extra space for an RV, boat, or additional vehicles. Important updates include a 2022 ROOF, SLEEVING OF ALL CAST IRON PLUMBING, 2018 replaced the HVAC SYSTEM, 2024 HOT WATER HEATER, 2020 ELECTRICAL PANEL, 2019 DOCK, and 2022 boat lift CANAPY. Whether you're searching for a full-time waterfront home, a seasonal Florida retreat, or a boating-friendly property with Gulf access, this Port Charlotte home offers the opportunity to enjoy the Southwest Florida lifestyle you've been dreaming about!
Facts & features
The home at a glance
3
Bedrooms
2
Bathrooms
1,080
Sqft
0.23 ac
Lot size
1966
Year built
One
Levels
$477
Per sqft
Inside
Outside & construction
Community & fees
Utilities & systems
The numbers
What it really costs
Built from this home's actual numbers — the most recent property-tax bill on record — not generic estimates.
$4,127 /mo · 3.5% down FHA, 30-yr fixed at 7.5%
The assumptions
FHA is the default here because it gets you in the door with just 3.5% down. Switch to Conventional or VA below.
These numbers assume a generic buyer — your credit, down payment and loan program change them. Get the real quote in minutes:
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Run your own numbers
Estimated payment
$4,127/mo
Includes FHA mortgage insurance and the financed 1.75% upfront premium. Taxes reflect the most recent bill on record; insurance is a typical-Florida estimate. Your lender’s numbers will differ. CENTURY 21 Edge partners with Florida’s best lenders.
Can I afford this home? → See what you can comfortably afford from your income, debts and savings.
Value check
Is the price right?
The internet’s favorite home-value number comes from a single automated model that has never seen the street, the finishes, or the view — which is why it routinely misses by tens of thousands of dollars. The edgeAI estimate combines multiple independent data sources with our team’s on-the-ground expertise in this exact market.
vs edgeAI estimate
+56%
$/sqft vs PORT CHARLOTTE SEC 008
$477 vs $204
Days on market
11 vs 55 typical
Where $477/sqft sits among the 24 homes for sale in PORT CHARLOTTE SEC 008
The edgeAI estimate is a starting point, not an appraisal or a broker price opinion. It is generated from public records, listing data and market modeling, and is subject to change once a licensed real estate professional personally inspects the property. Condition, floor, view and lot are not fully captured by any model — ask us for a full comparative market analysis.
Where it sits
Inside Port Charlotte
Get to know Port Charlotte. See the full Port Charlotte guide →
PORT CHARLOTTE 33948 — neighborhood snapshot
Population
18,696
Median age
59.5
Median income
$62,744
Median home value
$298,700
Avg household
2.26
Households w/ children
1,219
For the school run
Charlotte County School District
School assignments and ratings via edgeAI — always verify with the district.
The numbers that matter
The Port Charlotte market
$290K → $290K
Port Charlotte median sold, yr/yr
96.3%
Sale-to-list ratio (12 mo)
13 of 24
PORT CHARLOTTE SEC 008 have cut their price
Median sold price, Port Charlotte, trailing 36 months (3-month rolling) · live MLS data.
This home is listed 1292% above the PORT CHARLOTTE 33948 median. See the full Port Charlotte market guide →
Paper trail
This home's history
Reality check
What actually sold near 3397 ROCK CREEK DRIVE
Asking prices are opinions — closed sales are facts. The most comparable homes that actually changed hands nearby in the last twelve months.
Sold · Aug ’26$265,000
18250 GRACE AVENUE · same community
2 bd · 2 ba · 1,086 sqft · $244/sqft · 3 DOM
Sold · Feb ’26$225,000
1149 VINITA AVENUE · same community
2 bd · 2 ba · 1,131 sqft · $199/sqft · 56 DOM
Sold · May ’26$231,900
838 SPRING VIEW AVENUE NW · same community
2 bd · 2 ba · 1,133 sqft · $205/sqft · 68 DOM
Closed-sale data from the MLS, last 12 months, selected for similarity in size and location. No two homes are identical — ask us for a full comparative analysis.
Your home team
The pros in your corner
Buying a home is two conversations — the home and the money. Here’s who handles each, side by side, already working together.
Your agent
Angela Rodriguez
REALTOR® · CENTURY 21 Edge
Tours, negotiation, and every question about 3397 ROCK CREEK DRIVE — start here.
Your lender
Andrew Acosta
Acosta Home Loans with PRMG · NMLS #1468866
Pre-approval, rates, and the real monthly number for 3397 ROCK CREEK DRIVE — before you fall in love.
See it in person
Schedule a tour
Live availability from Angela's calendar — pick a time and it's booked. Confirmation lands in your inbox immediately.
Straight answers
3397 ROCK CREEK DRIVE FAQs
What would the monthly payment be for 3397 ROCK CREEK DRIVE?+
With 3.5% down on a 30-year FHA loan at 7.5%, the all-in payment lands around $4,127/mo — principal and interest, the actual property-tax bill and typical Florida insurance. The payment calculator on this page lets you switch loan type (FHA, Conventional, VA) and adjust the down payment, rate and term.
What are the property taxes on 3397 ROCK CREEK DRIVE?+
The most recent tax bill on record (2025) was $2,446. A new owner's bill can differ once the sale price resets the assessed value — we can walk you through what to expect.
Are pets allowed at 3397 ROCK CREEK DRIVE?+
The listing reports pets: Yes. Communities often layer on breed or weight rules — we'll verify the specifics with the association before you commit.
How does the price compare to other homes in Port Charlotte?+
At $515,000, this home is listed about 56% above the Port Charlotte median of $329,250. The market section on this page shows how the area is trending.
Which schools are assigned to 3397 ROCK CREEK DRIVE?+
Meadow Park Elementary School (elementary), Port Charlotte High School (high), Murdock Middle School (middle) — Charlotte County School District. Always verify school assignments with the district before relying on them.
Keep looking
Similar homes nearby
Listing courtesy of KELLER WILLIAMS ISLAND LIFE REAL ESTATE · Christine Chronister. MLS #C7532462.
IDX information is provided exclusively for consumers’ personal, non-commercial use and may not be used for any purpose other than to identify prospective properties consumers may be interested in purchasing. Data is deemed reliable but is not guaranteed accurate by Stellar MLS.
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